借记卡争议专员 - 远程
Debit Card Dispute Specialist - Remote
职位描述
First American Bank 成立于芝加哥,多年来已扩展至威斯康星州和佛罗里达州。作为伊利诺伊州最大的私营银行,我们目前拥有超过60家分支机构,资产超过80亿美元。我们是一家以社区为本的银行,具备国际专业能力、传统价值观和前瞻性理念。我们的员工具备满足21世纪储户、借款人和企业需求的经验和远见。First American Bank 能够为员工提供在许多大型公司难以找到的可见性、职业发展和稳定性。
借记卡争议专员(时薪制,非豁免)职位负责通过研究和监控案件来调查和解决借记卡和Zelle争议,确保符合Regulation E要求,审查退款状态,并处理未入账的持卡人项目。此外,该职位还需监控各种报告并执行与借记卡运营相关的常规研究任务。
职责与责任
- 通过研究和监控案件来调查和解决借记卡争议,同时确保符合Regulation E要求。审查退款状态报告。研究未入账的持卡人项目并根据需要准备支票。
- 遵守Reg E、MasterCard规则、网络规则和内部政策及程序。
- 处理Zelle争议索赔。确保所有索赔按照相关政策、流程和监管要求进行处理。
- 准备MasterCard账单报告(MCB)。
- 准备每月末状态报告。
- 监控账户数据泄露警报。对因警报重新发行的卡片进行激活。
- 根据需要执行与借记卡运营相关的常规研究任务。
- 完成管理层指定的其他任务/项目。
资格要求
- 需要高中文凭或同等学历。
- 需要至少一年的银行业或相关领域工作经验。
- 具有借记卡/信用卡操作和对账/账户核对经验者优先。
- 需要专业素养,能够与内外部人员有效沟通,并能根据受众和情况适当调整信息传达方式。
- 需要具备通过书面形式(包括电子邮件、信件和电子平台)有效且简洁地表达思想和想法的能力。保持拼写和语法方面的专业标准。
- 会使用Microsoft Office套件,包括Excel和Word。
查看英文原文
Job Description
First American Bank was founded in Chicago, and over the years has expanded throughout Wisconsin and Florida. As the largest privately held bank in Illinois, we now have over 60 locations and assets of $8+ billion. We are a community bank at heart with international expertise, traditional values, and a forward-looking philosophy. Our employees have the experience and vision to meet the needs of savers, borrowers, and businesses in the 21st century. First American Bank can offer employees a level of visibility, career growth, and stability that is difficult to find in many larger corporations.
The Debit Card Dispute Specialist hourly (non-exempt) position investigates and resolves debit card and Zelle disputes by researching and monitoring cases to ensure Regulation E compliance, reviewing chargeback statuses, and handling unposted cardholder items. Additionally, this position monitors a variety of reports and performs general research tasks related to debit card operations.
DUTIES & RESPONSIBILITES
- Investigate and resolve debit card disputes by researching and monitoring cases while ensuring Regulation E compliance is met. Review reports for chargeback statuses. Research cardholder unposted items and prepare checks as needed.
- Comply with REG E, MasterCard rules, Network rules, and internal policies and procedures.
- Process Zelle dispute claims. Ensure claims are processed according to all policies, procedures, and regulatory requirements.
- Prepare the MasterCard Billing Reports (MCB).
- Prepare end-of-the-month status reports.
- Monitor the Account Data Compromise alerts. Warm cards that were reissued due to the alerts.
- Perform general research tasks related to debit card operations as needed.
- Conduct and complete additional assignments/projects as designated by management.
QUALIFICATIONS
- High school diploma or equivalent required.
- Minimum one year of experience in banking or bank-related field required.
- Previous experience in debit/credit card operations and balancing/account reconciliation preferred.
- Must be professional, comfortable speaking with external and internal contacts with a demonstrated ability to tailor the message appropriately to the audience and situation effectively.
- Demonstrated ability to convey thoughts and ideas effectively and succinctly via written formats, including emails, letters, and electronic platforms. Maintain professional standards relating to spelling and grammar.
- Maintain credibility through professional demeanor, appearance, and presence by modeling standards appropriate to our environment and industry.
- Maintain good working relationships with internal partners by exhibiting exemplary interpersonal skills, adopting a constructive, solutions-focused approach.
- Use sound professional judgment to balance the interests of the organization and customer, understanding and using available resources to mitigate risks.
- Proficiency with Microsoft 365 products and applications, including the ability to effectively prepare or review documents, procedures, and reports.
- Demonstrated ability to learn new systems and applications, as well as the ability to understand, adapt and adjust responsibilities/workflows as a result of system upgrades.
- Occasional travel to other First American Bank locations, Bank functions, and training facilities may be required.
- Typical schedule is Monday through Friday 8:00 a.m. to 5:00 p.m. Additional hours may be required depending upon business need.
- Punctuality is required to maintain First American Bank’s customer service standards.
Originally posted on Himalayas