信用风险专家
Credit Risk SME
Overview
Treliant 是一家为银行、抵押贷款发起人和服务商、金融科技公司以及其他在全球提供金融服务的公司提供咨询服务的重要企业。我们由来自行业和监管领域的从业者领导,他们带来了深厚的专业知识,帮助我们的客户推动业务变革,并解决最紧迫的合规、监管和运营挑战。我们为客户的监管合规、风险、信用、金融犯罪和资本市场职能提供数据驱动、技术赋能的咨询服务、实施方案、人员配置和托管服务。自 2005 年成立以来,Treliant 总部位于华盛顿特区,在美国、欧洲和亚洲均设有办公室。
Treliant 致力于营造一个多元、公平和包容的环境,重视并拥抱所有种族、宗教、年龄、能力、性别、性取向、民族、语言、国籍、政党、社会经济群体及其他影响个人世界观、经历和信仰体系的特征(“原则”)。我们相信支持每一个声音,确保每个人都能发挥全部潜力。
Treliant 正在寻找商业信用专业人员,以帮助解决客户在信用风险缓释方面的需求,包括传统的信用/贷款审查、信用管理与政策审查,以及贷款损失准备金 / CECL 方法论审查等。
Responsibilities
虽然每个项目的范围可能不同,但您的职责和工作内容可能包括:
- 对抽样新贷款和修改进行综合审查,以识别潜在的信用风险弱点、政策或监管违规、服务缺陷或其他相关趋势。这些审查将包括对财务信息和信贷设施的分析,以帮助形成对贷款或修改的结论。
- 进行信用分析,包括对财务报表和比率、现金流模型、抵押品和承销决策的分析。
- 确保单个贷款交易得到充分承销、正确评级、适当定价,并符合客户政策。
- 生成趋势和组合管理分析,并确定是否需要进一步分析。
- 以规定的报告格式清晰地向客户传达贷款和修改审查中的异常情况、趋势、关注点和结论。
- 撰写并展示清晰简洁的报告
查看英文原文
Overview
Treliant is an essential consulting firm serving banks, mortgage originators and servicers, fintechs, and other companies providing financial services globally. We are led by practitioners from the industry and the regulatory community who bring deep domain knowledge to help our clients drive business change and address the most pressing compliance, regulatory, and operational challenges.We provide data-driven, technology-enabled consulting, implementation, staffing, and managed services solutions to the regulatory compliance, risk, credit, financial crimes, and capital markets functions of our clients.Founded in 2005, Treliant is headquartered in Washington, DC, with offices across the United States, Europe, and Asia.
Treliant is committed to fostering a diverse, equitable and inclusive environment that values and embraces all races, religions, ages, abilities, genders, sexual orientations, ethnicities, languages, nationalities, political parties, socioeconomic groups and other characteristics that inform an individual's worldview, experiences and system of beliefs (“the principles”). We believe in championing every voice and ensuring everyone’s full potential.
Treliant is looking for commercial credit professionals to help address our clients’ credit risk mitigation needs, including traditional credit/loan reviews, credit administration and policy reviews, and allowance for loan losses / CECL methodology reviews, among others.
Responsibilities
While the scope of each project may be different, your duties & responsibilities may include:
- Perform comprehensive reviews of sampled new loans and modifications to identify potential credit risk weaknesses, policy or regulatory violations, servicing deficiencies, or other relevant trends. These reviews will include analyses of financial information and the credit facility to help form conclusions on the loans or modifications.
- Perform credit analyses, which will include analyses of financial statements and ratios, cash flow models, collateral, and underwriting decisions.
- Ensure individual loan transactions are adequately underwritten, properly graded, appropriately priced, and conform to client policies.
- Produce trend and portfolio management analyses and determine if additional analysis is needed.
- Clearly communicate (in a defined reporting format) exceptions, trends, concerns, and conclusions of the loan and modification reviews to clients.
- Write and present clear and concise reports to provide meaningful recommendations to clients.
Qualifications
- Minimum of four (4) years’ experience in a credit analyst, commercial lending assistant, loan officer, commercial credit officer, or credit review related position.
- Knowledge of current commercial and consumer banking laws and regulations, required loan documentation, and bank lending policies to manage the risks in clients’ loan portfolios.
- Strong interpersonal skills to successfully communicate (verbally and written), negotiate, and influence clients, from bank associates to executive management.
- Comfort working both independently as well as being a part of a broader team under the direction of an engagement lead.
- General computer skills with specific knowledge of Windows-based applications (i.e., Excel, Powerpoint, Word).
- Bachelor’s degree in Finance, Economics, or related field.
- MBA preferred.
- Job relevant certification (e.g. CPA, CRC, BAI Loan Review Certification) preferred.
Benefits
Primary Location: Remote
Primary Location Salary Range: $75/hr - $150/hr
Treliant offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefit package that reflects our commitment to creating a diverse and supportive workplace. In addition to a competitive base salary, candidate is eligible for incentive pay as well as a full range of health benefits, vacation plan, and 401k plan.
If you want to be part of a dynamic team of professionals, we invite you to join the team at Treliant. We invest in people, and challenge you to advance your career while achieving your aspirations and goals. Here at Treliant, we pride ourselves on our collaborative team culture, where we embrace diversity of thought and innovation. If you strive for excellence and seek an inclusive environment apply on line treliant.com and follow us on LinkedIn.
Right to Work
Treliant is not in the position to provide sponsorship for this current position and so applicants must be able to work in the United States without requiring sponsorship.
Please note, Treliant receives a high volume of applications for all roles. While we will endeavor to respond to all applicants, this is not always possible. Should you not receive a response to your application within 2 weeks, it is likely that you will have been unsuccessful on this occasion. However, we would like to retain your details on our systems and may contact you should another potentially suitable vacancy arise.
Treliant LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, color, national origin, sex, sexual orientation, genetic information, religion, age, disability, or military status in employment or provision of services. When contacted for an interview, an applicant who requires special accommodations due to a disability should notify the office so that proper arrangements can be made.
Originally posted on Himalayas