软件工程师II，后端（回收）
Software Engineer II, Backend (Recoveries)
在Affirm，我们存在的意义是为那些重要的时刻提供清晰、可预测的支付方式，没有隐藏费用，没有意外，也不必在最重要的事情上做出妥协。
Recoveries团队是Repayments部门的一部分，致力于打造一个强大的平台，最大限度地回收已核销的贷款，同时监控、检测并确保我们与业务合作伙伴系统的差异最小化。你将与产品经理和后端风险团队紧密合作，有效管理贷款在其生命周期最后阶段的处理，并开发和实施回收策略。
你将负责
· 负责并完成团队的季度目标，带领团队中的工程师在不确定性中解决开放性问题，并确保在整个交付过程中每个人都得到支持。
· 通过与产品管理、设计和分析团队合作，在创意阶段参与讨论，阐明技术限制，并在考虑风险和权衡的情况下共同做出决策，从而支持你的同事和利益相关者在产品开发周期中的工作。
· 主动识别项目、流程、技术和业务问题，倡导这些问题，并领导解决它们。
· 通过创建和监控指标、在需要时进行升级，并支持“保持系统运行”和值班工作，来保障团队产出的运营和可用性。
· 通过为团队设定或改进代码审查和设计标准，并通过写作和技术演讲在团队之外倡导这些标准，来培养质量与责任感的文化。
· 通过提供反馈和指导，以及以身作则，帮助团队成员发展人才。
我们寻找
· 具有2.5年以上软件工程师经验。
· 精通使用Python、AWS、MySQL和Kubernetes等大规模技术设计、开发和发布后端系统。
· 有使用React等声明式UI框架开发和发布网页应用的经验。
· 有设计、实现和操作批处理或异步工作负载的经验，包括定时任务、数据回填和大规模数据处理，对正确性、可观测性和故障处理有强烈关注。
· 有为重要功能或系统组件制定技术方案的经验，能够提出优雅、简洁的解决方案。
查看英文原文
At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
The Recoveries team, as a part of the Repayments area, is on a mission to build a robust platform that will maximize the recovery of charged-off loans while monitoring, detecting and ensuring to minimize the discrepancies between us and our business partners systems. Collaborating closely with our product managers and backbook risk teams, you will effectively manage loans throughout the final phase of their lifecycle and develop and implement recovery strategies.
What You'll Do
· You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
· You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
· You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
· You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
· You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
· You will help develop talent on your team by providing feedback and guidance, and leading by example.
What We Look For
· You have a total of 2.5+ years of experience as a software engineer.
· You are experienced in designing, developing and launching backend systems at scale technologies like Python, AWS, MySQL, and Kubernetes.
· You have experience shipping web apps using declarative UI frameworks like React.
· You have experience designing, implementing, and operating batch processing or asynchronous workloads, including scheduled jobs, backfills, and large-scale data processing, with a strong focus on correctness, observability, and failure handling.
· You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
· You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
· Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
· You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
## Total rewards
We believe the people building honest financial products at Affirm should share in its success. That's why our total rewards are designed to support your health, growth, financial well-being, and future.
In service of our mission, we reward employees through a combination of base pay, equity (from parent company), and comprehensive benefits.
Base Pay Grade - L
259,000 - 379,000 zł
Base pay ranges and placement within those ranges are determined based on several factors, including role, experience, and job-related skills.
In addition to base pay, all employees in this role are eligible to receive equity from the parent company each year. This means as Affirm’s parent company grows, employees have the opportunity to share in that growth financially.
Affirm Holdings, Inc. Equity
Equity grade: 3 (awarded in US Dollars)
New hire equity: $24,000-$36,000
Annual Refresh: $7,500
Reward equity: $0-$112,500
Affirm also provides flexible spending wallets to all employees for technology and wellbeing related needs, which are reimbursable up to 1390 zł per month.
In addition to your compensation, our comprehensive benefits are designed to support you and the people who matter most. Benefits include:
- Competitive paid time off, paid public holidays, and additional paid Away Days to rest and recharge.
- Comprehensive private healthcare through Lux Med's Platinum package.
- A MultiSport card to support your health and well-being.
- Learning and development programs to help you grow professionally.
- Family healthcare support through Maven and parental leave support through Parentaly.
- Mental well-being support through Lyra, including up to 12 confidential counseling or coaching sessions each year for you and your household members.
- Financial well-being support through Northstar, with unlimited access to Certified Financial Advisors and planning tools at no cost to you.
- Employee Resource Groups (ERGs) that foster connection and inclusion.
- Eligibility for creative tax benefits, subject to applicable law, role, and company policy.
Location - Remote Poland
The majority of our roles can be located anywhere in Poland.
**This job description is not a contractual document, and is not intended to have binding force.**
#LI-Remote
Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.
Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
- Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
- Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
- Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
- Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.
We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.
For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.