高级产品经理 - 美国支付
Senior Product Manager - US Payments
**职位描述** **📝**
这是加入Form3快速增长的美国产品团队，担任高级产品经理的绝佳机会，帮助塑造我们的美国账户到账户（A2A）支付方案。
你将负责整个生命周期的产品，从发现和策略到交付、发布和商业化。虽然你会在我们的美国A2A产品组合中做出贡献，但你的初始重点将是构建和扩展新的支付功能，特别是电汇和ACH，并支持现有的功能如RTP和FedNow。
**主要职责：**
- 制定并执行你所负责的美国支付产品的战略和路线图，实现可衡量的客户和商业成果。
- 将新的支付功能推向市场，领导产品从发现到发布及持续优化。
- 与工程和业务分析团队合作，交付可扩展、高质量的产品，满足客户和市场需求。
- 与银行和金融机构建立牢固的关系，发现客户挑战，并将其转化为有价值的产品功能。
- 通过支持客户参与、上市策略和战略性销售机会，推动商业成功。
- 设定产品定价、定位和竞争差异化，以最大化市场采用率。
- 确保产品保持合规、具有竞争力，并符合不断变化的支付方案和监管要求。
- 与产品、工程和商业团队协作，交付卓越的客户体验和业务增长。
**我们寻找的人选** **🔍**
我们寻找一位有经验的高级产品经理，曾为银行和金融机构构建账户到账户支付产品。你需要结合对美国支付环境的深入了解，以及强大的产品领导力、商业敏锐度，能够交付解决客户问题并推动业务增长的产品。
**必备条件：**
- 5年以上产品管理经验。
- 对美国账户到账户支付环境有深入了解，尤其是电汇、ACH，最好了解RTP/FedNow。
- 有为银行或金融机构构建产品的经验，无论是在银行还是技术提供商工作过。
- 有将产品从概念到发布并投入运营的实操经验。
- 强烈的商业意识，有支持定价、上市策略和客户参与的经验。
- 了解支付基础设施的市场竞争状况。
查看英文原文
**THE ROLE** **📝**
This is an exciting opportunity to join Form3's growing US Product team as a Senior Product Manager, helping shape our US Account-to-Account (A2A) payments proposition.
You'll own products across the full lifecycle, from discovery and strategy through to delivery, launch, and commercialisation. While you'll contribute across our US A2A portfolio, your initial focus will be on building and scaling new payment capabilities, particularly Wire and ACH and supporting existing capability like RTP and FedNow.
**Key Responsibilities:**
- Define and execute the product strategy and roadmap for your US payment products, delivering measurable customer and commercial outcomes.
- Bring new payment capabilities to market, leading products from discovery through launch and ongoing optimisation.
- Partner with Engineering and Business Analysis to deliver scalable, high-quality products that meet customer and market needs.
- Build strong relationships with banks and financial institutions to uncover customer challenges and translate them into valuable product capabilities.
- Enable commercial success by supporting customer engagements, go-to-market initiatives and strategic sales opportunities.
- Shape product pricing, positioning and competitive differentiation to maximise market adoption.
- Ensure products remain compliant, competitive and aligned with evolving payment scheme and regulatory requirements.
- Work collaboratively across Product, Engineering and Commercial teams to deliver exceptional customer experiences and business growth.
**WE ARE LOOKING FOR** **🔍**
We're looking for a Senior Product Manager with experience building account-to-account payment products for banks and financial institutions. You'll combine deep knowledge of the US payments landscape with strong product leadership, commercial acumen and the ability to deliver products that solve customer problems and drive business growth.
**Essential:**
- 5+ years' Product Management experience.
- Strong knowledge of the US account-to-account payments landscape, in particular Wire, ACH and ideally RTP/FedNow.
- Experience building products for banks or financial institutions, either within a bank or a technology provider.
- Proven ability to take products from concept through launch and into live operation.
- Strong commercial mindset, with experience supporting pricing, go-to-market strategy and customer engagement.
- Knowledge of the competitive landscape for payment infrastructure,
- Comfortable working closely with Engineering to translate customer needs into scalable products.
- Excellent stakeholder management and communication skills, with the ability to influence across technical and commercial teams.
**Desirable:**
- Experience building API-first and cloud-native products.
- Has worked in a high-growth startup or scaleup environment
**INTERVIEW PROCESS** **✍️**
**Stage One:** Talent Team Interviews
**Stage Two:** Hiring Manager Interview
**Stage Three:** US Team Interview & Technical Assessment
**Stage Four:** Executive Interview - CPO
We always aim to stick to the above process; however, there may be occasions when an additional interview stage is required for us to be sure we are hiring the right person!
**HIRING LOCATIONS** **📍**
We're currently able to consider applications from candidates based in Ontario (Canada) and the following US states: Connecticut, Florida, New Jersey, New York and North Carolina.
This is a fully remote role. You'll be expected to travel occasionally for team and customer meetings, primarily to New York, with occasional travel to the UK.
**BENEFITS 🏝️**
Form3 are a 100% remote, flexible business and are able to offer part-time working arrangements. We believe this enables our people to achieve amazing things with a healthy work-life balance.
For further information on what it’s like to work here, and for more information on our full benefits package, visit our [careers page](https://www.form3.tech/careers). If you have any other questions, we’d be happy to discuss these with your during the interview process.
**ABOUT FORM3** **💭**
At Form3, we're building the technology that powers the future of account-to-account payments, helping banks and financial institutions deliver faster, smarter and more resilient payment experiences. We're committed to creating a flexible, inclusive workplace where people can do their best work. As a remote-first company, we support flexible working patterns and offer part-time opportunities where possible. We continually invest in our people through a competitive benefits package, although these vary by location. Speak to our Talent Team to learn what's available where you are.
For more information about life at Form3, check out the following pages:
[What we do](https://vimeo.com/465419215) | [Life at Form3](https://www.form3.tech/culture) | [Benefits](https://www.form3.tech/careers) | [Flexa-verified employer](https://flexa.careers/companies/form3) | [Podcasts](https://podcast.form3.tech/)
**OUR DEI&B COMMITMENT**
We hire talented people from a variety of backgrounds and experiences and are committed to a work environment based on diversity, open-mindedness and curiosity. We’re united by our company values (we even created them together!) and we celebrate our unique differences.
Our employee lifecycle processes are designed to embrace equal opportunity and prevent discrimination against our people regardless of personal characteristics. It is our strong belief that the more inclusive and belonging we are as a business, the better our work will be.
As an inclusive employer, we guarantee to interview all neurodiverse and physically disabled applicants who meet the minimum criteria for this role. We also encourage candidates to notify us of any reasonable adjustments that may be required during the recruitment process. This includes providing job adverts in alternative, accessible formats or adjustments required at interview stage.
If you consider yourself to be neurodiverse or physically disabled under the UN definition of disability and would like to be considered under this scheme and/or require any reasonable adjustments please let us know by sending an email to [careers@form3.tech](mailto:careers@form3.tech) clearly stating your consent for us to process this data.
For more information please refer to our [Recruitment Data Policy](https://www.form3.tech/legal/recruitment-data-policy).