PHP开发工程师（SEON / 反欺诈）
PHP Developer (SEON / Anti-Fraud)
在WhiteTech，我们通过前沿的白标和SAAS解决方案，赋能金融生态中的企业。
我们全面的工具套件专为EMI、PSP、电子商务和开放银行平台量身打造。通过WhiteTech，客户可以访问一个设计灵活、可扩展且易于集成的平台。
我们的使命是帮助企业在快速变化的金融环境中释放全部潜力。
无论您是在扩展PSP业务、提升EMI服务，还是进入开放银行领域，WhiteTech都是您创新与增长的合作伙伴。
我们是一家以远程办公为主的技术公司，欢迎来自欧洲各地的候选人申请，包括EEA、英国、瑞士，以及其他非EEA欧洲国家如乌克兰、摩尔多瓦、格鲁吉亚、亚美尼亚、黑山、土耳其和西巴尔干地区。我们也会考虑来自其他地区但能够在中欧时间（CET）工作的人选。
您的角色与影响：
我们正在寻找一位具有反欺诈系统和SEON集成经验的PHP开发人员。我们期望您对构建欺诈预防解决方案有高度的主人翁意识和深入的技术参与。
您的主要职责将包括：
- 将SEON作为产品来使用，而不仅仅是API层面
- 设计和实现欺诈检测与预防流程
- 处理风险信号、规则、评分和决策逻辑
- 在复杂系统中构建和维护反欺诈编排
- 独立决定如何以及在何处集成SEON检查
- 理解简单供应商集成与构建完整欺诈控制层之间的区别
要求
- 4年以上PHP商业开发经验
- 具有将SEON集成到生产系统的实际经验
- 具有构建反欺诈/风险/安全相关流程的经验
深入了解：
- REST API和webhooks
- 异步处理
- 队列和事件驱动架构
- 事务一致性
- 重试/超时/回退模式
- 幂等性
- 可观测性（日志、追踪、监控）
- 使用Symfony或其他现代PHP框架的经验
- 对SQL和事务系统有良好的理解
- 能够阅读外部供应商文档并转化为生产就绪的解决方案
- 能够在需求不完整和复杂领域逻辑的环境中独立工作
SEON特定经验（必需）
- 将SEON API集成到关键业务流程中
查看英文原文
At WhiteTech, we empower businesses in the financial ecosystem with cutting-edge white-label and SAAS solutions.
Our comprehensive suite of tools is tailored for EMI, PSP, e-commerce, and open banking platforms. With WhiteTech, clients gain access to a platform designed for flexibility, scalability, and seamless integration.
Our mission is to help businesses unlock their full potential in a rapidly evolving financial landscape.
Whether scaling your PSP, enhancing your EMI services, or diving into open banking, WhiteTech is your partner for innovation and growth.
We are a remote-first technology company and welcome applications from candidates across Europe, including the EEA, the UK, Switzerland, and other non-EEA European countries such as Ukraine, Moldova, Georgia, Armenia, Montenegro, Turkey, and the Western Balkans. We also consider applicants from different locations who can work within Central European Time (CET).
Your role and impact:
We are looking for PHP Developer with hands-on experience in anti-fraud systems and SEON integration. We expect a high level of ownership and deep technical involvement in building fraud prevention solutions.
Your key responsibilities will include:
- Work with SEON as a product, not just at the API level
- Design and implement fraud detection and prevention flows
- Work with risk signals, rules, scoring, and decision-making logic
- Build and maintain anti-fraud orchestration within complex systems
- Make independent technical decisions on how and where to integrate SEON checks
- Understand the difference between simple provider integration and building a full fraud-control layer
Requirements
- 4+ years of commercial experience with PHP
- Solid hands-on experience integrating SEON into production systems
- Experience building antifraud / risk / security-related flows
Strong understanding of:
- REST APIs and webhooks
- Asynchronous processing
- Queues and event-driven architecture
- Transactional consistency
- Retry / timeout / fallback patterns
- Idempotency
- Observability (logging, tracing, monitoring)
- Experience with Symfony or another modern PHP framework
- Good knowledge of SQL and transactional systems
- Ability to work with external provider documentation and turn it into production-ready solutions
- Ability to work independently in environments with incomplete requirements and complex domain logic
SEON-Specific Experience (Required)
- Integration of SEON API into critical business flows
- Experience with transaction screening, device intelligence, and email/phone/IP enrichment
- Building logic based on SEON rules, scoring, and signals
- Working with manual review and case management flows
- Experience integrating SEON in fintech / payments / high-risk environments
- Ability to adapt SEON to different use cases beyond basic integration
- Understanding how to reduce false positives / false negatives through proper system design
Nice to Have
- Experience in fintech, payments, acquiring, wallets, or payouts
- Experience integrating KYC / AML providers
- Experience building risk engines or orchestration layers
- Experience with microservices architecture
- Knowledge of DDD, CQRS, and event-driven architecture
- Experience with RabbitMQ, Kafka, or SQS
- Understanding of authentication, identity, trusted devices, and SCA / step-up verification
Our recruitment process typically follows these stages:
- Application screening
- Interview Stages (2-3 weeks):
- Prescreening call (40 min)
- Technical Interview (60 min)
- Soft Skills Interview (40 min)
- Job Offer
We offer:
- Competitive compensation package (commensurate with your experience)
- 19 business days of flexible Paid Time Off (PTO)
- Fully remote work with flexible hours (within the CET time zone) from any location of your choice
- Values-driven culture with a friendly and supportive work environment
- Opportunity to regularly participate in conferences and community events as both a participant and contributor
- Matrix organizational structure designed to streamline communication, remove barriers, and promote efficiency
Embrace the opportunity to develop your skills in a cutting-edge fintech environment.
Please apply now to be part of our dynamic team and make a tangible impact on the future of payments!
Let’s build something great together!