高级软件工程师I,支付
Senior Software Engineer I, Payments
在 Qualia,我们打造了领先的 B2B 房地产科技,将买房和卖房的体验转化为简单、安全且愉快的过程。我们的 SMB 和企业级产品将房地产生态系统中的各类用户——买房人和卖房人、贷款机构、产权和托管代理以及房地产经纪人——汇聚到一个统一的数字交割平台上,为房地产交易提供更高的清晰度和透明度。如今,通过全国范围内的商业客户,每年数百万消费者使用 Qualia 完成房屋交割。
你将参与的工作
在 Qualia,你将加入支付团队。每笔房地产交割最终都会涉及资金的转移:诚意金、贷款发放、抵押贷款结清、卖方所得和佣金。Qualia 每年推动美国大量住宅房产销售,交易金额达数十亿美元。支付团队构建了安全、准确且准时转移这些资金的系统。
挑战很高。一笔交割可能在紧张的时间表内,在多个当事人之间转移数十万美元,而房地产电汇是欺诈的主要目标。我们的使命是让资金转移成为交割过程中最值得信赖的部分,使产权和托管团队以及他们服务的买房人永远无需担心资金去向。
我们如何协作
我们的工程师是具有创业精神、务实的建设者,他们快速推进而不牺牲质量,并且无论是独立负责一个项目还是与团队协作,都同样得心应手。我们频繁发布,有时甚至每天多次,同时直接与设计、合规和面向客户的团队合作,打造客户依赖的支付体验。
职责
- 设计、构建和维护可处理大规模 ACH 和电汇(每年数十亿美元)的系统,包括发起、结算、对账和异常处理
- 构建并强化与银行合作伙伴、支付通道和第三方金融 API 集成的支付处理管道
- 与安全和合规团队合作,实施电汇欺诈预防、交易验证和异常检测控制措施
- 改进和扩展支持托管会计和交割日资金转移的核心 Web 应用程序(前端和后端)
- 负责支付基础设施的架构决策,包括数据完整性、幂等性、重试/失败处理和审计日志
查看英文原文
At Qualia, we've built the leading B2B real estate technology that transforms the home buying and selling experience into a simple, secure, and enjoyable process. Our SMB and Enterprise products bring together users from across the real estate ecosystem—homebuyers and sellers, lenders, title and escrow agents, and real estate agents—onto a single shared digital closing platform, providing greater clarity and transparency to real estate transactions. Today, through our business customers across the country, millions of consumers use Qualia to close on homes every year.
WHAT YOU'LL WORK ON
Within Qualia, you'll join the Payments team. Every real estate closing ends with money changing hands: earnest money deposits, loan funding, mortgage payoffs, seller proceeds, and commissions. Qualia powers a substantial portion of U.S. residential home sales every year, totaling billions of dollars in transaction volume. The Payments team builds the systems that move those funds safely, accurately, and on time.
The stakes are high. A single closing often moves hundreds of thousands of dollars between multiple parties on a tight deadline, and real estate wires are a prime target for fraud. Our mission is to make money movement the most trustworthy part of the closing, so title and escrow teams, and the homebuyers they serve, never have to wonder where their funds are.
HOW WE WORK
Our engineers are entrepreneurial, pragmatic builders who move quickly without cutting corners, and who are as comfortable owning a project end to end as they are collaborating with a team. We ship frequently, as often as multiple times a day, and work directly with design, compliance, and customer-facing teams to build payment experiences our customers depend on.
RESPONSIBILITIES
- Design, build, and maintain systems that process ACH and wire transfers at scale (billions of dollars annually), including origination, settlement, reconciliation, and exception handling
- Build and harden payment-processing pipelines that integrate with banking partners, payment rails, and third-party financial APIs
- Implement controls for wire fraud prevention, transaction verification, and anomaly detection alongside our security and compliance teams
- Improve and extend core web applications (frontend and backend) that support escrow accounting and closing-day money movement
- Own architectural decisions for payments infrastructure, including data integrity, idempotency, retry/failure handling, and audit logging
- Partner with Compliance, Risk, and Accounting stakeholders to ensure systems meet regulatory and audit requirements (e.g., NACHA rules, wire fraud regulations, SOC 2 controls)
- Participate in on-call rotation for payment-critical systems
YOUR BACKGROUND THAT LIKELY MAKES YOU A MATCH
- You've taken full ownership of complex, high-liability systems in production, and you know how to respond calmly and methodically when funds are on the line
- 5+ years of experience as a strong full-stack web developer is required
- Direct experience building or maintaining other money-movement systems (banking, fintech, payments processors, or similar regulated environments strongly preferred)
- Strong understanding of transactional integrity, idempotency, and failure-mode design in financial systems
- Familiarity with payment rails, banking APIs, or financial compliance standards (NACHA, OFAC screening, PCI, SOC 2) is a strong plus
- You have made key architectural decisions for large, high-stakes projects
- You have mentored junior developers
- You have worked on multiple engineering teams, both small and large
- Good product sense, strong attention to detail, and a passion for building systems people can trust with their money
THE TECH STACK YOU'LL USE
- JavaScript / TypeScript / NodeJS
- SPA Frontend libraries like React and MeteorJS
- MongoDB
- Microservice architecture / Kubernetes
- AWS
We are a remote-first development organization that values flexibility in how our teams work. Because of that, while the role is based in Austin, TX, we are open to remote candidates for this position. We have other physical office locations in San Francisco, California, and Concord, New Hampshire.
WHY QUALIA
Qualia is made up of incredibly bright, mission-driven coworkers who are passionate about using technology to solve real-world problems-and we're growing quickly. In order to continue building an engaging and dynamic organization, we're committed to giving everyone the support they need to do great work.
Our benefits package is designed to allow our team members to be their best selves, both in and out of the workplace. In addition to comprehensive health plans, a 401k program, and commuter benefits, we prioritize family and personal well-being through professional development, parental leave, and a flexible time off policy. Qualia offers a robust online onboarding program to train new hires, biweekly all hands meetings, and a variety of internal virtual events to keep employees connected.
We believe diverse perspectives and backgrounds are critical to building great technology, and our goal is to cultivate an environment where people feel equally valued and respected. Qualia is proud to be an equal-opportunity workplace, and we welcome applicants from all backgrounds regardless of race, color, ancestry, religion, gender identity or expression, sexual orientation, marital status, age, citizenship, socioeconomic status, disability, or veteran status.
By submitting your application, you acknowledge and agree to the collection, processing, and use of your personal information as described in our Employee Data Privacy Notice.
Originally posted on Himalayas