兼职福利顾问
Part-Time Benefits Consultant
职位概述
我们正在寻找一位经验丰富的福利顾问加入我们的全远程团队。福利顾问负责管理一系列小型和中型雇主的福利及401(k)计划的全生命周期。该职位结合了实际的计划管理与咨询指导——帮助客户设计、实施并运行符合其员工需求、预算和合规要求的福利计划。理想的候选人来自经纪公司或福利咨询背景，能够自如地在战略计划设计讨论与注册、计费和承保商协调等操作细节之间切换。这是一个永久性的兼职全远程职位。我们希望找到一个将RCR作为主要工作——而非与其他工作或自己的咨询业务并行的副业的人选。
工作时间
核心工作时间为东部时间上午9:30至下午2:30，期间需要随时联系客户。每周其余时间由你自由安排——早起、晚上，一切适合你生活的时间都可以。我们非常重视这个工作时间安排；这也是该职位为兼职而非全职的原因。
我们要求在客户需求激增时具备灵活性，偶尔增加一些工作时间——如开放注册期、实施上线期或紧急员工关系问题。
主要职责
健康与福利福利管理
· 管理多个客户群体的医疗、牙科、视力、人寿、残疾、自愿、FSA/HSA和COBRA计划的日常管理
- 从头到尾主导年度开放注册——包括策略、沟通、系统搭建、员工教育会议和注册后审计
- 处理新员工注册、资格生命事件和终止；与承保商、薪资和HRIS平台进行协调
- 核对承保商发票并解决资格、计费和索赔升级问题
- 维护计划文件、SPD、SBC和必要的合规通知
401(k)和退休计划管理
· 管理401(k)计划，包括注册、贡献变更、贷款、分配和转移
- 协调薪资到记录保管人的数据流；核对贡献并在Guideline、Paycom、Gusto和Paylocity等平台上解决差异
- 支持计划审计、年末合规测试、5500表格申报和必要的参与者披露
- 与计划顾问和记录保管人合作进行计划设计变更、基金审查和
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Position Summary
We are seeking an experienced Benefits Consultant to join our fully remote team. The Benefits Consultant owns the full lifecycle of benefits and 401(k) administration across a portfolio of small and mid-sized employers. This role blends hands-on plan administration with consultative guidance — helping clients design, implement, and run benefits programs that fit their workforce, budget, and compliance obligations. The ideal candidate comes from a brokerage or benefits consulting background and is comfortable shifting between strategic plan design conversations and the operational details of enrollment, billing, and carrier coordination. This is a permanent part-time, fully remote position. We are looking for someone who wants RCR to be their work - not a side engagement alongside other employment or their own consulting practice.
The Schedule
Core hours are 9:30 a.m. to 2:30 p.m. Eastern, when we need you reachable for clients. The remaining hours each week are yours to place — early mornings, evenings, whatever fits your life. We hold this schedule seriously; it is the reason the role exists as part-time rather than full-time.
We do ask for flexibility to pick up additional hours occasionally when client needs spike — open enrollment, an implementation go-live, an urgent employee relations matter.
Key Responsibilities
Health & Welfare Benefits Administration
· Manage day-to-day administration of medical, dental, vision, life, disability, voluntary, FSA/HSA, and COBRA programs across multiple client groups
- Lead annual open enrollment from start to finish — strategy, communications, system build, employee education sessions, and post-enrollment audits
- Process new hire enrollments, qualifying life events, and terminations; coordinate with carriers, payroll, and HRIS platforms
- Reconcile carrier invoices and resolve eligibility, billing, and claims escalations
- Maintain plan documents, SPDs, SBCs, and required compliance notices
401(k) and Retirement Plan Administration
· Administer 401(k) plans including enrollments, contribution changes, loans, distributions, and rollovers
- Coordinate payroll-to-recordkeeper data flows; reconcile contributions and resolve discrepancies across platforms like Guideline, Paycom, Gusto, and Paylocity
- Support plan audits, year-end compliance testing, Form 5500 filings, and required participant disclosures
- Partner with plan advisors and recordkeepers on plan design changes, fund reviews, and fiduciary best practices
Compliance and Risk Management
· Maintain working knowledge of ERISA, ACA, HIPAA, COBRA, IRS Section 125, and state-specific benefits requirements
- Manage required reporting and notices including 1094/1095, Medicare Part D Creditable Coverage, and Summary Annual Reports
- Identify compliance risks and partner with internal SMEs and external counsel as needed
Client and Vendor Management
· Serve as the primary day-to-day benefits contact for assigned client accounts
- Manage relationships with carriers, brokers, TPAs, and recordkeepers
- Support renewals and RFPs in partnership with broker partners; analyze plan utilization, costs, and benchmarking data to inform recommendations
Employee Communications and Education
· Build and deliver benefits communications, enrollment guides, and education sessions tailored to each client's culture and audience
- Respond to employee questions with clarity and empathy, translating plan language into plain English
Qualifications
Required
· 5+ years of progressive benefits administration experience, with at least 2 years in a brokerage, benefits consulting firm, or PEO/HR outsourcing environment
- Hands-on experience administering both health & welfare and 401(k) plans for small and mid-sized employers
- Demonstrated success in a client-facing, consulting, or multi-client HR support environment
- Working knowledge of major HRIS and payroll platforms (Paycom, Gusto, Paylocity, BambooHR, or similar)
- Familiarity with 401(k) recordkeeping platforms (Guideline, Vestwell, Empower, Fidelity, or similar)
- Strong understanding of federal and multi-state benefits compliance
- Excellent written and verbal communication, with comfort presenting to both employees and leadership
- Prior experience working in a fully remote role
Preferred
· CEBS, GBA, RPA, PHR/SPHR, or SHRM-CP/SCP certification
- Experience supporting multiple client accounts simultaneously
Compensation and Benefits:
· $32.00 - $40.00/hr
- Benefits Package: PTO, paid holidays, professional development assistance, and 401(k) matching
We are committed to being an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.
Originally posted on Himalayas