资本市场专员
Associate, Capital Markets
关于Ramp
Ramp正在构建金融团队的智能基础设施，嵌入每笔企业支出的交易流程中。我们自动化处理超过2000亿美元的年支出在70,000多家公司之间的流动：授权付款、标记风险、分类支出和结账。
这些问题高风险、数据密集且不容错误。
我们雇佣具有高度自主性和紧迫感的人才。我们更看重的是你所构建的东西，而不是你在哪里接受的培训。在Ramp，每个人都是从头到尾负责问题的建造者，并做出影响结果的重要决策。
Ramp的平均客户在第一年节省了5%的成本，并实现了16%的收入增长——远超没有使用Ramp的企业。我们认为每家有抱负的公司都应享有同样的待遇。
如果你希望构建直接塑造公司如何移动和管理数十亿美元的系统，Ramp就是你的选择。
关于该职位
我们正在寻找一位有动力的初级资本市场专员加入Ramp不断壮大的财务与资本市场团队。这个职位提供了一个独特的机会，帮助建立和扩展一流的资本市场职能，同时为Ramp的成长做出重要贡献。
作为团队的关键成员，你将在优化和执行Ramp的资金策略中发挥关键作用，同时利用你的专业知识帮助管理我们的资本合作伙伴关系。你还将作为关键的跨职能合作伙伴，与会计、数据、工程、财务、产品、司库和风险等团队紧密合作。
这个职位提供了难得的职业成长和发展机会，定期接触Ramp的领导团队，并有机会在快节奏的初创公司中产生真正的影响力。
你将负责的工作
- 支持资本市场团队在实际交易中进行建模、结构设计、内部备忘录、贷款人沟通、文件审查和文件执行
- 在Ramp整体企业战略的背景下评估各种资金策略的影响
- 参与关键的战略计划，包括产品扩展、财务合作、银行合作和发行合作
- 评估新产品和商业协议的经济成果和资本影响
- 管理Ramp仓库设施和ABS设施的日常事务
- 负责一套资本市场模型
- 确保资本市场相关工作的准确性
查看英文原文
ABOUT RAMP
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
The problems are high-stakes, data-dense, and unforgiving.
We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.
The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.
If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.
ABOUT THE ROLE
We're seeking a driven Associate, Capital Markets to join Ramp's growing Finance and Capital Markets team. This role offers a unique opportunity to help build and scale a best-in-class Capital Markets function while making significant contributions to Ramp's growth.
As a key member of our team, you'll play a pivotal role in optimizing and executing Ramp's funding strategies while leveraging your expertise to help manage our capital partner relationships. You’ll also serve as a critical cross-functional partner, collaborating closely with teams across accounting, data, engineering, finance, product, treasury, and risk.
This position presents a rare opportunity for professional growth and development, regular exposure to Ramp’s leadership team, and the chance to make a true impact at a fast-paced start-up.
WHAT YOU'LL DO
- Support the Capital Markets Team in live transactions with modeling, structuring, internal memos, lender communication, document review, and document execution
- Evaluate the impact of various funding strategies under the context of Ramp’s broader corporate strategy
- Engage cross-functionally on key strategic initiatives including product expansion, financial partnerships, bank partnerships, and issuing partnerships
- Evaluate economic outcomes and capital implications of new products and commercial agreements
- Manage the day-to-day aspects of Ramp’s warehouse facilities and ABS facilities
- Own the suite of Capital Markets models
- Ensure the accuracy of the Capital Markets data tapes and assist with rearchitecting them for product changes
- Identify ways to automate and streamline processes to increase efficiency and scalability
WHAT YOU NEED
- Bachelor’s Degree in finance, economics, or related field
- 3+ years of experience working in a sell-side or buy-side ABS trading, securitization, asset financing-related, leveraged finance, or coverage banking (preferably FIG) role
- Excellent financial modeling and quantitative data analytics skills
- Comfortable with large data sets
- Extremely detail-oriented with a high regard for precision
- Relationship-minded with excellent communication abilities, both written and verbal
- Ability to thrive in small, collaborative, and ambiguous environments
- Ability to blend strategic and tactical skills
- Familiarity with AI tools
NICE-TO-HAVES
- Expertise with AI tools
- Experience with capital-intensive fintech businesses
BENEFITS AVAILABLE TO ALL FULL-TIME RAMP EMPLOYEES (GLOBAL)
- Flexible PTO
- Centralized home-office equipment ordering
- Health and wellness stipend
- Budget for intra-office travel
- Weekly coffee stipend
UNITED STATES
- 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
- One Medical annual membership
- 401(k), including employer match on contributions made while employed by Ramp
- Fertility HRA (up to $10,000 per year)
- Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
- Pet insurance
- In-office perks: lunch, snacks, drinks, and more
- Relocation expense coverage to NYC or SF (if needed)
CANADA
- Group medical, dental, and vision coverage through Sun Life
- Life, AD&D, and disability coverage
- Fertility drug coverage (up to $4,000 lifetime)
- Group Retirement Plan with employer match (RRSP + DPSP)
- Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay
- Employee Assistance Program and virtual care through Lumino Health
UNITED KINGDOM
- Private medical insurance through Freedom Elite
- Virtual GP and at-home care via eMed x Livi
- Workplace pension through Penfold, with salary sacrifice option
- Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced pay
REFERRAL INSTRUCTIONS
If you are being referred for the role, please contact that person to apply on your behalf.
OTHER NOTICES
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruiting scams: Ramp will only contact you through official @Ramp.com http://Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.
Ramp Applicant Privacy Notice https://ramp.com/legal/applicant-privacy-notice