高级精算师,年金估值 - 远程
Senior Actuary, Annuity Valuation - REMOTE
作为全美保险公司(一家年销售额近700亿美元的财富100强公司)财务团队的一员,机会无限!让全美保险公司助你开启职业旅程!在全美保险®,“站在你身边”不仅仅是一句口号。我们的客户始终是我们一切工作的核心,我们正在寻找对提供卓越服务充满热情的员工。全美金融正在招聘一位才华横溢且经验丰富的高级精算师,专门负责年金估值,加入年金估值团队。该职位将有机会主导并提升整个年金产品组合的重要估值流程,同时提供支持财务报告、风险管理及业务决策的洞察。
职位简介
年金估值团队支持所有年金产品的估值、报告、分析和业务决策。该团队的工作涵盖法定和美国通用会计准则(US GAAP)职责,为该职位提供了广泛参与估值职能的机会。
您将参与整个年金产品组合,包括可变年金、RILA、固定指数年金、MYGA、SPIA、养老金风险转移及其他年金产品。您将与产品、定价、财务报告、建模等相关职能的精算和业务团队合作,分析结果、改进流程,并支持不断变化的业务和监管需求。
这是一个需要亲自参与的团队领导职位,有直接下属。您将结合深厚的精算估值专业知识,以及将复杂分析转化为清晰建议的能力,向精算师、承保、产品、财务和高级业务领导者提供建议。您将指导和发展分析专业人员,包括直接下属,并跨职能领导复杂的工作。
主要职责
- 主导或监督适用会计基础(包括法定和美国通用会计准则/LDTI)下的年金组合估值和报告流程。
- 分析准备金、资本、收益实现、产品计算和其他估值驱动因素;将结果转化为清晰的见解和建议。
- 作为指定产品或估值流程的技术资源,向技术和非技术受众传达发现结果。
- 开发、维护、测试
查看英文原文
As a team member in Finance at Nationwide, a Fortune 100 company with nearly $70 billion in annual sales, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide®, “on your side” goes beyond just words. Our customers are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.Nationwide Financial is seeking a talented and experienced Senior Actuary, Annuity Valuation to join the Annuity Valuation team. This role offers the opportunity to own and elevate important valuation processes across the full annuity product portfolio while delivering insights that support financial reporting, risk management, and business decisions. We are seeking an experienced actuary who can take ownership of critical work, build strong partnerships, and help advance the team’s capabilities across accounting bases.
About the Role
The Annuity Valuation team supports valuation, reporting, analysis, and business decision-making across all annuity products. The team’s work spans Statutory and US GAAP responsibilities, creating an opportunity for this position to contribute broadly across the valuation function.
You will work across the full annuity product portfolio, including variable annuities, RILA, fixed-indexed annuities, MYGA, SPIA, pension risk transfer, and other annuity products. You will partner with actuarial and business teams across Product, Pricing, Financial Reporting, Modeling, and related functions to analyze results, improve processes, and support evolving business and regulatory needs.
This is a hands-on people leadership role with direct reports. You will combine deep expertise in actuarial valuation with the ability to translate complex analysis into clear recommendations for Actuaries, Underwriting, Product, Finance and senior business leaders. You will guide and develop analytical professionals, including direct reports, and lead complex work across functions.
Key Responsibilities
- Own or oversee valuation and reporting processes across the annuity portfolio under applicable accounting bases, including Statutory and US GAAP/LDTI.
- Analyze reserves, capital, earnings emergence, product calculations, and other valuation drivers; translate results into clear insights and recommendations.
- Serve as a technical resource for assigned products or valuation processes and communicate findings to technical and non-technical audiences.
- Develop, maintain, test, and enhance actuarial valuation and projection models, tools, documentation, and controls.
- Partner with Financial Reporting, Modeling, Controllership, and cross-functional stakeholders to deliver accurate, consistent, and well-understood results.
- Identify and implement opportunities to improve efficiency, automation, transparency, control, and repeatability across valuation processes.
- Support financial reporting, management reporting, audit requests, and the analysis or implementation of emerging accounting and regulatory requirements.
- Provide technical leadership on special projects and broader initiatives affecting the annuity business.
Ideal Candidate
- FSA designation required.
- Typically eight or more years of actuarial experience, with deep experience in Statutory valuation, US GAAP/LDTI valuation, or both.
