高级承保人
Senior Underwriter
MSIG USA持续增长！
公司简介：
MSIG USA是MS&AD保险集团控股公司旗下的美国子公司，该公司是全球顶级财产和意外险承保商之一，也是全球第15类保险公司，拥有A+评级，业务覆盖40多个国家和地区。依托350年的历史积淀，MSIG USA凭借财务实力、专业经验和全球布局，为您的企业量身定制应对独特风险的商业保险解决方案。
职位概述/工作目的：
根据公司目标，在全国范围内承保具有盈利能力的财产业务。
核心职责：
· 在授权范围内选择并承保复杂的财产风险。
- 审核申请和要求，根据公司指南和标准确定风险的可接受性。执行承保流程和尽职调查的所有方面，包括财务文件和个别风险因素的审查与分析。根据公司备案和州/协会合规要求应用适当的定价技术。
- 监控所负责业务范围内的承保结果、保费和损失趋势。
- 在既定服务指标内，为经纪人和客户提供优质服务，处理新业务、续保和临时请求。在指定区域内开发和培养新的和现有的经纪人及客户关系。与经纪人和客户合作，制定定制化的保险解决方案。通过强大的经纪人和客户网络寻找新的业务机会。
- 准备或分析有关不利承保决定、费率上诉、承保要求、状态和拒保的信息，以推动指定区域的成果。
- 根据监管和内部承保指南记录账户信息。
- 与适当业务部门（风险工程、理赔和营销代表）建立并执行有效的生产者和客户访问计划，以维持并增加新业务。
- 提升工业和全球财产承保领域的专业技术能力，包括协助承保经理对部门员工进行培训和发展。
- 监督职责：
- 此职位无监督职责。
- 任职资格：
- 要成功履行本工作，个人必须能够满意地完成每一项核心职责。以下要求代表了所需的知识、技能和/或能力
查看英文原文
MSIG USA continues to grow!
Company Overview:
MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.
Summary/Job Purpose:
Underwrites profitable property business on a nationwide basis in accordance with Corporate goals.
Essential Functions:
· Selects and underwrites complex property risks within delegated underwriting authority.
- Reviews applications and requirements to determine acceptability of risk in accordance with Company guidelines and standards. Perform all aspects of the underwriting process and due diligence including review and analysis of financial documents and individual risk factors. Applies appropriate pricing techniques according to company filings and state/bureau conformance.
- Monitors underwriting results, premium and loss trends within assigned book of business.
- Deliver quality service to brokers and customers within established service metrics for new, renewal and interim requests. Develop and cultivate new and existing broker and customer relationships in assigned territory. Work with brokers and clients to create customized insurance solutions. Source new business opportunities through a strong broker and client network.
- Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory.
- Document accounts in accordance with regulatory and internal underwriting guidelines.
- Establishes and executes effective and efficient producer and client visits (with appropriate business units – Risk Engineering, Claims and Marketing Representatives) in order to maintain and increase new business.
- Enhances technical expertise in the area of Industrial and Global property underwriting including assisting in Underwriting Manager in the training and development of department staff.
Supervisory Responsibilities:
This position has no supervisory responsibilities.
Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and Experience Required:
- Bachelor's degree (B. A.) required
- 7+ years of related multi-line background required.
- Existing producer relationships preferred.
- Must have demonstrated negotiation and production skills.
- Excellent verbal and written communication skills
SALARY: The estimated salary range for this position is $110,000 to $215,000 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate’s relevant experience, location, and other job-related factors.
It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!
It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.
Originally posted on Himalayas