售后投资者团队负责人
Post Closing Investor Team Lead
CrossCountry Mortgage (CCM) 是全美排名第一的分布式零售抵押贷款机构,拥有超过 9000 名员工,在 700 多个分支机构运营,并为全美 50 个州、华盛顿特区和波多黎各提供贷款服务。我们的公司曾十次荣登 Inc. 5000 美国增长最快私人企业榜单,并因卓越的企业文化获得众多奖项。
一个可以成长的文化!CCM 创建了一个卓越的文化,推动员工参与度,超越员工期望,并直接影响公司成功。我们核心的创业精神赋予每位员工成为真实的自己,共同推动公司前进。你将从所有部门获得坚定的支持,从上到下实现完全透明。
CCM 为符合条件的员工提供具有竞争力的薪酬计划和全面的福利包,包括医疗、牙科、视力保险以及 401K 计划。我们还提供公司提供的短期残疾保险、员工援助计划和健康计划。
职位概述:
投资者待处理事务团队主管负责日常生产和领导由贷款后处理人员组成的团队进行日常运营。投资者待处理事务团队主管在购买审查过程中处理各种投资者的条件解决工作。投资者待处理事务团队主管处理贷款级别的升级问题和来自贷款后处理团队成员的一般问题,以确保条件和例外情况及时得到解决。投资者团队主管监控多个报告和投资者门户,以确保贷款得到跟进,贷款文件中准确录入备注,并与投资者和内部部门保持适当的沟通。
岗位职责:
- 管理贷款后处理团队的日常任务。
- 作为贷款后处理团队的一线升级点,处理一般问题、额外文件审查并协助贷款级别的决策。
- 审核并平衡团队的贷款分配和任务负荷。
- 在一对一会议中提供员工发展和绩效辅导。
- 协助新员工和现有员工的入职培训,并根据需要对各种主题进行技能提升。
- 监控团队绩效指标,并向管理层汇报文档准确性、及时性和合规性。
- 提出流程改进建议,以提高贷款后处理团队的效率、准确性和合规性。
- 审核生产流程和操作,识别潜在问题
查看英文原文
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Investor Suspense Team Lead is involved in daily production and leads a team of Post Closers with day-to-day operations. The Investor Suspense Team Lead addresses the resolution of conditions during purchase review for various investors. The Investor Suspense Team Lead handles loan level escalations and general questions from the Post Closing Team members to ensure the conditions and exceptions are resolved in a timely manner. The Investor Team Lead monitors multiple reports and investor portals to ensure loans are being followed up on, accurate notes are being entered within the loan file, and proper communication is occurring with investors and internal departments.
Job Responsibilities:
- Manage the day-to-day tasks of the Post Closing Team.
- Serve as the first level escalation point for the Post Closing Team for general questions, additional file reviews and assist with loan level decisions.
- Review and balance the team’s loan assignments and task load.
- Provide employee development and performance coaching in one-on-one meetings.
- Assist with onboarding and training new hires and existing employees to be upskilled on a variety of topics as needed.
- Monitor team performance metrics and report to management on documentation accuracy, timeliness, and compliance.
- Suggest process improvements to increase efficiency, accuracy, and compliance within the Post Closing Team.
- Review production and processes to identify trends that will be relayed to the Investor Suspense Manager.
- Pull daily investor reporting to identify loans that have been suspended for purchase and load balance files as needed within the team.
- Assist with the Post Closing Team tasks and responsibilities, as necessary.
- Review and obtain clarification from investors when needed to determine what is acceptable to cure applicable defects.
- Monitor daily condition reports from the investor for updates on suspended loans or new conditions as received.
- Monitor time of loans on the warehouse lines and advise Investor Suspense Manager of those at potential risk for curtailment from the warehouse.
- Monitor a pipeline to ensure all loans shipped are either conditioned or purchased in a timely manner.
- Provide updates on the status of assigned loans with investors to the Post Closing Management Team.
- Ensure investor guidelines are followed and avoid incurring suspense fees.
- Review and approve team check requests as applicable.
- Ensure Post Closing Team meets set monthly purchased loan goals.
Qualifications and Skills:
- High School Diploma or equivalent.
- 4+ years’ experience in a Post Closing role.
- 2+ years’ experience in a Team Lead or Senior Post Closing role.
- Experience working in Encompass, preferred.
- Extensive knowledge of regulatory rules and regulations.
- Thorough knowledge of agency and investor guidelines and overlays.
- Experience working with various loan programs and addressing investor conditions and exceptions.
- Excellent communication skills.
- Excellent customer service skills with internal employees and external vendors
- Excellent analytical and problem-solving skills to determine solutions and identify alternative resolutions within acceptable guidelines.
- Excellent attention to detail and organizational skills.
- Skilled at prioritizing to complete multiple tasks within established deadlines.
- Skilled at making decisions independently.
- Proficient in Microsoft Office Suite.
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package:
California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”).The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit .
Originally posted on Himalayas