个人业务承保经理
Personal Lines Underwriting Manager
超过170年来,汉诺威一直致力于兑现我们的承诺,在最重要的时候始终如一。我们每天践行我们的价值观,通过我们的价值观、可持续发展计划和包容性的企业文化来体现我们对客户的关怀。
我们的个人业务承保团队正在寻找一位承保经理。这是一个全职、非豁免职位。该职位支持混合办公或远程办公。
职位概述
在有限的监督下,凭借高度的独立判断力,监督和协调个人业务承保员工的活动,以促进个人业务的增长和盈利能力。
在此职位上,您将:
- 确保个人业务的盈利和增长,包括:
- 监督承保职能,确保及时决策、适当的风险选择、定价和业务监控。
- 与员工合作,建立和维护代理关系
- 审查复杂的承保查询,并审批超出员工权限的风险。
- 与现场营销部门协作,协助解决代理与公司之间的服务和其他问题。参加与现场和高级管理层的周会/月会。
- 监督客户查询和投诉的处理。
- 与内部和外部客户展示强大的谈判技巧
- 确保遵守承保政策、指南和程序。
- 与同行合作,评估需求并确保资源在个人业务承保中的正确配置,以成功实现部门绩效目标。
- 建议并传达目标。培养承保团队成员,以确保达成所需结果。
- 制定、建议并实施本地的风险管理计划和程序,并协助在全国范围内实施/建议。
- 准备和/或审查绩效评估。进行绩效评审会议,并可能建议和/或执行人事措施。
- 参与质量审查和公司审计;翻译并实施最佳实践,以提升强大的承保能力。
- 识别关键问题,并以适当和及时的方式向相关受众传达。
- 可能作为项目组的成员或领导者,协调资源以确保实现项目目标。
- 负责激励团队成员支持各项举措和项目
查看英文原文
For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, Sustainability initiatives and inclusive corporate culture.
Our Personal Lines Underwriting team is currently seeking a Underwriting Manager. This is a full time, exempt role. This role open to hybrid or remote.
POSITION OVERVIEW
Under limited supervision and with significant independent judgment, supervises and coordinates the activities of personal lines underwriting staff to facilitate the growth and profitability of personal lines business.
IN THIS ROLE YOU WILL:
- Ensures the profitability and growth of personal lines business, including:
- Supervises the underwriting function to ensure timely decision making, proper risk selection, pricing, and monitoring of business.
- Works with staff to build and maintain agency relationships
- Reviews complex underwriting inquiries and reviews and approves risks beyond the authority of staff.
- Works collaboratively with the field marketing function to facilitate the resolution of service and other issues between the agency and the company. Attend weekly/monthly calls with field and senior leadership.
- Oversees the handling of customer inquiries and complaints.
- Demonstrates strong negotiation skills with internal and external customers
- Ensures adherence to underwriting policies, guidelines and procedures.
- Collaborates with peers to assess the demand and ensure proper alignment of resources across PL Underwriting to successfully meet department performance objectives.
- Recommends and communicates goals. Develops underwriting team members to ensure the achievement of required results.
- Develops, recommends and implements risk management plans and procedures locally and assists in implementation/recommendations countrywide.
- Prepares and/or reviews performance appraisals. Conducts performance review meetings and may recommend and/or implement employment actions.
- Participates in quality review and corporate audits; translates and implements best practices to build strong underwriting acumen.
- Identifies key issues and communicate to the proper audience in an appropriate and timely manner.
- May serve as a contributing member or leader of project team(s), coordinating resources to ensure achievement of project goals.
- Responsible for motivating team members to support initiatives and projects.
- Performs other duties as assigned.
KEY MEASURES OF SUCCESS:
- Provides feedback to improve department performance through introducing new ideas, processes and workflows
- Promotes a collaborative team environment that supports customer service excellence in conjunction with solid risk management
- Achieve service, production and quality goals for all underwriting transactions
- Maintain understanding of state strategies and align actions to achieve state goals
- Have a profitable growth mindset, able to manage assigned portfolio to ensure we have an appropriate business mix and maintaining a profitable book of business that aligns with the organization’s goals.
- Consistently review production results, while being creative and disciplined in identifying potential efficiencies in workflows and processes.
- Hire and develop talent while encouraging and cultivating a growth mindset environment for your team
WHAT YOU NEED TO APPLY:
- Bachelor’s degree with 3 to 6 years underwriting experience. Prior supervisory or team lead experience preferred.
- Able to understand and articulate Personal Lines underwriting in a way that drives and achieves team(s) results. Possess advanced risk management knowledge combined with the ability to teach others.
- Strong people management skills, effective at coaching and supporting their team’s professional development. Serves as a role model in building effective relationships.
- Excellent communicator; communicates frequently in a clear, concise manner
- Effectively and creatively utilizes all resources (systems, people, etc.) to manage daily operations
- Effective problem solver, who anticipates issues, seeks out and analyzes information collaboratively to propose solutions. Takes ownership for a successful resolution.
- Anticipates needs of the customer and takes a proactive approach to ensure they are met.
- Able to multi-task and reprioritize; Able to maintain focus and accountability in ambiguous situations.
- Must work independently and make decisions that affect the workflow, staffing and day to day operations of the area.
CAREER DEVELOPMENT:
It’s not just a job, it’s a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you – at every level – to grow and develop.
BENEFITS:
We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you’ll enjoy what you do and have the support you need to succeed.
Benefits include:
- Medical, dental, vision, life, and disability insurance
- 401K with a company match
- Tuition reimbursement
• PTO
- Company paid holidays
- Flexible work arrangements
- Cultural Awareness Day in support of IDE
- On-site medical/wellness center (Worcester only)
- Click here for the full list of Benefits
EEO statement:
The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law.
Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law.”
As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at: and include the link of the job posting in which you are interested.
Privacy Policy:
To view our privacy policy and online privacy statement, click here.
Applicants who are California residents: To see the types of information we may collect from applicants and employees and how we use it, please click here.
Compensation:
The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short-term incentive), long-term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience.
Originally posted on Himalayas