资深软件工程师 - 存款
Staff Software Engineer - Deposits
Nu 是拉丁美洲领先的数字银行，为巴西、墨西哥和哥伦比亚的 1.4 亿客户提供服务。公司通过利用数据和专有技术开发创新产品和服务，引领行业变革。
Nu 的使命是消除复杂性并赋能人们，为客户提供完整的金融旅程，通过负责任的贷款和透明度促进金融准入和进步。公司采用高效且可扩展的商业模式，结合低成本服务与不断增长的回报。
Nu 的影响力已获得多项奖项的认可，包括《时代》100 家最具影响力公司、《快公司》最具创新力公司以及《福布斯》世界最佳银行。
访问我们的机构页面 https://www.nu.com/2026-en
关于该职位
GBA 核心基础设施/存款团队构建并运营使 Nubank 账户运行的平台。每当资金进入或离开账户时，我们的系统会创建和管理余额背后的存款记录，计算收益和税费，并使资金可用于支付、转账、Pix、借记卡消费和其他客户交易。
我们正在将特定国家的遗留系统演进为一个全球存款平台，能够以更少的重复和更安全的方式支持不同的产品、法规和市场。这是一个位于分布式系统、会计、监管和产品平台交汇处的后端事务系统岗位。
作为高级软件工程师——存款，您将是团队的主要技术领导者，塑造平台的中长期发展，同时在最关键和最复杂的领域保持亲力亲为。
您将负责
- 定义并演进全球存款平台的目标架构和技术战略。
- 指导平台的下一步发展，并在平衡安全性、业务优先级、监管要求和可持续交付的前提下，规划从遗留系统的迁移。
- 为分布式事务处理、会计完整性、收益和税务计算、可靠性、可观测性和操作恢复设定高标准。
- 在服务和市场之间领导高影响力的工程技术决策，明确权衡并推动决策落地。
- 在产品团队、其他平台负责人和高级利益相关者之间进行跨团队对齐，代表存款团队。
- 将模糊的需求转化为清晰的技术方案，推动项目落地。
查看英文原文
ABOUT NU
Nu is the leading digital bank in Latin America, serving 140 million customers across Brazil, Mexico, and Colombia. The company has been leading an industry transformation by leveraging data and proprietary technology to develop innovative products and services.
Guided by its mission to fight complexity and empower people, Nu caters to customers’ complete financial journey, promoting financial access and advancement with responsible lending and transparency. The company is powered by an efficient and scalable business model that combines low cost to serve with growing returns.
Nu’s impact has been recognized in multiple awards, including Time 100 Most Influential Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Banks.
Visit our Institutional Page https://www.nu.com/2026-en
ABOUT THE ROLE
The GBA Core Infrastructure / Deposits team builds and operates the platform that makes Nubank accounts work. Whenever money enters or leaves an account, our systems create and manage the deposit records behind balances, calculate yield and taxes, and make funds available for payments, transfers, Pix, debit card purchases and other customer transactions.
We are evolving country-specific legacy systems into a global deposits platform that can support different products, regulations and markets with less duplication and safer expansion. This is a backend transactional systems role at the intersection of distributed systems, accounting, regulation and product platforms.
As a Staff Software Engineer — Deposits, you will be one of the team’s primary technical leaders, shaping the platform’s medium- and long-term evolution while remaining hands-on in the most critical and complex areas.
YOU’LL BE RESPONSIBLE FOR
- Defining and evolving the target architecture and technical strategy for the global Deposits platform.
- Guiding the next stages of the platform and sequencing migrations from legacy systems while balancing safety, business priorities, regulatory requirements and sustainable delivery.
- Setting a high technical bar for distributed transaction processing, accounting integrity, yield and tax calculations, reliability, observability and operational recovery.
- Leading high-impact technical decisions across services and markets, making trade-offs explicit and driving decisions to closure.
- Representing Deposits in cross-team alignment with Product, other platform owners and senior stakeholders.
- Turning ambiguous problems into clear technical direction through RFCs, design documents, migration plans, decision records and executable milestones.
- Multiplying the team through mentoring, architecture reviews, code reviews and reusable engineering standards.
- Remaining hands-on and leading by example on the platform’s most critical or complex components
WHAT WE'RE LOOKING FOR SOMEONE WHO HAS
Required
- A Staff-level track record leading architecture and technical strategy for large-scale distributed systems.
- Strong backend engineering depth, including asynchronous workflows, eventual consistency, concurrency, high-throughput processing, performance and failure recovery.
- Ability to design for the long term while evolving complex systems incrementally and safely.
- Sound judgment in high-impact decisions, including the ability to frame options, define decision criteria and communicate trade-offs clearly.
- Experience influencing senior stakeholders and aligning teams with different priorities or constraints.
- A multiplier mindset: you create clarity, raise the technical bar, mentor engineers and enable others to execute independently.
- Comfort navigating ambiguity, complex domain rules and different regulatory or product requirements across markets.
- Strong communication skills in English for a global, cross-functional environment.
- Ability to deeply learn complex domains and reason about business-critical systems.
Nice to Have
- Experience in financial services, banking, payments or accounting platforms. Financial-services experience is welcome but not required.
- Experience with Clojure, Datomic, DynamoDB, Redis, Kafka or comparable technologies.
- Experience designing platforms that support multiple countries, products and regulatory environments.
WORK SETUP
Location
This role can be based in:
- Brazil
- United States
- Canada
Work model
Hybrid 2–3 times/week: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize connection and collaboration. For more details, visit https://building.nubank.com/nu-hybrid-work-model/
Office requirement
2 days per week at the office.
OUR BENEFITS
- Chance of earning equity at Nubank;
- Food/ Meal Card (Vale-Refeição and/or Vale Alimentação)
- Public Transportation Commuting Benefit (Vale-Transporte)
- NuCare – Psychological, Financial and Legal Assistance Program
- Life Insurance
- Medical Plan
- Dental Plan
- NuLanguage – Language Course Program
- Nucleo - Our learning platform of courses
- Extended Parental Leave
- Daycare Allowance
- Parental Consultancy
- Work-from-home Allowance
- Gym Partnerships
- 30 days of paid vacation
- Relocation Assistance Package, if applicable
Our recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.