承保主管
Director of Underwriting
#### 描述
在Ledgebrook,我们正在构建下一代保险基础设施——快速、智能且可扩展,并正在寻找一位精算总监加入Stonehaven Specialty Insurance Company,这是Ledgebrook的新第三方混合承保公司。
此职位向首席项目官(CPO)汇报,负责整个项目组合的承保质量和纪律,制定并执行承保意愿和指南,并监督处理日常项目级承保监督的承保经理。
#### 关于该职位
Stonehaven正在寻找一位精算总监,在所有项目中制定并执行承保意愿和指南,监督处理日常项目级监督的承保经理,并作为新项目尽职调查和BAA谈判中的高级承保负责人。成功的候选人将具备深厚的授权/代理机构(MGA)监督承保经验,并有制定业务组合指南和意愿的记录,而不仅仅是执行这些指南。
**您将负责:**
- **制定并维护所有项目的公司级承保意愿、标准和指南,与CPO和CRO的精算部门协调。**
- 监督和发展承保经理;审查他们的项目级承保审计并批准需要升级的发现。
- 与业务发展部门共同负责新项目尽职调查的承保方面(“审核承保人”),并将是否通过的建议升级至CPO。
- 在BAA谈判中担任高级承保负责人——包括承保权限限制、转介阈值和承保指南条款——并与法务部门合作确定最终条款。
- 跟踪整个业务组合的承保审计发现并进行整改,并向CPO报告整个投资组合的承保质量趋势。
- 与精算和理赔部门协调,跟踪损失情况、新兴趋势和各项目指南的变化。
#### 关于您
我们喜欢与那些不断学习、真正热衷于从零开始打造公司的充满挑战和回报的过程的人一起工作。
**如果您具备以下条件,将是理想人选:**
- **坚定的道德准则:** 您坚信做正确的事。我们对有毒行为采取零容忍政策。
- **以客户为中心的同理心:** 您热衷于为客户提供卓越的体验。
查看英文原文
#### Description
At Ledgebrook, we’re building a next-generation insurance infrastructure - fast, smart, and scalable - and are looking for a Director of Underwriting to join Stonehaven Specialty Insurance Company, Ledgebrook’s new third-party hybrid fronting carrier.
This role reports to the Chief Programs Officer (CPO) and owns underwriting quality and discipline across the full program book, setting and enforcing underwriting appetite and guidelines, and supervising the Underwriting Manager(s) who handle day-to-day program-level underwriting oversight.
#### About the Role
Stonehaven is seeking a Director of Underwriting to set and enforce underwriting appetite and guidelines across all programs, supervise the Underwriting Manager(s) who handle day-to-day program-level oversight, and serve as the senior underwriting authority in new-program due diligence and BAA negotiations. The successful candidate will bring deep delegated-authority/MGA-oversight underwriting experience and a track record setting guidelines and appetite for a book of business, not just executing within them.
**What You'll Do:**
- **** Set and maintain enterprise underwriting appetite, standards, and guidelines across all programs, in coordination with the CPO and CRO’s Actuarial function.
- Supervise and develop the Underwriting Manager(s); review their program-level underwriting audits and sign off on findings that need escalation.
- Own the underwriting side of new-program due diligence (“underwrite the underwriter”) jointly with Business Development, escalating go/no-go recommendations to the CPO.
- Serve as the senior underwriting authority in BAA negotiations — binding authority limits, referral thresholds, and underwriting guideline provisions — working with Legal on final language.
- Track underwriting audit findings to remediation across the book and report portfolio-level underwriting quality trends to the CPO.
- Coordinate with Actuarial and Claims on loss experience, emerging trends, and guideline changes across programs.
#### About you
We love working with people who are eager to learn constantly and genuinely excited about the chaotic, rewarding process of building a company from the ground up.
**You’ll be a great fit if you bring:**
- **A Strong Moral Compass:** You believe in doing the right thing, period. We have a strict zero-tolerance policy for toxic behaviors.
- **Customer-First Empathy:** You are passionate about delivering an exceptional experience to everyone you work with, both inside and outside the company.
- **Intellectual Curiosity:** You naturally question the status quo and love finding innovative ways to solve problems.
- **A Growth Mindset:** You possess a hunger for continuous learning and want to constantly expand your skillset.
- **Urgency & Prioritization:** You can pivot quickly and balance the need to get things right with the speed of getting them done right now.
- **A Solution-Oriented Outlook:** When things go wrong, you don't look for blame—you immediately focus on how to fix it.
- **Transparent Communication:** You value honesty, clarity, and open feedback.
- **Team-First Energy:** You want to win together as a high-performing team and actively build connections across our remote locations.
#### Requirements
**Need to Haves:**
- **** 10+ years of P&C underwriting experience, including 4+ years managing or supervising underwriters in a delegated-authority/MGA-oversight environment.
- Track record setting underwriting guidelines and appetite for a book of business, not just executing within them.
- Experience negotiating binding authority agreement underwriting terms directly with program partners.
**Nice to Haves:**
- **** CPCU, AU, or equivalent underwriting designation.
- Prior fronting-carrier, program administrator, or MGA-side underwriting leadership experience.
- Experience across multiple lines of business relevant to Stonehaven’s target programs.
#### Benefits
**US Benefits**
- Full remote flexibility and asynchronous work culture.
- Unlimited PTO and fully paid sick leave.
- Comprehensive health benefits, including medical, dental, and vision coverage, plus HSA and FSA options.
- Additional financial protection and retirement benefits, including a 401(k), company-paid life insurance, and disability coverage.
#### Compensation
**_Compensation:_**
- The base salary range for this position is $250,000-350,000. This is a good-faith compensation range based on what Ledgebrook reasonably expects to pay for this position at the time of this posting. Actual compensation may vary based on a variety of relevant factors including but not limited to experience, qualifications and geographic location.
- Employees in this position are eligible to participate in Ledgebrook’s equity incentive program.
**For Candidates Applying From The U.S.:**
_Please note: This position is open only to candidates who are authorized to work in the United States without the need for current or future employer-sponsored work authorization. We are unable to offer sponsorship at this time._
_Ledgebrook may use Artificial Intelligence (“AI”) as part of the job application process, including to assist us in evaluating your application. AI is used as a support tool, and hiring decisions are made by human recruiters. By submitting your information, you acknowledge that the company may use AI tools as part of our evaluation. If you need a reasonable accommodation or alternative review process because of a disability or other legally protected basis, contact hiring@ledgebrook.com. Requesting an accommodation will not negatively affect your application._