结算分析师
Closing Analyst
关于World Business Lenders（www.wbl.com）
World Business Lenders为全美无法获得传统融资渠道的小型和中型企业提供通用的短期、房地产抵押商业贷款。
· WBL是一家美国公司，拥有100%远程办公的团队。
· 这是一个远程合同/顾问职位。标准工作时间通常为东部时间周一至周五上午9点至下午6点。根据运营需求，偶尔可能需要额外工作时间。
关键职责：
- 通过审查来自Processing的文件以确保完整性和准确性（例如，关闭所需的必要文件是否在文件中），并在贷款发起系统中确保数据完整性，准确且完整地完成贷款关闭和放款。
- 与包括Production、Title和Underwriting在内的多个部门保持沟通并建立畅通的联系。
- 准备/核实贷款文件和抵押文件，以便借款人签署并放款。
- 安排公证人进行抵押文件的签署。
- 准备放款包。
- 确保所有贷款按时关闭，并且文件有效且准确。
- 从Underwriting部门获取所需文件，以满足审批流程中规定的关闭条件。
- 在贷款文件关闭且所有必要文件签署完成后，与Title公司交换放款文件。
- 确保所有投资者所需的文件都包含在关闭文件中。
- 执行其他分配的项目和职责。
要求
所需教育：
· 商业管理、法律、金融、房地产或相关领域的学士学位。
所需经验：
- 至少5年在贷款、抵押或房地产关闭环境中的宝贵经验。
- 具有商业和住宅领域购买和再融资交易的抵押文件和术语的直接实际操作经验。
- 在审查和准备关闭文件、披露文件、放款包和电汇指令方面表现出精准和高效的能力。
优选背景/行业经验：
- 在房地产贷款、抵押银行或产权/托管运营方面有经验，能够推动成功。
- 对贷款文件、抵押权验证和确保严格的关闭合规性有深入理解。
- 熟练掌握相关流程和规范。
查看英文原文
About World Business Lenders (www.wbl.com)
World Business Lenders provides general-purpose, short-term, real estate-collateralized commercial loans to small and medium-sized businesses throughout the United States that may not have access to traditional sources of funding.
· WBL is a U.S.-based company with a 100% remote workforce.
· This is a remote Contract/Consultant position. Standard working hours are generally 9:00 a.m. to 6:00 p.m. Eastern Time, Monday through Friday. Additional hours may occasionally be required based on operational needs.
Key Responsibilities:
- Perform accurate and complete closing and funding of loans by reviewing files received from Processing for proper completion and accuracy (e.g., that necessary documents are in the file for closing) and ensuring data integrity within the loan origination system.
- Liaise and maintain an open line of communication with various departments, including Production, Title and Underwriting.
- Prepare/verify loan documents and mortgage to be executed by the borrower in order to fund.
- Schedule notary appointments for mortgage execution.
- Prepare funding packages.
- Ensure that all loans are closed in a timely manner and that documentation is valid and accurate.
- Obtain required documentation from the Underwriting department to satisfy conditions for closing that were part of the approval process.
- Exchange funding documents with Title company once the loan file is closed and all necessary documents are signed and completed.
- Ensure that all documents needed for the investor are included in the closing file.
- Perform other projects and duties as assigned.
Requirements
Required Education:
· Bachelor’s degree in Business Administration, Law, Finance, Real Estate, or a related area.
Required Experience:
- At least 5 years of valuable experience in lending, mortgage, or real estate closing environments.
- Direct, hands-on expertise with collateral documentation and terminology for both purchase and refinance transactions, spanning commercial and residential sectors.
- Demonstrated skill in reviewing and preparing closing documents, disclosures, funding packages, and wire instructions with precision and efficiency.
Preferred Background / Industry Experience:
- Experience in real estate lending, mortgage banking, or title/escrow operations that drives success.
- Deep understanding of loan documentation, lien verification, and ensuring strict closing compliance.
- Well-versed in managing closing processes for commercial transactions and expertly coordinating with brokers.
Key Soft Skills:
- Exceptional problem-solving and analytical skills that drive effective solutions.
- Outstanding time management and organizational abilities, with a sharp eye for detail.
- A collaborative team player who thrives in cross-functional partnerships.
- Highly adaptable and flexible, excelling in dynamic, fast-paced settings.
- Strong, clear, and professional communication skills, both written and verbal.
Technical Skills:
- Strong skills in Microsoft Office Suite, including Word, Excel, Outlook, and PowerPoint.
- Familiarity with internal CRMs like Monday.com and Quick Base is a plus and highly valued.
Benefits
What We Offer
💰 Compensation in USD.
🏖️ Benefits include paid time off (PTO).
🌍 Work Environment: Fully remote work environment.
Ready to Apply?
If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply!
Originally posted on Himalayas