Retail Business Services Production - Sr Commercial Loan Officer

Job Title: Sr Commercial Loan Officer Status: Exempt Reports to: Director - Business Services Department: Business Services Production Job Code: 11256 Pay Range: $124,700.00 - $140,000.00 Annually Location: Remote in California
WHO WE ARE:
Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.
WHO YOU ARE:
You thrive on building relationships and helping businesses find financing solutions that support growth and success. Business development, portfolio management, and commercial lending expertise allow you to connect client needs with practical financial strategies. Your ability to balance risk management, relationship building, and production goals helps create long-term value for both members and the organization.
WHAT YOU'LL DO:

• Manage, grow and execute business development activities and maintain pipeline statistics surrounding these activities.

• Individually generate annual commercial real estate loan production as agreed by management.

• Develop, implement, and maintain effective production strategies that enhance Golden 1 Business Services market position to help the credit union achieve budgeted business services production goals.

• Mentor and lead business loan officers and support team in the loan processes and member service best practices.

• Ensure effective delivery of exceptional member service, loan quality, and loan retention by building relationships with California businesses that exceed the alternatives in the marketplace.

• Develop and execute strategies to attract new clients, including cold calling, attending industry events, and leveraging existing relationships.

• Collaboratively support business lending operations to ensure the organization identifies and minimizes all types and levels of risk, through adherence to applicable policies, guidelines, and procedures.

• Support credit/underwriting and portfolio needs thru requesting additional information to assist in closing loans or maintaining loan portfolio. Helpfully interacts with loan production staff and portfolio management personnel.

• Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, AML, TILA, HMDA, GLBA, Fair Lending, and others that are appropriate to the position.

• Identify, investigate, and resolve member/branch/online concerns related to business services production.

• Implement risk mitigation strategies, such as regular portfolio reviews and maintaining updated credit files

• Performs other duties as assigned.

QUALIFICIATIONS AND PREFERENCES:

• Bachelor’s Degree in Finance, Business Administration or related field required

• Master’s Degree or MBA preferred

• 8+ years commercial banking and commercial loan origination experience required

WHY JOIN US:
Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.
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DISCLAIMER/INTENT AND FUNCTION OF JOB DESCRIPTIONS:
The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union’s discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor. If you will work at least 8 hours a week in San Francisco, then pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Please note that, as an NCUA-insured financial institution, all selected candidates must satisfy the background screening requirements of the Federal Credit Union Act, which restricts employment of individuals with certain convictions.
Originally posted on Himalayas