业务分析师，借记卡
Business Analyst, Debit Card
Blend是一家全球人工智能和数据解决方案公司，帮助组织将复杂的信息转化为可衡量的业务成果。我们公司结合数据科学、分析、技术和行业专长，解决营销、客户体验、运营和数字化转型中的挑战。Blend与领先品牌合作，打造并实施符合其业务需求的实用解决方案。
职位概述
Blend360正在寻找一名业务分析师，以支持联合品牌借记卡产品的持续推出、绩效评估和优化。
业务分析师将直接与产品管理和跨职能利益相关者合作，分析支付交易数据，开发报告工具和绩效指标，识别产品表现差距，并推荐能够提升客户获取、激活、参与、留存和卡片使用的策略。
该职位需要一位动手能力强的产品分析师，具备扎实的卡片和支付经验。这不是以需求收集、项目协调或文档为主的业务分析师职位。
职责
• 分析借记卡支付交易数据，识别表现趋势、客户行为、产品问题和增长机会。
• 开发和维护用于监控借记卡表现的仪表盘、报告工具和分析基础设施。
• 定义客户获取、激活、参与、留存、交易频率和卡片使用方面的KPI和成功指标。
• 使用SQL提取、合并、验证和分析复杂的交易和客户数据。
• 将分析结果转化为清晰的商业故事和可操作的产品建议。
• 识别表现差距，并估算所提议改进的潜在业务影响。
• 推荐并优先考虑能够提高借记卡采用率、参与度和使用率的策略。
• 支持借记卡产品增强路线图的开发和执行。
• 向产品负责人和业务利益相关者汇报发现、建议和绩效更新。
• 与产品、市场、销售、运营、分析和发卡方利益相关者合作。
• 监控借记卡行业趋势、竞争对手活动、法规、新兴支付技术和消费者行为。
• 为产品创新和差异化计划贡献卡片和支付行业知识。
要求资格
查看英文原文
Blend is a global AI and data solutions company that helps organizations turn complex information into measurable business results. Our company combines data science, analytics, technology, and industry expertise to solve challenges across marketing, customer experience, operations, and digital transformation. Blend partners with leading brands to build and implement practical solutions tailored to their business needs.
Position Overview
Blend360 is seeking a Business Analyst to support the continued launch, performance
measurement, and optimization of a co-branded debit card product.
The Business Analyst will work directly with product management and cross-functional stakeholders
to analyze payment transaction data, develop reporting tools and performance metrics, identify
product performance gaps, and recommend strategies that improve customer acquisition,
activation, engagement, retention, and card usage.
This position requires a hands-on product analyst with strong card and payments experience. It is
not primarily a requirements-gathering, project coordination, or documentation-focused Business
Analyst role.
Responsibilities
• Analyze debit card payment transaction data to identify performance trends, customer
behaviors, product issues, and growth opportunities.
• Develop and maintain dashboards, reporting tools, and analytical infrastructure used to
monitor debit card performance.
• Define KPIs and success metrics across customer acquisition, activation, engagement,
retention, transaction frequency, and card usage.
• Use SQL to extract, combine, validate, and analyze complex transactional and customer
data.
• Translate analytical findings into clear business stories and actionable product
recommendations.
• Identify performance gaps and estimate the potential business impact of proposed
improvements.
• Recommend and prioritize strategies that increase debit card adoption, engagement, and
usage.
• Support the development and execution of the debit card product enhancement roadmap.
• Present findings, recommendations, and performance updates to product leaders and
business stakeholders.
• Partner with product, marketing, sales, operations, analytics, and issuer stakeholders.
• Monitor debit card industry trends, competitor activity, regulations, emerging payment
technologies, and consumer behavior.
• Contribute card and payments industry knowledge to product innovation and
differentiation initiatives.
Required Qualifications
Candidates must have recent, hands-on professional experience with each of the following:
• 3+ years of card and payments industry experience.
• 3+ years of debit card product experience.
• 3+ years of financial product and performance analysis.
• 3+ years of payment transaction data analysis.
• 3+ years of advanced SQL experience.
• 3+ years of Tableau or Power BI experience.
• 3+ years of KPI development and performance measurement.
• 3+ years of analytical storytelling and business recommendation development.
• Experience analyzing acquisition, activation, engagement, retention, and product usage.
• Experience turning complex data into clear findings, business implications, and
recommended actions.
• Strong communication and cross-functional stakeholder management skills.
• Ability to work onsite four days per week near Dallas Love Field.
Preferred Qualifications
• Python experience.
• Experience supporting a co-branded card product.
• Experience working directly with card issuers, payment networks, or financial institution
This role requires a hybrid schedule of 4 days per week on-site near Dallas Lovefield Airport.
This role pays between $45 - $50 per hour depending on experience and interview performance.
This role is not eligible for sponsorship, visa transfers, or C2C arrangements.