- Strong experience with annuity products such as variable annuities, RILA, fixed-indexed annuities, MYGA, SPIA, and pension risk transfer.
- Strong understanding of actuarial valuation, financial reporting, modeling, data, and related controls.
- Experience improving valuation processes, developing tools, or applying automation and technology to increase efficiency and reliability.
- Ability to take ownership of complex work, operate effectively in a changing environment, and navigate evolving accounting and regulatory requirements.
- Strong communication, relationship-building, and influencing skills, with the ability to explain technical results clearly and drive alignment across stakeholders.
- Curiosity and adaptability to expand expertise across valuation disciplines and support the broader needs of the team.
Why Join Nationwide?
- Own meaningful valuation work across a strategically important annuity business.
- Gain broad exposure to all annuity products and to both Statutory and US GAAP valuation work.
- Take ownership of a valuation area that aligns with your experience while contributing to the team’s broader objectives.
- Help modernize processes, strengthen controls, and improve the quality and transparency of valuation insights.
- Partner with experienced actuarial and business professionals in a collaborative, high-performing team.
- Make a visible impact through technical leadership, process improvement, and support of evolving business and regulatory needs.
This position can staffed fully remote.
Job Description Summary
Our Nationwide Financial Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you!
As a Senior Actuary, you’ll be an expert, providing leadership, direction and oversight for the creation and performance of sophisticated actuarial techniques and procedures and risk analysis. You’ll handle research and direct others to ensure efficient, consistent and integrated data and analysis. We’ll count on you to provide a strategic vision for the team and deliver business recommendations that are crucial to the success of Nationwide and the protection we provide our customers. You’ll work independently and may directly or indirectly lead others.Job Description
Key Responsibilities:
- Provides strategic direction and knowledge for the compilation, categorization and analysis of data and financial reporting and analysis.
- Constructs sophisticated testing tools and analyzes product calculations.
- Leads, provides expertise and builds strategies for pricing and implementation of products.
- Constructs, maintains and completes Actuarial, Projection & Valuation Models.
- Analyzes risks and reinsurance for lines of business.
- Establishes reserves and other valuation items under multiple accounting regimes (statutory, GAAP and tax) for products.
- Builds cohesive presentations, communication strategies and recommendations of actuarial findings that are suitable for technical and non-technical audiences at the OCFO leadership level.
May perform other responsibilities as assigned.
Reporting Relationships: Reports to Actuarial leader.
Typical Skills and Experiences:
Education: Undergraduate degree in actuarial science, mathematics, statistics or similar background requiring modeling, programming, or quantitative analysis.
License/Certification/Designation: FSA required. PLEASE REFER TO THE NATIONWIDE LIFE INSURANCE COMPANY ACTUARIAL DEVELOPMENT PROGRAM FOR ADDITIONAL INFORMATION.
Experience: Typically, at least eight years of actuarial experience.
Knowledge, Abilities and Skills: Experienced knowledge of actuarial business functions, statistical methods of analysis, actuarial models, actuarial software and databases; knowledge of company operations, products, systems and actuarial methodologies. Knowledge of industry and regulatory practices is vital. Proficiency in Microsoft Office products (including VBA within Access and Excel), analytical software (such as tableau) and programming languages. Proficient level of organizational agility, influencing skills, strategic agility, inspiring others, business perspective and accounting. Mastery level of perspective, problem solving, customer focus, dealing with ambiguity, drive for results, analysis, learning.
Other criteria, including leadership skills, capabilities and experiences may take precedence.
Staffing exceptions to the above must be approved by the hiring manager’s leader and Human Resources Business Partner.
Values: Regularly and consistently demonstrates the Nationwide Values.
Job Conditions:
Overtime Eligibility: Exempt (Not eligible)
Working Conditions: Normal office environment.
ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.
We currently anticipate accepting applications until 10/24/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.Benefits
We have an array of benefits to fit your needs, including: medical/dental/vision,life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer,click here.
Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.
This position could be filled within any of the lower 48 U.S. states.#actuarialSmoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247.
For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) NOTE TO EMPLOYMENT AGENCIES:
We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.
pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Sr Actuary, NF : $149,000.00-$262,000.00The expected starting salary range for Sr Actuary, NF : $149,000.00 - $223,000.00Originally posted on Himalayas