资深软件工程师 | NuPay
Staff Software Engineer | NuPay
关于Nu
Nu是拉丁美洲领先的数字银行，为巴西、墨西哥和哥伦比亚的1.4亿客户提供服务。公司通过利用数据和专有技术开发创新产品和服务，引领行业变革。
以对抗复杂性、赋能人为使命，Nu为客户提供完整的金融旅程，通过负责任的贷款和透明度促进金融准入和进步。公司由一个高效且可扩展的商业模式驱动，结合低成本服务与不断增长的回报。
Nu的影响力已获得多项奖项的认可，包括《时代》100家最具影响力公司、《快公司》最具创新力公司以及《福布斯》全球最佳银行。
访问我们的机构页面 https://www.nu.com/2026-en
关于该职位
NuPay是Nubank革新BNPL（先买后付）解决方案的主要支柱，创建客户与商家之间的无缝桥梁。通过消除传统电子商务结账流程中的摩擦，我们构建了一个生态系统，使安全、即时的支付在所有渠道都可访问——从在线购物车到通过数字钱包的实体店。
你将作为技术核心加入NuPay团队，推动一个在大规模与可靠性能之间取得平衡的支付堆栈的演进。这个角色不仅仅是移动数据；而是构建数百万个人和企业依赖的金融基础设施，确保每笔交易都是Nubank与合作伙伴之间的信任桥梁。
作为一名高级技术领导者，你将负责我们支付功能的技术方向，在授权和结算的复杂性中导航，同时指导下一代工程师的成长。你将处于产品创新与平台稳定性的交汇点，确保我们的结账体验仍然是拉美金融科技的黄金标准。
职责
- 为NuPay领域设计可扩展系统，确保与我们全球内部支付平台的无缝且稳健的集成。
- 主导核心支付生命周期的技术设计——包括授权、扣款、结算和对账，同时在性能与安全性之间取得平衡。
- 扩展支付平台，以在极端流量激增期间（如黑色星期五或重大零售活动）保持高可用性。
- 与产品经理合作，迭代结账流程，优化用户体验并提升系统稳定性。
查看英文原文
ABOUT NU
Nu is the leading digital bank in Latin America, serving 140 million customers across Brazil, Mexico, and Colombia. The company has been leading an industry transformation by leveraging data and proprietary technology to develop innovative products and services.
Guided by its mission to fight complexity and empower people, Nu caters to customers’ complete financial journey, promoting financial access and advancement with responsible lending and transparency. The company is powered by an efficient and scalable business model that combines low cost to serve with growing returns.
Nu’s impact has been recognized in multiple awards, including Time 100 Most Influential Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Banks.
Visit our Institutional Page https://www.nu.com/2026-en
ABOUT THE ROLE
NuPay is a primary pillar in Nubank’s mission to revolutionize BNPL (Buy Now, Pay Later) solutions, creating a seamless bridge between customers and merchants. By stripping away the friction of traditional e-commerce checkouts, we are building an ecosystem where secure, instant payments are accessible across all channels—from online carts to physical stores via digital wallets.
You will join the NuPay team as a technical anchor, driving the evolution of a payments stack that balances massive scale with ironclad reliability. This role is about more than just moving bits; it’s about architecting the financial infrastructure that millions of people and businesses rely on to grow, ensuring every transaction is a bridge of trust between Nubank and our partners.
As a senior technical leader, you will oversee the technical direction of our payment features, navigating the complexities of authorization and settlement while mentoring the next generation of engineers. You will sit at the intersection of product innovation and platform stability, ensuring our checkout experience remains the gold standard for Latin American fintech.
RESPONSIBILITIES
- Architect scalable systems for the NuPay domain, ensuring seamless and robust integration with our global internal payment platforms.
- Lead technical design for core payment lifecycles—including authorization, capture, settlement, and reconciliation—while balancing performance with security.
- Scale the payments platform to maintain high availability during extreme traffic surges, such as Black Friday or major retail events.
- Partner with Product Managers to iterate on the checkout journey, optimizing for high conversion and low churn while maintaining a world-class NPS.
- Define engineering standards for architecture, observability, and security, influencing multiple squads to uphold a high quality bar.
- Collaborate with Risk and Finance teams to engineer solutions that satisfy complex regulatory requirements without compromising the user experience.
REQUIRED QUALIFICATIONS
- Track record of technical leadership in architecting complex, distributed software environments at scale.
- Deep expertise in high-availability systems, with demonstrated ability to perform rigorous trade-off analysis for long-term scalability.
- Background in high-criticality FinTech, specifically within Payments or Core Banking environments governed by strict SLAs.
- Evidence of delivering high-throughput systems using modern engineering practices, including automated testing, observability, and safe rollout strategies.
- Experience mentoring senior engineers, fostering a culture of technical excellence and shared ownership across organizational boundaries.
NICE TO HAVE
- Experience with acquiring, sub-acquiring, or payment gateway architecture.
- Previous involvement with e-commerce or marketplace platforms managing proprietary payment stacks.
LOCATION & WORK MODEL
This role is based in São Paulo, Rio de Janeiro, Belo Horizonte or Campinas, Brazil on a Hybrid model.
DIVERSITY & INCLUSION / EQUAL OPPORTUNITY
At Nubank, we believe that diversity is essential to building the best products and services. We are committed to creating a welcoming work environment that respects and values diversity in all its forms, and we encourage people from all backgrounds to apply. We are proud to be an equal opportunity employer and do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
For information on how we handle your data, please see our Candidate Privacy Notice on our careers site.
Our recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.