产品经理，账户验证
Product Manager, Account Verification
我们相信，人们与财务的互动方式将在未来几年得到显著改善。我们致力于通过构建数千名开发者用来创建自己产品的工具和体验，推动这一变革。Plaid 为数以百万计的人们依赖的工具提供支持，帮助他们过上更健康的财务生活。我们与 Venmo、SoFi、多家财富 500 强公司以及许多大型银行合作，让人们能够轻松地将财务账户连接到他们想要使用的应用和服务。Plaid 的网络覆盖美国、加拿大、英国和欧洲的 12,000 家金融机构。公司成立于 2013 年，总部位于旧金山，在纽约、西雅图、华盛顿特区、罗利、伦敦和阿姆斯特丹设有办事处。
Plaid 的账户验证团队为开放金融建立了信任的基础。我们帮助金融科技公司和金融机构安全地连接和验证银行账户，使资金可以安全且即时地流动。账户验证是 Plaid 所有以支付为重点的消费者体验的入口点，也是我们客户的关键构建模块。该团队专注于打造无缝的验证流程，平衡速度、可靠性和安全性，使消费者能够自信地连接到金融生态系统。
作为账户验证的产品经理，你将负责 Plaid 最关键、影响最大的产品领域之一。你将领导我们的验证平台在认证、余额和身份匹配方面的演进，定义每天数百万人和企业如何连接他们的财务账户。
我们寻找一位具有高度责任感的建设者，能够在模糊环境中茁壮成长，热爱与客户一起构建，并对定义 Plaid 最成熟且战略意义重大的产品线的未来充满热情。你将制定愿景和战略，推动跨职能团队的执行，并塑造 Plaid 在日益复杂且最终由人工智能驱动的验证领域中的竞争方式。
你将与工程、设计和市场推广团队紧密合作，实现以下目标：
- 为金融科技公司、银行、平台和企业提供下一代账户验证体验。
- 扩展 Plaid 的验证方法，涵盖开放银行、机器学习和传统备用方案。
- 将 Plaid 定位为行业中最具信任度、最灵活和最有洞察力的验证服务提供商。
- 重新思考 Plaid 的流程，以适应快速发展的需求。
查看英文原文
We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Seattle, Washington D.C., Raleigh, London, and Amsterdam.
Plaid’s Account Verification team builds the foundation of trust for open finance. We help fintechs and financial institutions connect and verify bank accounts securely so that money can move safely and instantly. Account Verification is the entry point for all of Plaid’s payment-focused consumer experiences and is a critical building block for our customers. The team obsesses over creating seamless verification journeys that balance speed, reliability, and security, enabling consumers to confidently connect to the financial ecosystem.
As a PM for Account Verification, you’ll own one of Plaid’s most critical and high-impact product areas. You’ll lead the evolution of our verification platform across Auth, Balance, and Identity Match, defining how millions of people and businesses connect their financial accounts every day.
We are looking for a high-ownership builder who thrives in ambiguity, loves building with customers, and is excited to define what’s next for one of Plaid’s most established and strategically important product lines. You’ll set vision and strategy, drive execution across a cross-functional team, and shape how Plaid competes in an increasingly complex and, eventually, AI-driven verification landscape.
You’ll partner closely with engineering, design, and go-to-market teams to:
- Deliver next-generation account verification experiences for fintechs, banks, platforms, and enterprises.
- Expand Plaid’s verification methods across open banking, ML, and traditional fallback-based approaches.
- Position Plaid as the most trusted, flexible, and insight-rich verification provider in the industry.
- Rethink how Plaid’s flows work for a quickly diversifying set of customer use cases.
If you’re energized by building systems that power millions of financial connections and enjoy balancing customer empathy with bold product strategy, this is your opportunity to lead at scale.
Responsibilities
- Own the Account Verification strategy and roadmap, from long-term vision to near-term priorities, grounded in customer and business outcomes.
- Reimagine the Auth experience to unlock new use cases (recurring payments, e-commerce, account funding) through modern, flexible verification flows.
- Expand verification capabilities across a growing set of methodologies: open banking, database auth, microdeposits, and beyond.
- Drive self-serve, experimentation, and orchestration tools that empower developers and operators to configure and optimize verification paths without code.
- Partner across Plaid to create cohesive experiences across account setup, risk management, and money movement.
- Represent Plaid internally and externally as a product thought leader, shaping how customers, partners, and the industry view account verification.
- Operate like an owner. Move quickly, make bold decisions, and bring creative energy to scaling one of Plaid’s most essential products.
Qualifications
- 8+ years of experience, including 5+ in product management or equivalent founder/operator roles.
- Proven success building and scaling products, ideally in fintech or payments.
- Strong mix of strategic vision and executional drive; able to see the big picture while sweating the details.
- Exceptional communication and stakeholder management skills across technical and business audiences.
- Demonstrated ability to thrive in ambiguous, high-growth environments and lead with conviction.
- Track record of cross-functional impact, influencing design, engineering, and GTM teams to deliver results.
- Hands-on comfort with data and AI tools for writing, analysis, prototyping, and experimentation.
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com.
Please review our Candidate Privacy Notice here https://plaid.com/legal/#candidate-privacy-notice.
Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.