高级精算经理
Senior Actuarial Manager
职位概述
在Velocity Risk担任高级精算经理,您将领导一个不断壮大的精算团队,在传统精算科学与前沿数据科学的交汇点上,负责定价复杂性、预测分析和数据驱动决策,为一家快速发展的专业财产保险公司提供支持。您将自动化并提升核心精算流程,向高管和合作伙伴讲述盈利故事,并与财务和再保险相关方紧密合作,塑造高灾害风险市场的战略。
工作职责:
- 在我们的财产组合中领导全流程的定价策略,确保费率符合风险、增长和盈利目标。
- 设计、构建和维护使用GLMs、GAMs和GBMs的高级定价模型,包括模型治理、验证和监控。
- 负责准备金策略和交付,包括未决赔款额(IBNR)、赔付率分析和准备金充足性审查,与财务部门合作完成。
- 升级、现代化并维护定价工具/定价器,使承保人和分销合作伙伴获得快速、直观且准确的定价。
- 与承保、产品、财务和再保险部门合作,将分析转化为组合、产品和再保险决策。
- 培养和发展一支高绩效的精算团队;设定明确的期望,提供反馈,并建立精算人才储备。
- 推动定价和准备金的自动化和流程改进,减少手动工作,提高洞察速度。
- 用清晰、易于理解的商业语言向高管和非技术利益相关者传达复杂的精算和数据科学概念。
所需经验:
- 精算科学、数学、统计学、数据科学或相关定量领域的学士学位(或更高学历)。
- 需要ACAS资格;FCAS优先(或距离精算师考试仅差几门)。
- 7年以上产险精算经验,专注于财产险种;有灾害险/E&S或专业财产险经验者优先。
- 直接领导定价和准备金工作流的经验,包括初步定价、组合盈利能力审查和准备金分析。
- 有构建、验证和部署使用GLMs、GAMs和GBMs的定价模型的实证记录,最好能应用于生产环境中的定价器。
- 有升级和维护用于承保人和分销合作伙伴的定价工具/定价器的经验,包括测试和变更管理。
- 有准备金相关工作的直接责任
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Position Summary
As Sr. Actuarial Manager at Velocity Risk, you’ll lead a growing team of actuaries at the crossroads of traditional actuarial science and cutting-edge data science—owning pricing sophistication, predictive analytics, and data-driven decision-making for a fast-moving specialty property insurer. You’ll automate and elevate core actuarial processes, tell the profitability story to executives and partners, and collaborate closely with finance and reinsurance stakeholders to shape strategy in catastrophe-prone markets.What will your job entail?
Job Responsibilities:
- Lead end-to-end pricing strategy across our property portfolio, ensuring rates align with risk, growth, and profitability goals.
- Design, build, and maintain advanced pricing models using GLMs, GAMs, and GBMs, including model governance, validation, and monitoring.
- Own reserving strategy and delivery, including IBNR, loss ratio analysis, and reserve adequacy reviews in partnership with Finance.
- Upgrade, modernize, and maintain rating tools/raters so that underwriters and distribution partners have fast, intuitive, and accurate pricing.
- Partner with underwriting, product, finance, and reinsurance to translate analytics into portfolio, product, and reinsurance decisions.
- Develop, coach, and grow a high-performing actuarial team; set clear expectations, provide feedback, and build actuarial bench strength.
- Drive automation and process improvement for pricing and reserving, reducing manual work and improving speed to insight.
- Communicate complex actuarial and data science concepts in clear, business-friendly language to executives and non-technical stakeholders.
Required Experience:
- Bachelor’s degree (or higher) in Actuarial Science, Mathematics, Statistics, Data Science, or a related quantitative field.
- ACAS required; FCAS preferred (or within a few exams of Fellowship).
- 7+ years of P&C actuarial experience, with a focus on property lines; CAT/E&S or specialty property experience strongly preferred.
- Direct experience leading both pricing and reserving workstreams, including indications, portfolio profitability reviews, and reserve analyses.
- Proven track record building, validating, and deploying pricing models using GLMs, GAMs, and GBMs, ideally into production raters.
- Experience upgrading and maintaining rating tools/raters for underwriters and distribution partners, including testing and change management.
- Prior responsibility for reserve studies (including IBNR), loss ratio monitoring, and partnering with Finance on reserve reviews and planning.
- Experience collaborating with underwriting, product, reinsurance, and finance to steer portfolio strategy and improve profitability.
- Background in a fast-paced environment (e.g., high-growth insurer, MGA, or insurtech) is a plus.
Skills & Competencies
- Advanced modeling skills using GLMs, GAMs, and GBMs for pricing, segmentation, and profitability analysis.
- Strong programming skills in Python or R, with working knowledge of SQL and Excel for data extraction, transformation, and analysis.
- Experience with actuarial and modeling software (e.g., Emblem, Radar, or similar) is a plus.
Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.
How We Support Our Teammates
Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.
The target salary range for this position is $136,000.00 - $170,000.00 annually.The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website
We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at
The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Originally posted on Himalayas