信用分析师
Credit Analyst
我们为现代世界打造以关系为导向的银行。我们需要有才华、有热情的专业人士，他们致力于为客户做正确的事。
在CIBC，我们认可你的优势和抱负，让你在工作中获得赋能。我们的团队成员拥有实现有意义影响所需的资源，并因他们的身份和贡献而受到真正的重视。
如需了解有关CIBC的更多信息，请访问CIBC.com
你将负责的工作
作为商业银行业务团队的一员，你将为独立企业及中小型企业商业银行业务经理及其客户组合提供信贷支持。作为信贷分析师，你将通过提供信贷支持和高质量客户服务来提高经理的效率。你将协助提供信贷、投资及其他领域专业知识，以满足客户需求。在此职位中，你将负责持续管理和支持独立企业及中小型企业商业银行业务客户的信贷相关需求，并根据需要支持团队，发展对内部银行流程和政策的核心理解，以实现内部/外部交易执行。你将与商业银行业务团队内的RMs、助理和其他员工，包括CIBC合作伙伴和外部联系人进行有效沟通和互动。
在CIBC，我们为你提供最有利于你在岗位上发展的职场环境。关于你的工作安排（现场和远程工作的比例）将在面试时进行讨论。
如何取得成功
- 客户参与 – 与经理合作，满足客户的信贷需求，并协调客户的交易需求。
- 问题解决 – 倾听、询问并站在客户的立场上思考。像主人一样，对客户的问题承担责任，并理解何时寻求他人帮助以找到解决方案。
- 组织能力 – 通过使用必要的工具协助经理准备客户文件，协调与内部和外部服务提供商的流程和文件，协助准备信贷文件并维护至审计标准，以提供理想的客户体验。
- 合规性 – 确保所有与反洗钱（AML）和GRLR相关的操作流程的一致性和完整性，识别不合规区域，记录并执行纠正措施。处理临时客户请求，确保所有必要的操作合规问题得到解决。
查看英文原文
We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit CIBC.com
What You’ll Be Doing
As a member of the Commercial Banking team, you will provide credit support to Independent Business and Mid-Market Commercial Banking Managers and their portfolios. As a Credit Analyst, you will maximize the manager’s productivity by providing credit support, as well as high-quality customer service. You will assist with specialized knowledge in credit, investments and other areas identified to meet client needs. In this role you are responsible for the on-going administration and support of Independent Business and Mid-Market Commercial Banking clients' credit related needs and you will support the team as required, develop a core understanding of internal bank procedures and policies in attaining internal/external transaction execution. You will communicate and interact effectively with RMs, Associates and other staff within The Commercial Banking Team including CIBC partners and external contacts.
At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.
How you’ll succeed
- Client Engagement – Service the credit needs of clients in partnership with the Manager(s) and coordinate transactional needs of clients.
- Problem Solving – Listen, inquire, and put yourself in the client’s shoes. Act like an owner by taking accountability for client issues and understanding when to lean on others to find solutions.
- Organizational Skills – Assist the Manager by preparing client files using tools necessary, coordinating processes and paperwork with internal and external service providers, assist with preparation of credit files and maintenance to audit standards to provide the ideal client experience
- Compliance - Ensure consistency and completion of all operational processes relating to AML and GRLR and identify non-compliance areas, document, and execute corrective actions. Manage ad hoc client requests ensuring all required operational compliance issues are addressed.
Who You Are
- You can demonstrate strong knowledge of banking products and services through your prior work experience in the Financial Services industry. Commercial Banking experience will be considered an asset.
- You're motivated by collective success. You can communicate and interact effectively with team members and clients as well as external partners. You find meaning in relationships and surround yourself with a diverse network of partners. You create trust through respect and authenticity.
- You understand that success is in the details. You notice things that others do not while using critical thinking skills help with your decision making.
- You give meaning to data. You enjoy investigating hard to solve problems and making sense of information. You're motivated in your ability to communicate detailed information in a meaningful way.
- You put our clients first. You engage with the purpose of finding the right solutions. You have initiative and the ability to create strong relationships.
- Values matter to you. You bring your real self to work, and you live our values - trust, teamwork, and accountability.
What CIBC offers
· At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.
- We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a health benefits program, defined benefit pension plan, an employee share purchase plan and MomentMakers, our social, points-based recognition program.
- Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
- We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development
What you need to know
- CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact
- You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
What CIBC Offers
At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.
- We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.
- Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
- We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.
*Subject to plan and program terms and conditions
What you need to know
- CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact
- CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise.
- You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
- We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).
- We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.
Job Location
Halifax-1809 Barrington St 15Employment Type
RegularWeekly Hours
37.5Skills
Banking, Business Banking, Communication, Critical Thinking, Customer Engagement, Customer Experience (CX), Financial Products, Investigating, Investments, Organizing, Personal InitiativeOriginally posted on Himalayas