风险管理专员
Risk Management Specialist
加入一个致力于创造影响的团队。我们相信我们的工作和我们的客户。
职位地点
远程办公类型
远程办公地点（如果不是全部远程）：
n/a职位描述
作为风险管理人员，您将通过管理风险运营、处理审计和处理复杂的贷款审查来保护公司。与分支机构人员、借款人、企业合作伙伴和外部供应商紧密合作，您将在解决投资者和机构查询的同时，保护我们的财务状况。
您将负责：
- 管理和解决投资者和机构的审计申诉，包括早期付款违约（EPD）审计、购后审查、赔偿请求、全额赔偿要求和回购。
- 处理对投资者、机构和服务商的自我报告义务。
- 分析复杂的贷款缺陷并确定适当的纠正措施。
- 保持风险位置数据库的准确、更新和正确预留。
- 与风险管理副总裁和法务部门合作，进行监管合规审计、调查和诉讼支持，并配合外部律师。
- 与挂账清理和运输/抵押品部门合作，解决购前和购后问题。
我们寻找：
- 4年以上在抵押贷款承销和质量控制方面的实际经验。
- 对抵押贷款发放操作、流程和监管框架有深入了解。
- 对常规、FHA、USDA和VA贷款计划以及当前投资者指南有全面了解。
- 在分析复杂数据、应用批判性思维和做出合理商业决策方面有显著成果。
- 在研究、解决问题和跨内部和外部团队管理专业关系方面有出色背景。
- 强大的多任务处理能力，能够在快节奏环境中满足紧迫的截止日期。
Fairway Home Mortgage成立于1996年，是全国领先的抵押贷款行业公司。客户服务是我们一切工作的核心。我们提供个性化的贷款解决方案，拥有行业内最快的周转时间。我们的使命是作为值得信赖的顾问，引导客户完成抵押贷款过程的每一步，超越期望并确保满意。
我们的文化鼓励创新、成长和协作，提供激动人心的职业发展和专业成长机会。无论您是刚刚起步还是寻求进步，这里都有适合您的发展路径。
查看英文原文
Be part of a team that's committed to making a difference. We believe in our work and our customers.
Position Location
Remote Type
RemoteOffice Location (if not fully remote):
n/aJob Description
As a Risk Management Specialist, you will protect the business by managing risk operations, handling audits, and navigating complex loan reviews. Working closely with branch personnel, borrowers, corporate partners, and external vendors, you will play a critical role in resolving investor and agency inquiries while safeguarding our financial position.
What you will do:
- Manage and resolve investor and agency audit appeals, including Early Payment Default (EPD) audits, post-purchase reviews, indemnification requests, make-whole demands, and repurchases.
- Handle self-reporting obligations to investors, agencies, and servicers.
- Analyze complex loan defects and determine the appropriate corrective actions.
- Keep the Risk Position Database accurate, updated, and properly reserved.
- Collaborate with the Vice President of Risk Management and the Legal Department on regulatory compliance audits, investigations, and litigation support alongside outside counsel.
- Partner with the Suspense Clearing and Shipping/Collateral departments to resolve pre- and post-purchase issues.
What we are looking for:
- 4+ years of hands-on experience in mortgage underwriting and quality control.
- In-depth understanding of mortgage lending operations, procedures, and regulatory frameworks.
- Comprehensive knowledge of conventional, FHA, USDA, and VA loan programs, as well as current investor guidelines.
- Demonstrated history of analyzing complex data, applying critical thinking, and making sound business decisions.
- Proven background in research, problem-solving, and managing professional relationships across internal and external teams.
- Strong multitasking skills with the ability to meet tight deadlines in a fast-paced environment.
Fairway Home Mortgage, founded in 1996, is a nationwide leader in the mortgage industry. Customer service is at the heart of everything we do. We deliver personalized loan solutions with some of the fastest turn times in the industry. Our mission is to act as trusted advisors, guiding clients through every step of the mortgage process to exceed expectations and ensure satisfaction.
Our culture promotes innovation, growth, and collaboration, offering exciting career paths and professional development. Whether you're starting out or advancing your career, Fairway is a place where your skills and ambitions can thrive.
Current Employees: Head to the Fairway Careers Hub in Workday for internal job openings.
We post some job openings internally for our employees and others externally for the general public. If you cannot find the perfect role right now, do not hesitate to contact the Careers Team at . We can answer any questions and keep you updated on future opportunities.
View our E-Verify and Right to Work notices HERE.
Important Notice to Job Seekers! We’ve been made aware of fraudulent messages falsely claiming to be from Fairway recruiters, including links to assessments. These are not legitimate and are not affiliated with Fairway Independent Mortgage Corporation. We’re working with our Information Security team to address this issue. Thank you for your vigilance and continued interest in joining Fairway! All official communication will come from verified Fairway email addresses or our official LinkedIn page. If you receive a suspicious message, please do not click any links and notify us.
Originally posted on Himalayas