资深产品经理, 信用
Staff Product Manager, Credit
我们相信，人们与财务的互动方式将在未来几年发生巨大变化。我们致力于通过构建数千名开发者用来创建自己产品的工具和体验，推动这一变革。Plaid 为数百万人提供他们用来过上更健康财务生活的工具。我们与 Venmo、SoFi、多家财富 500 强公司以及许多大型银行合作，让人们能够轻松地将财务账户连接到他们想要使用的应用和服务。Plaid 的网络覆盖美国、加拿大、英国和欧洲的 12,000 家金融机构。公司成立于 2013 年，总部位于旧金山，在纽约、西雅图、华盛顿特区、罗利、伦敦和阿姆斯特丹设有办事处。
Plaid 的信用团队正在打造美国最大的基于现金流的消费者报告机构（CRA），以在整个贷款人生命周期内提供贷款解决方案——包括承销、验证和服务。我们帮助贷款人利用经消费者授权的财务数据做出更快、更明智的决策。
作为我们 CRA 网络团队的产品经理，你将增加将数据授权给我们的 CRA，Plaid Check 的消费者数量。你将为消费者构建更强大的体验，让他们更好地了解如何与贷款人共享现金流数据。
职责
- 负责并加速我们的 CRA 网络的增长和健康度
- 在整个 Plaid 网络中推动信用相关项目
- 负责消费者授权的用户体验，包括转化率和改进
- 通过 CRA 消费者体验建立信任
要求
- 5 年以上产品管理经验
- 必须在金融科技公司中构建并负责过贷款产品
- 有在增长型产品上的经验，尤其是网络类产品
- 对从获客到放款再到服务的整个贷款流程有深入理解
- 优秀的沟通能力，并能在整个组织中为其产品领域争取优先级
- 有加分：在征信机构或替代征信产品上的经验
- 有加分：拥有并处理过消费者授权数据的经验
- 有加分：创始人经验
Plaid 的使命是为每个人解锁财务自由。为了支持这一使命，我们寻求建立一支多元化的团队，成员都是充满激情的人，他们 deeply 关心让金融更加普惠。
查看英文原文
We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Seattle, Washington D.C., Raleigh, London, and Amsterdam.
Our Credit team at Plaid is building the largest cash flow based Consumer Reporting Agency (CRA) in the US to deliver lending solutions across the full lender lifecycle — including underwriting, verification, and servicing. We help lenders make faster, more informed decisions using consumer-permissioned financial data.
As the Product Manager for our CRA Network team, you will grow the number of consumers that have permissioned their data to our CRA, Plaid Check. You will build a more robust experience for consumers to interact with the CRA and learn more about sharing cash flow data with lenders.
Responsibilities
- Own and accelerate the growth and health of our CRA network
- Drive credit initiatives across the broader Plaid network
- Own consumer consent UX experience including conversion and improvements
- Build trust through our CRA consumer experience
Qualifications
- 5+ years of product management experience
- Must have built and owned a lending product at a FinTech
- Experience working on a growth product - especially on a network product
- Deep understanding of the E2E lending process from acquisition to originations to servicing
- Excellent communication skills and the ability to advocate for prioritization for their product areas across the broader organization
- Nice to have: Experience working on a bureau or alternative bureau product
- Nice to have: Experience owning and working with consumer-permissioned data
- Nice to have: Founder experience
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com.
Please review our Candidate Privacy Notice here https://plaid.com/legal/#candidate-privacy-notice.
Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.