处理器 II
Processor II
关于我们
在Finance of America,我们帮助房主释放实现退休潜力所带来的喜悦。许多人将大量财富锁定在房产中,希望在下一阶段有意义地使用这些财富。我们独特的反向抵押贷款产品允许55岁以上的房主在保持对房屋和财务未来的控制权的同时,获取这笔财富。通过针对他们独特目标量身定制的选择,我们提供他们向前迈进所需的财务灵活性。
Finance of America 由五个价值观引领:我们以客户为中心,他们是我们的存在理由。我们不断提升标准。我们承担彻底的责任。我们践行真正的协作。我们释放卓越。我们共同努力,实现成为房主在下一阶段最喜爱品牌的愿景。
了解更多关于我们,请访问
职位目的
负责处理反向抵押贷款,并在成交过程中作为客户和贷款专员之间的联络人。同时负责确保符合条件的申请人能够及时且专业地获得贷款,同时遵守所有公司指南以及联邦和州法规。
期望
- 确保信息准确输入到贷款操作系统(LOS),并在必要时及时更新信息
- 确认输入系统的所有利率和费用准确,并符合联邦/州和公司指南的要求
- 确保在需要时获得必要的收入、就业和资产验证
- 作为联络人和联系点,指导客户和贷款专员完成贷款处理,为成交做准备
- 在24-48小时内审查借款人提交的所有承销条件
- 收集贷款成交所需的所有文件(产权保险单、灾害保险等)
- 确保贷款发起系统中的信息准确,并与文件数据一致
- 确保所有费用已更新并记录,用于初始披露和最终贷款文件的准备
- 确保所有情况变更都按要求的时间框架正确记录和披露
- 审查并确保所有成交前的条件和文件已准备就绪、签字并归档
- 作为销售、承销、资金、产权公司、经纪人和/或客户及结算代理(如需要)的主要联系人
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About Us
At Finance of America, we help homeowners unlock the joy that comes from realizing the full potential of their retirement. Many people have significant wealth tied up in their homes and want to use it meaningfully in their next chapter. Our unique range of reverse mortgages allow homeowners 55+ to access that wealth while maintaining control over their home and financial future. With options tailored to their unique goals, we provide the financial flexibility they need to move forward with confidence.
Finance of America is guided by five values: We are customer obsessed, they are why we exist. We raise the bar. We take extreme ownership. We practice genuine collaboration. And we unleash our excellence. Together we are actualizing our vision to be the most beloved brand for homeowners in their next chapter.
To learn more about us, visit
Purpose of Role
Responsible for processing Reverse mortgage loans, and acting as the liaison between clients and Loan Officers through the closing process. Also responsible for helping eligible applicants obtain loans in a timely and professional manner while adhering to all company guidelines, as well as federal and state regulations.
Expectations
- Ensures the accurate input of information into the LOS and update information throughout the process as necessary and required
- Confirms that all rates and fees input into the system are accurate and comply with the requirements of federal/ state and Company guidelines
- Ensures necessary verifications of income, employment and assets are obtained as/when needed
- Serves as liaison and point of contact to guide clients & Loan Officers through processing of the loan in preparation for closing.
- Reviews all underwriting conditions required from the borrower that have been submitted within 24-48 hrs
- Collects all required documentation for closing of loan (title insurance policies, hazard, etc.)
- Ensures system in Loan Origination System is accurate and corresponds to document data
- Ensures all fees are updated and documented for the preparation of both the Initial Disclosures and Final Loan Documents
- Ensures that all Change of Circumstances are properly documented and disclosed within the required timeframe
- Reviews and ensures that all prior to closing conditions and documents are prepared, signed off and in file
- Acts as main point of contact for sales, underwriting, funding, title company, broker and or client and settlement agent (if required)
- Maintains clear, consistent and professional lines of communication between all parties involved in process and escalates issues as required to Management in a timely manner to ensure effective resolution
- Ensures that pipeline is reviewed and updated regularly with emphasis on critical dates and expiration and carefully applies all required procedures to pipeline loans being cancelled or denied
- Ensures loan packages comply with Company policies and procedures as well as investor policies and procedures
- Maintains acceptable levels of conversion (active and closed loans) ratios pursuant to position
- Processes and maintains a pipeline of 50 loans
- Communicates clearly and precisely with loan officers, borrowers, underwriters and funders to facilitate and ensure smooth closing process
- Attends and participates in regular and ad hoc departmental meetings
- Remains current on all company requirements and federal and state regulations to ensure compliance
- Ensure compliance with federal state, investor and company policies and procedures
- Follows the Company standards for delivery of integrity, client focus, teamwork and respect for each individual in every interaction
- Exhibits observable sense of urgency in the execution of all job functions and duties
- Meets or exceeds levels of Customer Service delivery established by the Company
- Meets all productivity standards as set by the Company
- Performs other duties as assigned by management
Qualifications – Education Requirements
· High School Diploma
Qualifications – Education – Preferred
· Bachelor's Degree
Qualifications – Experience/Skills/Competencies
- Minimum of 2 years experience with Loan Processing
- Prior experience working with automated Loan Origination Systems and in the mortgage industry
- Excellent customer service skills
- Ability to adapt to change quickly
- Strong interpersonal skills and must be a team player
- Proficiency with Microsoft Office
- Excellent communication skills, verbal, written and presentation
- Analytical end-to-end thinking and problem-solving skills.
- Highly organized and detail oriented
- Multi-tasking and prioritization skills
- Ability to work in a fast-paced environment under time constraints
Compensation
The base salary range for this position ($56,388 - $74,880) is inclusive of all geographical differences in the labor market. The base salary for the position will be determined based on factors such as the candidate’s work location, skills, education, and experience. In addition to those factors, we believe in the importance of pay equity and consider the internal equity of our current team members in determining any final offer. We offer a competitive benefits package including health, dental, vision, life insurance, paid time-off benefits, flexible spending account, 401(k) with employer match, and ESPP.
Additional Information
The application deadline for this role is 11/23/2026.
The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.
Finance of America is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, sex (including pregnancy), sexual orientation, religion, creed, age, national origin, physical or mental disability, gender identity and/or expression, marital status, veteran status or other characteristics protected by law.
Originally posted on Himalayas