市场行为检查员(医疗和药品受益人)
Market Conduct Examiner (Health and PBM)
我们是全球中型市场专业服务的领先提供商,我们的使命是在变化的世界中建立信心,赋能我们的客户和员工实现他们的全部潜力。我们卓越的人才是我们无与伦比的文化和人才体验的关键,也是我们能够吸引客户的因素。你会找到一个激励你并赋予你力量的环境,让你在个人和职业上都能茁壮成长。没有谁像你,也没有哪里像RSM。
市场行为审查员(健康与PBM)
风险与监管咨询公司,有限责任公司
(监管保险)
居家办公-美国任何地点
职位概述
市场行为审查员将负责对主要保险公司运营、营销、承保、心理健康平等定量和非定量治疗限制、药品福利管理实践、定价、保单持有人服务、代理人许可、投诉处理和理赔处理流程进行审查,以验证其是否符合各州的保险法规和规章。
具体职责和责任
(职责可能根据级别略有不同)
- 执行全面、有针对性且以风险为导向的市场行为审查,代表各州保险部门确定是否符合各州的保险法规和规章。
- 审查和评估保险公司文件和数据,以确定是否符合各州的保险法规和规章。
- 以有条理的方式起草审查工作底稿供上级审核。
- 协助准备报告、附录和其他支持性文档及明细表,详细说明公司对保险法规和规章的合规情况,并提出解决方案。
- 提交审查报告草案和其他交付物供上级审核。
- 推荐/记录确保符合保险法规和规章的措施。
- 必须具备保险法律、规则和规章的知识,并提供指导。
- 审查和分析新制定、拟议或修订的法律、法规、政策和程序,以确定是否符合各州的保险法规和规章,解释其含义并评估对保险公司的影响。
- 分析与保险公司具体和整体运营相关的报告和记录;编制清晰、完整、简洁且信息丰富的合规报告,说明保险公司的状况。
查看英文原文
We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their full potential. Our exceptional people are the key to our unrivaled, culture and talent experience and our ability to be compelling to our clients. You’ll find an environment that inspires and empowers you to thrive both personally and professionally. There’s no one like you and that’s why there’s nowhere like RSM.
Market Conduct Examiner (Health and PBM)
Risk & Regulatory Consulting, LLC
(Regulatory Insurance)
Work from home-any US location
Position Overview
The Market Conduct Examiner will be responsible for performing reviews of major insurance companies’ operations, marketing, underwriting, mental health parity quantitative and non-quantitative treatment limits, pharmacy benefit management practices, rating, policyholder service, producer licensing, complaint handling and claims handling processes to verify compliance with states’ insurance statutes and regulations.
Specific Duties and Responsibilities
(Responsibilities may vary slightly depending on seniority level)
- Perform comprehensive, targeted and risk focused market conduct examinations to determine compliance with states’ insurance statutes and regulations on behalf of state insurance departments.
- Review and assess insurance company’s documentation and data to determine compliance with states’ insurance statutes and regulations.
- Draft examination work papers in an organized manner for supervisory review.
- Assist with the preparation of reports, exhibits, and other supporting documentation and schedules that detail a company’s compliance with insurance statutes and regulations and recommend solutions.
- Submit draft examination reports and other deliverables for supervisory review.
- Recommend/document actions to ensure compliance with insurance statutes and regulations.
- Must possess knowledge of and provide guidance of insurance laws, rules, and regulations.
- Review and analyze new, proposed, or revised laws, regulations, policies, and procedures in order to determine compliance with states’ insurance statutes and regulations and interpret their meaning and determine impact to the insurance company.
- Analyze reports and records relating to specific and overall operations of insurance companies; prepare clear, complete, concise, and informative compliance reports of condition of insurance companies for supervisory review.
- Consistently enhance knowledge of principles, practices, techniques, and methods of insurance examination and regulations; insurance laws and Insurance Commissioner’s rulings; and related Attorney General Opinions and court decisions; insurance company practices; statistical sampling procedures; basic mathematics.· This includes, but is not limited to, analyzing compliance pertaining to review of pharmacy audits conducted by PBMs, spread pricing, pharmacy reimbursement, dispensing fee requirements, annual reports, contract review, financial review, internal and external appeals, claims processing, and network adequacy.
