身体伤害/信用租赁索赔调整员,英国
Bodily Injury/Credit Hire Claims Adjuster, UK
关于Reserv
Reserv是一家保险科技公司,致力于开发和孵化前沿的AI和自动化技术,以提高理赔效率并简化流程。由拥有丰富SaaS和数字理赔经验的保险科技资深人士创立,Reserv获得Bain Capital和Altai Ventures的风险投资,并于2022年5月开始运营。我们专注于自动化高度人工的任务,解决长期存在的理赔问题,并为TPA、保险科技提供商和理赔员设定新的标准。我们有雄心勃勃(但可实现的)目标,需要能在不断变化的环境中工作的人才。如果构建领先的TPA以及应对理赔角色长期挑战的前景让你感到兴奋,我们迫不及待地想见到你。
你是谁
- 热情的理赔员,关心客户及其体验。
- 具有同理心。你在与所有人互动时都表现出同理心和耐心。
- 时刻保持紧迫感。这并不意味着全天候工作。
- 富有创造力。你能找到最适合被保险人利益的理赔解决方案(此处有意双关)。
- 喜欢冲突。冲突不一定是对抗性的,但必须是对话式的。
- 好奇心强。你必须想了解完整的故事,以便尽早做出正确决策并迅速执行。
- 反对现状。你不仅仅是希望事情有所不同,而是会采取行动。
- 擅长沟通。(我们很想听听你对这一点的理解)
- 我们还提到过,你有幽默感。理赔本身已经够难了。
你将做什么
- 向团队主管汇报,你将管理自己在商业车辆账户中混合的信用租赁和人身伤害理赔组合
- 在实现或超越个人目标和指标方面始终保持可靠,并主动克服理赔处理中的障碍
- 遵循并应用理赔处理的最佳实践,涵盖整个生命周期,包括理赔接收、调查、评估、赔付和追偿
- 在你的案件中识别并标记趋势、模式或流程问题,并向团队主管报告,以支持更广泛的数据分析和改进
- 确保你在理赔过程的每个阶段都能满足客户和客户期望
- 及时且充分记录地将复杂或高价值的理赔上报给团队主管
- 在你的组合中对所有理赔保持准确且足够的准备金,符合相关要求
查看英文原文
About Reserv
Reserv is an insurtech creating and incubating cutting-edge AI and automation technology to bring efficiency and simplicity to claims. Founded by insurtech veterans with deep experience in SaaS and digital claims, Reserv is venture-backed by Bain Capital and Altai Ventures and began operations in May 2022. We are focused on automating highly manual tasks to tackle long-standing problems in claims and set a new standard for TPAs, insurance technology providers, and adjusters alike. We have ambitious (but attainable!) goals and need people who can work in an evolving environment. If building a leading TPA and the prospect of tackling the long-standing challenges of the claims role sounds exciting, we can't wait to meet you.
Who you are
- Passionate adjuster who cares about the customer and their experience.
- Empathetic. You exercise empathy and patience towards everyone you interact with.
- Sense of urgency at all times. That does not mean working at all hours.
- Creative. You can find the right exit ramp (pun intended) for the resolution of the claim that is in the insured's best interest.
- Conflict enjoyer. Conflict does not have to be adversarial, but it HAS to be conversational.
- Curious. You have to want to know the whole story so you can make the right decisions early and action them to a prompt resolution.
- Anti status quo. You don't just wish things were done differently, you act on it.
- Communicative. (we'd love to know what this means to you)
- And did we mention, you have a sense of humor. Claims are hard enough as it is.
What you'll do
- Reporting to the Team Lead, you will manage your own portfolio of credit hire and bodily injury claims across a mix of commercial motor accounts
- Be consistently dependable in achieving or exceeding individual goals and targets, and proactively overcoming obstacles in your claims handling
- Follow and apply best practices for claims handling across the full lifecycle, including claim intake, investigation, evaluation, settlement, and recovery
- Identify and flag trends, patterns, or process concerns within your own caseload to your Team Lead to support wider data analysis and improvement
- Ensure your handling of claims meets client and customer expectations at every stage of the claims process
- Escalate complex or high-value claims to your Team Lead in a timely and well-documented manner
- Maintain accurate and adequate reserves on all claims within your portfolio, in line with internal guidelines
- Identify and promptly report indicators of fraudulent claims activity to your Team Lead, and adhere to all legal and regulatory compliance requirements in your day-to-day handling
- Contribute positively to team culture, support colleagues where needed, and take ownership of your own professional development
- Maintain thorough and accurate claims records and documentation, and provide your Team Lead with timely updates on claim progress, emerging trends, and any concerns within your portfolio
Qualifications
- 3+ years of experience in insurance claims handling, with exposure to motor claims preferred
- Hands-on experience in personal injury and/or credit hire claims, with a working knowledge of GTA and commercial credit hire agreements
- Technical Knowledge: A solid and developing understanding of motor claims processes, including familiarity with relevant Claims Portals, Civil Procedure Rules (CPR), and multi-jurisdiction claims handling
- Awareness of industry regulations and a commitment to following compliance guidelines and internal procedures in day-to-day claims handling
- Comfortable adopting and working within claims management systems and technology, with a willingness to embrace process improvements as directed by the team lead
- Consistent demonstration of quality and accuracy in claims assessment, documentation, and decision-making, with strong attention to detail
- High standards of integrity and ethics when handling sensitive customer and claim information, with a clear sense of personal accountability
Benefits
- Generous health-insurance package with nationwide coverage, vision, & dental
- Retirement plan with employer matching
- Competitive PTO policy – we want our employees fresh, healthy, happy, and energized!
- Generous family leave policy after 8 months of continuous work
- Work from anywhere to facilitate your work life balance
- Apple laptop, large second monitor, and other quality-of-life equipment you may want. Technology is something that should make your life easier, not harder!
Additionally, we will
- Listen to your feedback to enhance and improve upon the long-standing challenges of an adjuster and the claims role
- Work toward reducing and eliminating all the administrative work from an adjuster role
- Foster a culture of empathy, transparency, and empowerment in a remote-first environment
At Reserv, we value diversity in backgrounds, perspectives, and life experiences and believe that diversity in viewpoints and critical thinking drives innovation, first-principles thinking, and success. We welcome applicants from all backgrounds and encourage those from all walks of life to apply. If you believe you are a good fit for this role, we would love to hear from you!
Originally posted on Himalayas