金融险种索赔律师
Financial Lines Claims Counsel
MSIG USA持续增长！
公司简介：
MSIG USA是MS&AD保险集团控股公司旗下的美国子公司，是全球顶级财产和意外险承保商之一，也是全球第15类保险公司，拥有A+评级，业务覆盖40多个国家和地区。依托350年的历史积淀，MSIG USA带来了财务实力、专业经验和全球影响力，为您的企业量身定制商业保险解决方案，以应对独特的风险。
职位概述：
随着财务产品线的持续增长，财务产品线理赔顾问将在财务产品线理赔部门的发展中发挥重要作用。该职位负责处理高风险和复杂的财务产品线理赔案件，并具备深厚的财务产品线保障和理赔处理专业知识。该职位主要专注于董事及高级职员（D&O）、金融机构职业责任（E&O）、雇佣实践责任（EPL）、受托人及忠诚保证理赔，包括复杂诉讼、集体诉讼、证券事务和高严重性财务损失风险。该职位提供高度自主权、可见度以及影响理赔结果和业务持续扩展的能力。
核心职责：
- 从初步通知到解决，管理多样化的复杂财务产品线理赔案件。
- 分析保障、责任、损害和风险问题，建立适当的准备金，并提供涉及D&O、金融机构E&O、EPL、受托人及忠诚保证政策的准确理赔评估。
- 起草保障立场信函、权利保留信函和其他理赔相关沟通。
- 评估和管理高严重性事项，包括证券诉讼、集体诉讼、监管调查和复杂商业纠纷。
- 制定并执行战略理赔解决方案，包括在授权范围内进行和解谈判，并将需要更高层级批准的事项进行升级。
- 与外部律师协调诉讼策略，同时控制法律支出。
- 与承保、精算、法律和高层领导合作，探讨新兴风险、理赔趋势和组合表现。
- 与被保险人、经纪人、辩护律师和业务伙伴建立并维护良好的关系。
- 准备理赔摘要、授权请求和管理报告，同时按照公司和监管要求保持准确的理赔文档和文件记录。
查看英文原文
MSIG USA continues to grow!
Company Overview:
MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.
Summary:
As the Financial Lines portfolio continues to grow, the Financial Lines Claims Counsel will play a meaningful role in the development of the Financial Lines Claims organization. This position manages high-exposure and complex Financial Lines claims and brings deep expertise in Financial Lines coverage and claims handling. The role focuses primarily on Directors & Officers (D&O), Financial Institutions Professional Liability (E&O), Employment Practices Liability (EPL), Fiduciary, and Fidelity claims, including complex litigation, class actions, securities matters, and high-severity financial loss exposures. The position offers significant autonomy, visibility, and the ability to influence claim outcomes and the continued expansion of the business.
Essential Functions:
- Manage a diverse portfolio of complex Financial Lines claims from initial notice through resolution.
- Analyze coverage, liability, damages, and exposure issues, establish appropriate reserves, and provide accurate claim assessments involving D&O, Financial Institutions E&O, EPL, Fiduciary, and Fidelity policies.
- Draft coverage position letters, reservation of rights letters, and other claim-related communications.
- Evaluate and manage high-severity matters, including securities litigation, class actions, regulatory investigations, and complex commercial disputes.
- Develop and execute strategic claim resolution plans, including settlement negotiations within delegated authority and escalation of matters requiring higher-level approval.
- Coordinate with outside counsel on litigation strategy while controlling legal spend.
- Collaborate with underwriting, actuarial, legal, and senior leadership on emerging risks, claim trends, and portfolio performance.
- Build and maintain strong relationships with insureds, brokers, defense counsel, and business partners.
- Prepare claim summaries, authority requests, and management reports while maintaining accurate claim documentation and file records in accordance with company and regulatory requirements.
- Contribute to the continued growth and development of the Financial Lines claims operation.
Education and Experience:
- Juris Doctor (JD) from an accredited law school.
- Active bar admission in at least one U.S. jurisdiction and in good standing.
- 7+ years of experience handling Financial Lines claims, coverage litigation, or complex commercial litigation.
- Strong knowledge of D&O, Financial Institutions E&O, EPL, Fiduciary, and Fidelity coverages.
- Experience evaluating complex coverage issues and large-loss exposures.
Other qualifications and skills:
- Carrier or broker-side Financial Lines claims experience preferred.
- Experience handling claims involving financial institutions, private equity firms, investment managers, or other complex financial organizations preferred.
- Background managing securities claims, class actions, regulatory matters, and high-exposure commercial disputes preferred.
- Experience working with primary policies preferred.
- Professional liability and financial institution claim expertise preferred.
- Excellent written and verbal communication skills.
- Ability to independently manage a sophisticated caseload and make sound claim decisions.
- Strong negotiation, analytical, and problem-solving skills.
SALARY: The estimated salary range for this position is $150,000.00 - $200,000.00 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate’s relevant experience, location, and other job-related factors.
Additional Benefits:
Healthcare and Retirement Benefits
Comprehensive medical, dental, and vision coverage
401(k) with a generous employer match and profit-sharing contribution
Wellness incentive program
Life and accidental death and dismemberment (AD&D) insurance
Flexible spending programs
Short-term and long-term disability plans
Additional Benefit Programs
Paid time off program
Paid charitable leave
Paid parental leave
Tuition reimbursement program
Personal insurance (auto/homeowners) discounts
It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!
It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.
Originally posted on Himalayas