Grandbridge资产分析师
Grandbridge Asset Analyst
职位描述如下。如需申请，请点击页面顶部或底部的“立即申请”按钮。点击“立即申请”并完成申请后，您将被邀请创建个人资料，以便查看申请状态和相关沟通信息。如果您已拥有我们的个人资料，可以登录查看状态。
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常规或临时：常规
语言能力：英语（必需）
工作班次：
第一班次（美国）
请阅读以下职位描述：
代表贷款人处理商业抵押贷款的贷款管理职责，特别关注抵押品（通常是产生收入的房地产）。支持借款人请求的处理以及贷款文件的一般执行。
主要职责和责任
以下是该职位的关键职能摘要。可能还会执行其他职责，包括重大和次要的职责，这些未在下文提及。具体活动可能会随时间而变化。
准确高效地对商业产生收入的物业及其担保人的运营报表和相关财务报表进行分析，包括识别和研究差异，根据贷款人要求对报表进行标准化和其他调整。
执行（或审核第三方）物业检查，以验证抵押品的充分维护情况，识别并报告生命安全问题及其他延迟维护事项。按照贷款人截止日期及时准备并传送相关报告。
支持对各种借款人请求的分析、承销和建议，包括但不限于贷款修改请求、抵押品释放、提前还款、到期延期、销售/承担和租户租赁同意。
分析并处理从各种储备账户中提取资金的借款人请求，包括但不限于更换资本项目的储备金、租赁佣金和租户改进的储备金，以及维修或改进的保留金。
分析并支持保险损失索赔款项的处理。
支持逾期贷款付款的催收及相应报告。
协助
查看英文原文
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Need Help?
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
RegularLanguage Fluency: English (Required)
Work Shift:
1st shift (United States of America)Please review the following job description:
Perform loan administration duties for commercial mortgage loans, on behalf of the lender, with a particular focus on the collateral (typically income-producing, real estate). Support the processing of borrower requests, as well as the general enforcement of loan documents.Essential Duties and Responsibilities
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
Accurately and efficiently produce required analyses of operating statements and related financial statements of commercial income-producing properties and sponsors, including identifying and researching variances, normalizing and otherwise adjusting the statements, per lender requirements.
Perform (or review third-party) property inspections to verify sufficient maintenance of collateral, identify and report life safety issues, and other items of deferred maintenance. Prepare and transmit the resulting reports to the lender in a timely fashion (per lender deadlines).
Support the analysis, underwriting and recommendation of various borrower requests, including but not limited to requests for loan modifications, collateral releases, prepayment, maturity extensions, sales/assumptions and consent to tenant leases.
Analyze and process borrower requests for releases of funds from various reserve accounts, including but not limited to reserves for replacing capital items, reserves for leasing commissions and tenant improvements, and holdbacks for repairs or improvements.
Analyze and support the processing of proceeds from insurance loss claims.
Support the collection of delinquent loan payments, as well as the reporting of same.
Assist in the accurate and timely maintenance of the loan servicing system database regarding the loan accounting records, collateral-and borrower-related records, or other relevant records.
Identify and report borrower breaches of loan document requirements and report to managers of the department.
Qualifications
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor’s degree or equivalent education and related training
Good written and verbal communication skills
Ability to efficiently and consistently produce accurate work
Basic understanding of loan accounting concepts, including interest accrual methodologies and amortization
Ability to read and comprehend most provisions of common commercial real estate loan documents
Demonstrated proficiency of basic computer skills, such as Microsoft applications
Basic-level skills with Adobe Acrobat (i.e., creation and manipulation of .PDF files)
Ability to travel, occasionally overnight
Preferred Qualifications:
3 years of experience with commercial real estate finance
Working knowledge of the commercial lending programs of Life Insurance Co lenders, Fannie Mae, Freddie Mac and Commercial Mortgage Backed Securities (CMBS) conduits, including the roles and responsibilities of servicers
Working familiarity with commercial property operating statements
Basic knowledge of engineering, architectural and landscape maintenance concepts, as they relate in a practical manner to commercial structures
Basic knowledge of the commercial building construction process, and construction lending
Basic knowledge of real estate law concepts
Other Job Requirements / Working Conditions
Sitting / Standing / Walking / Bending / Lifting
Able to sit for extended periods of time and periodically move about during the work day.
Visual / Audio / Speaking
Able to access and interpret client information received from the computer and be able to hear and speak with individuals in person and on the phone
Manual Dexterity / Keyboarding
Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.
Mental
Able to focus, interpret information logically to solve problems, and answer customers’ questions appropriately.
Availability
Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.
Travel (Must select one)
Up to 50%
Physical Conditions / Environment
Normal office environment where there is little or no discomfort due to temperature, dust, noise, or other disagreeable elements.
Other
Must be willing to travel by plane when necessary.
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
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Originally posted on Himalayas