信用风险分析师
Credit Risk Analyst
我们正在寻找一位信用风险分析师加入交易对手与信用风险团队，该团队负责管理Coinbase全球机构客户群的信用敞口，对交易对手进行承销，并在不断发展的数字资产市场中提供贷款解决方案。你将负责对复杂交易对手进行信用分析，推荐基于风险的限额，并监控直接影响Coinbase如何扩展其机构产品的组合敞口。
你将负责：
- 负责机构交易对手（包括对冲基金、资产管理公司、私募股权和风险投资公司）的尽职调查和承销。
- 推荐内部信用评级和基于风险的限额，准备书面分析以支持每项评估，供高级管理层审查。
- 监控组合敞口，定期监控交易伙伴，并向管理层清晰地传达集中趋势和结算风险。
- 分析单个资产和组合层面的资产波动性和流动性风险，以指导限额设定和资本规划。
- 协商行业文档（如PBAs、MLAs和ACAs），并与业务发展、运营、法律和产品团队合作，解决复杂的客户或产品问题。
所需技能和经验：
- 1至3年实际信用风险管理经验，包括在快速发展的金融服务或数字资产环境中进行交易对手承销或组合监控。
- 具有服务对冲基金、资产管理公司、私募股权或风险投资公司的机构客户经验。
- 熟悉资本市场产品和标准行业文档（PBAs、MLAs、主经纪交易协议）。
- 有清晰的书面信用备忘录和向高级利益相关者展示风险建议的能力。
- 精通Excel和数据库查询工具，能够处理大量数据并从中提取关键见解。
查看英文原文
Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase.
We're hiring a Credit Risk Analyst to join the Counterparty and Credit Risk team within Financial & Operational Risk. This team manages credit exposure across Coinbase's global institutional client base, underwriting counterparties and delivering lending solutions in a fast-evolving digital asset market. You'll own credit analysis for complex counterparties, recommend risk-based limits, and monitor portfolio exposures that directly inform how Coinbase scales its institutional products.
What you'll do:
- Own diligence and underwriting of institutional counterparties including hedge funds, asset managers, private equity, and venture capital firms.
- Recommend internal credit ratings and risk-based limits, preparing written analysis that substantiates each assessment for senior leadership review.
- Monitor portfolio exposures, conduct periodic surveillance of trading partners, and clearly communicate concentration trends and settlement risks to leadership.
- Analyze asset volatility and liquidity risks on a per-asset and portfolio basis to inform limit-setting and capital planning.
- Negotiate industry documentation (e.g., PBAs, MLAs, and ACAs) and collaborate with business development, operations, legal, and product teams to resolve complex client or product challenges.
Required Skills and Experience:
- 1-3 years of hands-on credit risk management experience, including counterparty underwriting or portfolio monitoring in a fast-moving financial services or digital asset environment.
- Prior experience covering institutional clients such as hedge funds, asset managers, private equity, or venture capital firms.
- Working knowledge of capital markets products and standard industry documentation (PBAs, MLAs, prime brokerage agreements).
- Demonstrated ability to produce clear written credit memos and present risk recommendations to senior stakeholders.
- Proficiency building quantitative credit models and exposure analyses using spreadsheets, SQL, or other analytical tools.
- Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.
P77678
#LI-Remote
Pay Transparency Notice: Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)).
Annual base salary range (excluding equity and bonus):
$95,030—$111,800 USD
- Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.
- Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.
- US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.
- Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial.
- Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.