客户经理助理,顶级市场 - 大湖地区
Client Manager Associate, Premier Market - Great Lakes
客户经理助理,高级市场将负责管理2-99人的客户业务。他们将通过与客户、经纪人和关键Guardian内部合作伙伴建立关系,对这一业务的持续性、增长和盈利能力负责。这些合作伙伴包括核保、销售支持、服务和理赔部门。该职位还将直接与销售代表合作,发现为现有业务增加额外保障线的机会。
客户经理助理直接和/或间接负责与计划续保(计划保留)和新增保障线(“新增项目”)相关的活动,包括但不限于为新增保障线生成计划选项和报价。个人将主动评估其现有的业务组合,寻找新增项目机会,并处理到期续保和谈判请求。成功的候选人必须具备客户服务能力,熟练的咨询/谈判技巧,以及广泛的附加产品知识(牙科、视力、人寿、意外、残疾、法定、补充健康、自愿福利和休假管理),并具有高水平的操作效率。
你将:
- 与经纪人/生产者/计划持有人建立关系,针对参保人数少于100人的团体。
- 解释、传达并清晰地向经纪人/生产者/客户说明续保、替代计划选项和新增项目报价。
- 与销售代表一起审查参保人数少于100人的团体的经验和使用报告;根据团体规模和可用性打包并交付适当的报告。
- 主动识别并解决参保人数少于100人的团体的机会,应用Salesforce报告和其他与销售代表共同制定的策略来生成报价。
- 跟进经纪人/生产者关于续保和新增项目报价的状态,必要时与销售代表合作以完成续保或销售。
- 通过与核保部门协商,为参保人数少于100人的团体提供续保费率缓解,并确定和生成计划替代方案。
- 作为Guardian各类系统、功能、产品和工作流程程序的专家。
你具备:
- 本科学位或同等工作经验优先
- 3年以上保险行业经验,最好是保险行业经验
查看英文原文
The Client Manager Associate, Premier Market will assume overall responsibility for managing a client book of business in the 2-99 life space. They will be responsible for persistency, growth, and profitability of this book through relationship development with clients, brokers, and key Guardian internal partners. These partners include Underwriting, Sales Support, Service and Claims. This position will also directly work with Sales Representatives to uncover opportunities to add additional lines of coverage to existing business.
The Client Manager Associate is directly and/or indirectly accountable for activities associated with renewing plans (plan retention) and adding new lines of coverage (“add issue”) including, but not limited to, generating plan options and quotes for additional lines of coverage. The individual will proactively evaluate their existing book of business for add issue opportunities, as well as handle incoming renewal and negotiation requests. A successful candidate must exhibit competence in customer service, adept consulting/negotiation skills, extensive ancillary product knowledge (dental, vision, life, accident, disability, statutory, supplemental health, voluntary benefits, and leave management) with a high level of operational efficiency.
You will:
- Build relationships with brokers/producers/plan holders for groups with less than 100 enrolled lives.
- Interpret, deliver, and clearly communicate renewals, alternative plan options, and add issue quotes to the broker/producer/client.
- Review experience and utilization reports with Sales Representatives for groups with under 100 lives; Package and deliver appropriate reports based on group size and availability.
- Proactively identify and address opportunities for groups under 100 lives by applying Salesforce Reports and other strategies developed in collaboration with Sales Representatives to generate quotes.
- Follow up with broker/producer regarding status of renewals and add issue quotes while also engaging the Sales Representative, as needed, to help close the renewal or sale.
- Provide renewal rate relief for groups under 100 lives through negotiations with underwriting, as well as determining and generating plan alternative options.
- Serve as subject matter expert on various Guardian systems, capabilities, products, and workflow procedures.
You have:
- College degree or equivalent work experience preferred
- 3 +years of insurance industry experience, preferably in a sales environment with demonstrated success in servicing brokers/producers/customers
- Demonstrated written and oral communication skills
- Excellent customer service soft skills
- Excellent proficiency in mathematical concepts and strong analytical abilities
- Strong consultative, negotiation, persuasion, and influencing skills with a sales orientation
- Ability to build and maintain collaborative working relationships at all levels
- Strong planning and organizational skills with ability to multi-task
- Ability to work independently and in a group setting
- Motivation to meet goals: Meet persistency goals, renewal target goals, cross-sell goals (add issue), etc.
- Computer proficiency in Outlook, Skype, Excel, Word, PowerPoint, Salesforce, GCRS, Siebel, CPS, Phoenix, Business Objects, etc.
Knowledge:
- Solid knowledge of group insurance products, contracts, and services. Group insurance products include dental (PPO, DHMO, fully insured and ASO), vision, life, accident, short- and long-term disability (fully insured and ASO), statutory disability, supplemental health, voluntary benefits, and leave management (federal, state, and local).
- Solid knowledge of financing methodologies and strategies (fully insured and alternate funding).
- Solid knowledge of group insurance underwriting principles, methodologies, and practices.
Licensing:
· Must achieve required industry licensing within 90 days of date of hire and maintain license through completing Continuing Education requirements.
Location, Work Arrangement, and Travel:
- The successful hire must be based in the assigned territory (Michigan, Kentucky, or Ohio).
- The work arrangement will be remote (work from home).
- Travel is expected a few times a year for training and team meetings.
Salary Range:
$50,130.00 - $82,365.00The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.
Our Promise
At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.
Inspire Well-Being
As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at . Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.
Equal Employment Opportunity
Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.
Accommodations
Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact . Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site.
Visa Sponsorship
Guardian Life is not currently or in the foreseeable future sponsoring employment-based visas (e.g., such as an H-1B). In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship/support now or at any time in the future.
Notice Regarding Guardian’s Use of Artificial Intelligence in Recruitment
As part of Guardian’s job application process, Guardian may use artificial intelligence tools (“AI Tools") to automate the sorting and filtering of information provided by applicants as part of its preliminary screening. This preliminary screening may be used to help identify applicant materials and resumes relative to their indication that the applicant meets the requirements for the specific job for which they are applying, as specified in the listing posted on Guardian’s jobs website (Careers at Guardian at At Guardian, we do not use AI Tools to substantially assist or replace human judgment or discretionary decision making in our hiring process. All hiring decisions will be made by Guardian colleagues.
Please be aware that if you apply for a specific position with Guardian, you will have the choice of opting out of Guardian’s use of AI Tools during the job application process. If you would like to request an alternative process that does not utilize AI Tools or would like to request a reasonable accommodation, within ten business days of your position application, you must email your request to , making sure to provide your name and job requisition identification number. Guardian will retain your applicant materials and resume and all information therefrom in accordance with Guardian’s document retention policy, a copy of which you may request via .
Additionally, at applicable times, Guardian will make public the most recent bias audit results for such AI tools, which may be found here.
Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.
Originally posted on Himalayas