ABL Collateral Risk Management
概述海洋银行正在寻求资产基础贷款部门的 ABL 担保风险管理。该职位负责进行复杂的内部和外包领域检查，评估担保质量和借贷基础完整性，并帮助确定整个投资组合中的新兴风险。与客户，内部利益相关者以及第三方审查提供商合作伙伴；沟通有意义的发现和建议；指导现场考察人员；通过持续监督，质量控制和不断改善，协助加强银行的担保风險框架。· 负责监督整个投资组合内部和外包的 ABL 实地考试，包括复杂，高风险，预融资，初步和升级审查。·与客户，内部利益相关者以及第三方提供商协调考试时间表以支持及时有效完成。· 指导工作文件和报告的编制，审核和质量控制，确保对担保例外，不合格人，储备和借贷基础的影响得到准确的支持和记录。· 准备并审查清楚传达担保质量，确定风险，借贷基础影响和支持建议的全面检查报告。· 通过独立判断评估第三方审查范围，测试质量，发现和所需的后续行动。· 向关键利益相关者传达重大调查结果，附属性例外，借贷基础影响以及新兴风险以支持明智的信用决策和减轻风险。· 与第三方提供商保持生产关系，促进一致的 ABL 方法，附属性的检验标准和报告期望。·开发和增强审计计划，模板，工作文件，报告工具，采样方法和附属性检测程序。· 为现场考生提供培训，技术指导和审查支持。· 审查担保文件，安全协议，UCC 提交文件，押金和控制协议；确定并监督记录或完善例外。· 监督对担保监测活动，包括保险覆盖，评估，继续抵押权，放弃担保，偿还贷款，账户关闭，存储记录和档案关闭要求。·监督 ABL 现场考试预算以及根据批准范围和预算审查，跟踪和调整考试账单。· 领导或执行的任务。
查看英文原文
Overview
Ocean Bank is seeking an ABL Collateral Risk Management for the Asset Based Lending Department. This role leads complex internal and outsourced field examinations, assesses collateral quality and borrowing-base integrity, and helps identify emerging risks across the portfolio. Partners with clients, internal stakeholders, and third-party examination providers; communicates meaningful findings and recommendations; guides field examiners; and helps strengthen the Bank’s collateral-risk framework through consistent oversight, quality control, and continuous improvement.
Responsibilities
- Lead and oversee internal and outsourced ABL field examinations across the portfolio, including complex, high-risk, pre-funding, initial, and escalated reviews.
- Coordinate examination schedules with clients, internal stakeholders, and third-party providers to support timely and efficient completion.
- Direct the preparation, review, and quality control of workpapers and reports, ensuring collateral exceptions, ineligibles, reserves, and borrowing-base impacts are accurately supported and documented.
- Prepare and review comprehensive examination reports that clearly communicate collateral quality, identified risks, borrowing-base implications, and well-supported recommendations.
- Evaluate third-party examination scope, testing quality, findings, and required follow-up actions using independent judgment.
- Communicate significant findings, collateral exceptions, borrowing-base impacts, and emerging risks to key stakeholders to support informed credit decisions and risk mitigation.
- Maintain productive relationships with third-party providers and promote consistent ABL methodology, collateral-testing standards, and reporting expectations.
- Develop and enhance audit programs, templates, workpapers, reporting tools, sampling methodologies, and collateral-testing procedures.
- Provide training, technical guidance, and review support to field examiners.
- Review collateral documentation, security agreements, UCC filings, liens, and control agreements; identify and monitor documentation or perfection exceptions.
- Oversee collateral monitoring activities, including insurance coverage, appraisals, lien continuations, collateral releases, loan payoff, account closure, record retention, and file-closing requirements.
- Oversee the ABL field examination budget and review, track, and reconcile examination invoices against approved scope and budget.
- Lead or support enhanced collateral reviews and due diligence for higher-risk borrowers or transactions requiring director-level loan committee approval.
- Maintain and reconcile the ABL watchlist and monitor borrower information, requirements, and risk indicators.
- Evaluate industries, business operations, performance drivers, and economic, regulatory, and technical developments that may affect collateral quality and the Bank’s risk position.
Qualifications
Education/Experience:
Requirements
· Bachelor’s degree or equivalent in a related field of study such as Accounting, Business, or Finance.
· 6+ years of experience as an ABL Field Examiner or auditor at a public accounting firm
· Audit experience in a wide range of client industries and collateral field examination programs.
Combination of education and experience will be considered.
Soft Skills
· Strong background and experience with audit methodologies and techniques.
· Excellent written and verbal skills.
· Strong time management and organizational skills.
· Must possess strong credit skills, be knowledgeable of credit policies and have working knowledge of credit and financial analysis.
· Must possess strong analytical, organizational, interpersonal, written, and verbal communication skills.
· Must possess the ability to work both autonomously and in a team environment.
· Must be computer proficient in Microsoft Software including Excel, Word, and Outlook.
Preferred Experience
· None
Licenses/Certifications
· None
Job Posting Locations
In this role you can work remote from Miami, Florida, United StatesOriginally posted on Himalayas