银行合规技术专员
Bank Compliance Technology Analyst
在Affirm，我们为那些重要的时刻而存在——让人们能够清晰、可预测地分期付款，没有隐藏费用、没有意外，也不必在最重要的事情上做出妥协。
银行合规技术分析师支持Affirm银行合规和BSA/AML项目的日常运作和持续发展。该职位将监管、政策和运营要求转化为有效的系统、规则、工作流程、报告和自动化控制。
该分析师将与银行合规、金融犯罪运营、产品、工程、数据和其他相关方紧密合作，确保Affirm银行的合规技术保持可靠、可扩展、受控且可审计。
你将负责
- 支持Affirm银行BSA/AML及更广泛的合规项目的系统设计和运行。
- 构建并维护交易监控规则、客户风险评级能力、尽职调查（EDD）工作流程及其他合规控制措施。
- 配置和优化案件管理系统、操作工作流程、调查工具和升级流程。
- 将合规要求转化为清晰的系统逻辑、技术需求和操作流程。
- 在实施前后对规则、工作流程、系统变更和自动化决策进行测试。
- 监控控制效果、数据质量、系统可靠性及操作结果。
- 分析警报、案件、客户活动和控制结果，识别差距并提出改进建议。
- 为银行合规领导层、治理委员会、审计、检查和监管问询开发仪表盘和报告。
- 维护涵盖系统逻辑、规则变更、测试、审批、问题和补救措施的文档。
- 支持自动化和人工参与的合规工作流程的实施，并配备适当的监督和升级控制。
- 协调合规、运营、产品、工程、数据和第三方供应商之间的技术问题、增强功能和路线图优先级。
- 帮助确保合规技术能适应新产品、监管期望以及Affirm银行风险状况的变化。
我们寻找
- 5年以上支持合规技术、BSA/AML、金融犯罪、银行运营、风险系统或相关职能的经验。
- 理解交易监控、客户风险评级、尽职调查、案件管理及合规控制框架。
查看英文原文
At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
The Bank Compliance Technology Analyst supports the technical operation and continued development of the Affirm Bank Compliance and BSA/AML programs. This role translates regulatory, policy, and operational requirements into effective systems, rules, workflows, reporting, and automated controls.
The analyst will partner closely with Bank Compliance, Financial Crimes Operations, Product, Engineering, Data, and other stakeholders to ensure Affirm Bank’s compliance technology remains reliable, scalable, well-controlled, and audit-ready.
What You'll Do
- Support the technical design and operation of Affirm Bank’s BSA/AML and broader compliance programs.
- Build and maintain transaction-monitoring rules, customer risk-rating capabilities, EDD workflows, and other compliance controls.
- Configure and improve case-management systems, operational workflows, investigation tools, and escalation processes.
- Translate compliance requirements into clear system logic, technical requirements, and operational processes.
- Conduct testing of rules, workflows, system changes, and automated decisions before and after implementation.
- Monitor control performance, data quality, system reliability, and operational outcomes.
- Analyze alerts, cases, customer activity, and control results to identify gaps and recommend improvements.
- Develop dashboards and reporting for Bank Compliance leadership, governance committees, audits, examinations, and regulatory inquiries.
- Maintain documentation covering system logic, rule changes, testing, approvals, issues, and remediation.
- Support the implementation of automated and agent-enabled compliance workflows with appropriate oversight and escalation controls.
- Coordinate technical issues, enhancements, and roadmap priorities across Compliance, Operations, Product, Engineering, Data, and third-party vendors.
- Help ensure compliance technology adapts to new products, regulatory expectations, and changes to Affirm Bank’s risk profile.
What We Look For
- 5+ years experience supporting compliance technology, BSA/AML, financial crimes, banking operations, risk systems, or a related function.
- Understanding of transaction monitoring, customer risk rating, EDD, case management, and compliance-control frameworks.
- Ability to translate policy or regulatory requirements into practical technical and operational solutions.
- Strong analytical skills, including experience evaluating data, identifying trends, and investigating control-performance issues.
- Experience with workflow tools, case-management platforms, dashboards, data queries, or system configuration.
- Strong written communication and documentation skills.
- Ability to work effectively across Compliance, Operations, Product, Engineering, and Data teams.
- Strong attention to detail and an understanding of testing, change management, governance, and audit readiness.
Preferred Experience
- Experience supporting a regulated bank or bank-partnership environment.
- SQL, Python, Databricks, Snowflake experience
- Experience with transaction-monitoring rules, model tuning, system implementation, or control testing.
- Knowledge of BSA/AML regulations and related regulatory expectations.
- Experience supporting regulatory examinations, internal audits, model validation, or compliance testing.
Base Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $145,000 - $205,000
USA base pay range (all other U.S. states) per year: $128,000 - $188,000
Please note that visa sponsorship is not available for this position.
#LI-Remote
Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.
Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
- Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
- Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
- Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
- Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.
We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.
For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
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