资深软件工程师 - 贷款基础架构（政策与数据平台）
Staff Software Engineer - Lending Foundations (Policy & Data Platform)
关于Nu
Nu是拉丁美洲领先的数字银行，服务于巴西、墨西哥和哥伦比亚的1.4亿客户。公司通过利用数据和专有技术，开发创新产品和服务，引领行业变革。
秉承着对抗复杂性并赋能人们的使命，Nu为客户提供完整的金融旅程，通过负责任的贷款和透明度促进金融准入和进步。公司由一个高效且可扩展的商业模式驱动，结合低成本服务与不断增长的回报。
Nu的影响已获得多项奖项的认可，包括《时代》100家最具影响力公司、《快公司》最具创新力公司以及《福布斯》全球最佳银行。
访问我们的机构页面 https://www.nu.com/2026-en
关于职位
在我们的全球借贷业务单元中，全球借贷基础团队正在构建一个平台，从根本上改变我们在新地区设计、构建和推出借贷决策的方式。
我们的使命是创建工具并演进架构，使在新国家推出借贷产品变得更容易，具有高商业影响，并直接参与Nu的全球扩张。
作为资深软件工程师，您将在这个平台层担任高级技术领导者：定义借贷平台在不同国家、产品和合作伙伴之间扩展的长期技术方向，并塑造未来所有借贷产品在巴西、美国、墨西哥、哥伦比亚及未来市场的构建方式。
您将在平台规模上运作——构建其他团队多年依赖的共享基础设施——同时在一个高度参与、多层级的工程团队中工作，并与产品和业务领袖紧密合作。
您将负责
- 我们提供很多机会，包括职业成长和一个支持性、富有成效的工作环境。例如：
- 高影响力和可见度：这是一个高曝光度的团队，对我们的全球借贷扩张有直接的商业影响。您将与各种利益相关者互动，从领导层到其他业务单元，协调您在业务单元内的工作。
- 架构责任：您将帮助定义整个借贷平台层的长期技术方向，做出将超越周期的决策，并塑造所有借贷产品在巴西、美国、墨西哥、哥伦比亚及未来国家的构建方式。
- 与我们共同创新：您将与我们一同创新。
查看英文原文
ABOUT NU
Nu is the leading digital bank in Latin America, serving 140 million customers across Brazil, Mexico, and Colombia. The company has been leading an industry transformation by leveraging data and proprietary technology to develop innovative products and services.
Guided by its mission to fight complexity and empower people, Nu caters to customers’ complete financial journey, promoting financial access and advancement with responsible lending and transparency. The company is powered by an efficient and scalable business model that combines low cost to serve with growing returns.
Nu’s impact has been recognized in multiple awards, including Time 100 Most Influential Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Banks.
Visit our Institutional Page https://www.nu.com/2026-en
ABOUT THE ROLE
The Global Lending Foundations team, within our Global Lending BU, is building the platform that fundamentally changes how we design, build, and roll out lending decisions across new geographies.
Our mission is to create the tools and evolve the architecture that make it dramatically easier to launch lending products in new countries, with high business impact and direct exposure to Nu’s global expansion.
As a Staff Software Engineer, you will be a senior technical leader in this platform layer: defining the long-horizon technical direction for how Lending platforms scale across countries, products, and partners, and shaping how every future lending product is built across Brazil, the US, Mexico, Colombia and future markets.
You will operate at platform scale — building shared infrastructure that other teams depend on for years — while working in a highly engaged, multi-level engineering group and partnering closely with product and business leaders.
You'll be responsible for
- We have a lot to offer, including professional growth and a supportive, engaging work environment. Like:
- High Impact and Visibility: This is a high-exposure team with direct business impact on our global lending expansion. You'll interact with a wide range of stakeholders, from leadership to other business units, as you orchestrate your work across the BU.
- Architectural Ownership: You'll help define the long-horizon technical direction of the entire Lending Platforms layer, making decisions that will outlast the cycle and shape how every Lending product is built across BR, US, MX, CO, and future countries.
- Innovate with Us: You'll be part of a cross-impact team creating a fundamentally different way to build and roll out decisions within Lending, working alongside a heterogeneous group of engineers where your voice as a Staff engineer will set the technical bar.
- Unmatched Support: You'll work with a highly engaged and supportive engineering team that will help you every step of the way while having fun in the process. Plus, you'll have experienced engineering leadership in the business unit to help you navigate the organization and support your growth.
Who We're Looking For
- We're looking for an Engineer who has been in the role for at least 6 months and is ready to take on platform-scale challenges with broad architectural reach. This role is perfect for you if you:
- Are comfortable reasoning about data at scale: the events and state this platform produces feed decisioning and analytics across the BU, so you think about schema evolution, data contracts, model & policies pipelines, and observability of what you build as first-class architectural concerns.
- Own the data side of platform architecture: schema evolution, data contracts, and how the events and state you design get consumed downstream for decisioning and analytics across the BU.
- Bring analytics rigor into architectural decisions: data quality, lineage, and observability aren't someone else's job, they're part of how you design the platform from day one.
- Have deep experience with Nubank's tech stack, including Datomic, Kafka, Scala and Clojure, and are comfortable making it bend to the problem rather than the other way around.
- Have a track record of driving alignment on hard architectural decisions across multiple teams and stakeholders, and of mentoring senior engineers toward Staff.
- Are ready to be a key technical leader on platforms teams where the main customers are other engineering, data and product teams, and where your decisions directly shape what they can ship and how fast.
LOCATION FOR THIS OPPORTUNITY
This role can be based in one of the following hubs:
- São Paulo, Rio de Janeiro, Campinas, or Belo Horizonte – Brazil
(We hire for one location; final base will be defined during the process.)
WORK MODEL FOR THIS ROLE
- Hybrid 2–3 times/week: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize team connection and collaboration. For more details, visit https://building.nubank.com/nu-hybrid-work-model/ https://building.nubank.com/nu-hybrid-work-model/
OUR BENEFITS
Benefits vary by country but are highly competitive in each market. For this role, they typically include:
- Chance of earning equity at Nubank
- Food / Meal Card (Vale-Refeição and/or Vale-Alimentação)
- Public Transportation Commuting Benefit (Vale-Transporte)
- NuCare – Psychological, Financial and Legal Assistance Program
- Life Insurance
- Medical Plan
- Dental Plan
- NuLanguage – Language Course Program
- Nucleo – Our learning platform of courses
- Extended Parental Leave
- Daycare Allowance
- Parental Consultancy
- Work-from-home Allowance
- Gym Partnerships
- 30 days of paid vacation
- Relocation Assistance Package, if applicable
Exact details and eligibility will be confirmed during the interview process, according to local regulations.
JOIN US
If you want to help design the platform that will power Nu’s lending products in every new market we enter — combining deep architecture, event-driven systems, and global impact — we’d love to hear from you.
Apply now to be our Staff Software Engineer in Brazil hubs.
Our recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.