- Complete examination work in the required state software platform.· This includes utilizing TeamMate+ and other software platforms as required.
- Ensure all deadlines presented by examination workplan schedule and PBM management are met.· This includes, but is not limited to, ensuring all audit deliverables are met timely and accurately, including assisting in client and examinee company point(s) of contact relationships.
- Ability to adapt to a fast-paced environment.
Requirements
- Bachelor’s Degree in Business, Risk Management, Accounting or Finance; MBA and/or professional certification/s preferred
- Minimum of 5+ years insurance experience with a State or Federal agency, insurance company, examination firm or with a public accounting firm as an internal or external auditor, adjuster, compliance professional or examiner.
- Insurance industry experience is a must.
- Candidates must have completed or are pursuing professional insurance designations such as AIE/CIE, MCM, AIRC, FLMI, CPCU, or CLU.
- PC skills, including experience in using software for producing presentations, spreadsheets, and project planning (skilled in TeamMate, ACL/Access, and MS Excel, Word and Power Point).
- Demonstrated history of project management experience.
- Ability to interact with all levels including executives and senior managers.
- Strong interpersonal, presentation, analytical and examination/audit skills.
- Excellent organizational skills and the ability to prioritize multiple tasks, projects and assignments using effective time management skills.
- Strong written and verbal communication skills are required.
- Dynamic/flexible demeanor with exceptional client service skills.
- Forward-thinking leader with a collaborative focus who can consult effectively with key constituents and become recognized as a valued resource.
- Must be self-motivated, work well independently and possess a sense of urgency.
- Skilled in team building and team development.
- Flexibility for minimal travel
Preferred Qualifications
· Strong knowledge of and experience in Health Lines of Business, with an emphasis in the Affordable Care Act (ACA) and the Mental Health Parity and Addiction Equity Act (MHPAEA).
- Extensive experience with examination software TeamMate.
- Moderate experience with ACL.
Risk & Regulatory Consulting, LLC (RRC), an affiliate of RSM, is a national, leading professional services firm dedicated to providing exceptional regulatory services to clients. RRC offers services in the following regulatory areas: financial examinations, market conduct examinations, insolvency and receiverships, actuarial services and valuations, investment analysis, reinsurance expertise, market analysis and compliance, and special projects. RRC is a results-oriented firm committed to success that builds long-term relationships with its clients.
At RSM, we offer a competitive benefits and compensation package for all our people. We offer flexibility in your schedule, empowering you to balance life’s demands, while also maintaining your ability to serve clients. Learn more about our total rewards at .
All applicants will receive consideration for employment as RSM does not tolerate discrimination and/or harassment based on race; color; creed; sincerely held religious beliefs, practices or observances; sex (including pregnancy or disabilities related to nursing); gender; sexual orientation; HIV Status; national origin; ancestry; familial or marital status; age; physical or mental disability; citizenship; political affiliation; medical condition (including family and medical leave); domestic violence victim status; past, current or prospective service in the US uniformed service; US Military/Veteran status; pre-disposing genetic characteristics or any other characteristic protected under applicable federal, state or local law.
Accommodation for applicants with disabilities is available upon request in connection with the recruitment process and/or employment/partnership. RSM is committed to providing equal opportunity and reasonable accommodation for people with disabilities. If you require a reasonable accommodation to complete an application, interview, or otherwise participate in the recruiting process, please call us at 800-274-3978 or send us an email at .
RSM does not intend to hire entry level candidates who will require sponsorship now OR in the future (i.e. F-1 visa holders). If you are a recent U.S. college / university graduate possessing 1-2 years of progressive and relevant work experience in a same or similar role to the one for which you are applying, excluding internships, you may be eligible for hire as an experienced associate.
RSM will consider for employment qualified applicants with arrest or conviction records. For those living in California or applying to a position in California, please click here for additional information.
At RSM, an employee’s pay at any point in their career is intended to reflect their experiences, performance, and skills for their current role. The salary range (or starting rate for interns and associates) for this role represents numerous factors considered in the hiring decisions including, but not limited to, education, skills, work experience, certifications, location, etc. As such, pay for the successful candidate(s) could fall anywhere within the stated range.
Compensation Range: $95,400 - $192,000Individuals selected for this role will be eligible for a discretionary bonus based on firm and individual performance.
Originally posted on Himalayas