贷款包装/抵押贷款支持（001-00116）
Loan Packaging/Mortgage Support (001-00116)
职位：贷款包装/按揭支持
薪资范围：2000 - 3000 澳元
工作时间：该职位需与澳大利亚业务时间（约上午9点至下午5点，周一至周五）保持一致以进行协作，但作为承包商，您在管理时间上具有灵活性。
我们是谁：Hunt St 帮助澳大利亚公司直接雇佣菲律宾顶尖的前5%远程人才。您将直接由客户雇佣，通常作为独立承包商。我们不是外包公司。我们所有的职位都是100%远程的，您可以在家工作。
客户是谁：客户是澳大利亚金融领域的知名机构，专注于提供定制化的信贷解决方案。他们重视卓越的服务和信贷包装的专业知识，以帮助客户有效应对融资选择。
职位概述：远程贷款包装/按揭支持专家对按揭处理团队至关重要，协助准备、审查和处理按揭贷款申请。该职位重点在于收集和验证财务文件，确保符合贷款标准，并与经纪人、贷款人和客户协调，以确保顺畅的贷款申请体验。
主要职责：
- 在 Flex 和 Salestrekker 中录入数据，并通过 Apply Online、Loan App 和 Simpology 提交
- 生成信用报告、房产报告、郊区报告
- 重新标记支持性文件
- 定价和定价升级
- 估值
- 在收到文件后评估房屋贷款申请
- 工资单分析
- 自雇人士的税务申报和财务分析
- 详细的信用评估（收入分析、负债、支出和借款能力计算）
- 贷款偿债能力 – 熟悉使用 Quickli 和贷款人的服务计算器
- 熟悉使用 Quickli
- 能够确定并选择贷款人并呈现选项
- 资金状况
- 产品比较
- 熟悉资金操作并确定最佳贷款人选项
- 贷款包装提交（准备主备注、合规备注、服务和生活费用分解）
- 熟悉识别贷款申请提交所需的必要文件
- 向不同贷款人提交或登记房屋贷款申请
- 熟悉注销流程、FHLDS 和 FHOG 表格（适用于首次购房者），并能填写
查看英文原文
Job Role: Loan Packaging/Mortgage Support
Salary range: $2000 - 3000 AUD
Work Schedule: This role is expected to align with the AU business hours (approx. 9 AM - 5 PM, Monday to Friday) for collaboration, but as a contractor, you’ll have flexibility in how you manage your time.
Who We Are: At Hunt St we help Australian companies directly hire top 5% remote talent in the Philippines. You will be hired directly by the client, typically as an independent contractor. We are not an outsourcing agency. All of our roles are 100% remote so you'll be able to work from home.
Who The Client Is: The client is a prominent entity in the Australian finance sector, specializing in providing customized credit solutions. They prioritize outstanding service and expertise in credit packaging to assist clients in navigating their financing options effectively.
Role Overview: The Remote Loan Packaging/Mortgage Support Specialist is essential to the mortgage processing team, assisting in preparing, reviewing, and processing mortgage loan applications. This role focuses on gathering and validating financial documents, ensuring compliance with lending standards, and coordinating with brokers, lenders, and clients to ensure a seamless loan application experience.
Key Responsibilities:
- Data entry in Flex and Salestrekker and lodge via Apply Online, Loan App, and Simpology.
- Generating credit reports, property reports, suburb reports.
- Relabelling of supporting documents
- Pricing and Pricing Escalations
- Valuation
- Assessment of home loan application once the documents have been received
- Payslips analysis
- Self-employed tax returns and financials analysis
- Detailed credit assessment (Income analysis, liabilities, expenses and borrowing capacity calculation)
- Loan serviceability – Excellent knowledge around using Quickli and lender’s servicing calculators
- Excellent knowledge in using Quickli
- Ability to determine and select lenders and present options
- Funding position
- Product comparison
- Knowledge of doing the funding and determining the best lender options
- Loan Packaging for Submission (Prepare master notes, compliance notes, servicing and living expenses breakdown)
- Knowledge in identifying necessary documents for submission of the loan application
- Submission or lodgement of home loan applications with different lenders
- Excellent knowledge on the discharge process, FHLDS and FHOG forms for first home buyers, and filling the deposit bond forms
- Handling credit and non-credit related MIRs
- Send updates to clients and other stakeholders via emails for each milestone (Submission, pre-approval, conditional, formal, settlement, loan disbursement details), and other regulatory updates and additional information requests
- Follow up with the lenders and clients via email and calls
- Conducting annual home loan reviews and sending refinancing options to clients where applicable, and doing repricing if needed
- Follow up with clients for existing pre-approvals due to expiry
- Repricing of the existing clients and post-settlement tasks
Qualifications:
- 3+ years of experience in loan processing, mortgage support, and loan packaging within the Australian mortgage industry.
- Familiarity with Australian mortgage products, lending policies, lending criteria, and regulatory standards.
- Proficient in loan application software and CRM systems (e.g., FLEX/AFG, Salestrekker ApplyOnline, LoanApp, Simpology).
- Strong analytical skills with keen attention to detail.
- Excellent communication skills, both verbal and written.
- Ability to work independently and manage multiple loan applications simultaneously.
- Strong organizational skills and ability to meet tight deadlines.
- Knowledge of compliance standards (NCCP, Responsible Lending) and privacy regulations in Australia.
- Problem solving Attitude
- Experience working with brokers, lenders, and other financial professionals.
Work Arrangement & Expectations:
This is a remote role that will be set up as an independent contractor engagement.
To ensure alignment and transparency, successful candidates will be expected to:
- Be available for meetings and collaboration during core [AEST or PHT] business hours
- Disclose any existing ongoing roles or client work
- Reflect this engagement on their LinkedIn profile (clearly marked as “Independent Contractor”)
Originally posted on Himalayas