Remote Mortgage Underwriter II
请注意：Visio Lending 不接受第三方招聘机构提供的未需简历或服务。如果一个招聘人员或代理商没有协议提交简历或候选人，Visio Lening 明确保留在招聘者或代理人的任何财务义务的情况下追求和雇佣这些候选人的权利。包括向 Visio Lenting 员工提交的所有未要求的简历将被视为 Visio Lender 财产。关于 Visio Lencing Visio Lending 是租房屋融资的国家领先国。维西奥在2012年在德克萨斯州奥斯成立，使小到中等投资者能够扩大他们的租房子和度假租组合。总部位于德克萨с州奥斯丁市，自2015年底以来，Visio 已融资超过10亿美元的 Rental360贷款。拥有400多万美元的资本资金，华尔街上证实投资级债券发行记录以及优秀100+团队，Visio 准备继续取得成功。为什么我们喜欢在 Visio 工作：我们在 Visio 热衷于共同努力推动该公司目标。我们不断创新，合作，庆祝团队成功并承认个人成就。在 Visio Lending,你将在全国各地直接支持房地产投资者的有意义的倡议上工作。我们提供了远程或混合工作选择的协作文化，增长机会和灵活性。如何申请？为了考虑就业，请在网上提交申请。虽然我们赞赏所有收到的兴趣，但只有选定的候选人进行电话检查，或者面试会直接联系。你将通过电子邮件接收申请状态警报，因此确保你的电子邮件地址是准确的。注意：不完整的申请不会被考虑。没有答案的申请问题或回答将被视为不完整，你将被删除.Visio Financial Services, Inc. 是一个平等机会雇主 机会 承包商 II 负责审查和评估中度复杂的投资者贷款文件，确保遵守公司政策，投资者指导方针和监管要求。此职位需要强大的手动承包专业知识以及能够在保持服务水平期望和贷款质量时做独立，合理的信用决定的能力。你将发挥重要作用来维持贷款质量的发展。
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Please be advised: Visio Lending does not accept unsolicited resumes or services from third-party recruitment agencies. In the event, a recruiter or agency submits a resume or candidate without an agreement Visio Lending shall explicitly reserve the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to Visio Lending employees, shall be deemed the property of Visio Lending.
About Visio Lending
Visio Lending is the nation’s leader in rental home financing. Founded in 2012 in Austin, Texas, Visio enables small- to medium- sized investors to grow their rental home, and vacation rental portfolios. Headquartered in fantastic Austin, Texas, since late 2015, Visio has financed more than $1 billion in Rental360 loans. With more than $400 million in capital onboard, a proven record of investment grade bond issuance on Wall Street, and an outstanding 100+ team, Visio is poised for continued success.
Why We Love Working at Visio:
We at Visio are passionate about working together towards our goals to continually push this company forward. We innovate, collaborate, celebrate team successes, and recognize individual accomplishments. At Visio Lending, you’ll work on meaningful initiatives that directly support real estate investors nationwide. We offer a collaborative culture, growth opportunities, and flexibility with remote or hybrid work options.
How to Apply?
To be considered for employment, please submit your application online. While we appreciate all the interest we receive, only candidates selected for phone screening, or an interview will be contacted directly. You will receive application status alerts via email so make sure your email address is accurate.
Note: Incomplete applications will not be considered. Unanswered application questions or responses indicating “see resume” will be considered incomplete and you will be removed from consideration.
Visio Financial Services, Inc. is an Equal Opportunity Employer
The Opportunity
The Underwriter II is responsible for reviewing and evaluating moderately complex investor loan files, ensuring compliance with company policies, investor guidelines, and regulatory requirements. This role requires strong manual underwriting expertise and the ability to make independent, well-reasoned credit decisions while maintaining service-level expectations and loan quality. You will play an essential role in maintaining loan quality, supporting team workflows, and ensuring a seamless customer experience.
What You'll Do
- Manage a pipeline of loan files, reviewing documentation to determine borrower eligibility and prevent fraud
- Complete underwriting functions in accordance with program requirements, company standards, and regulatory guidelines
- Ensure loans meet investor guidelines, SOPs, and compliance standards
- Confirm all lending conditions are satisfied prior to closing
- Ensure marketability of closed loans
- Identify and escalate files that deviate from standard parameters
- Evaluate borrower creditworthiness, loan collateral, and repayment capacity
- Maintain acceptable turnaround times and SLAs
- Review title commitments for compliance with investor and company guidelines
- Deliver exceptional customer service to internal and external partners
- Collaborate cross-functionally to support efficient workflows and continuous improvement
- Perform other duties as assigned based on business needs
- Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT
- Work Schedule: Monday - Friday: 8:30 am - 5:30 pm CST
- Salary Range: $35.09 - $48.00/hr (Non-Exempt/Hourly/Overtime Eligible)
What We Are Looking For:
- 3+ years of mortgage underwriting experience, with a strong focus on Non-QM loans
- Solid manual underwriting expertise
- Comfortable working across multiple systems and technologies
- Proven ability to meet deadlines and manage time-sensitive priorities
- Strong initiative, reliability, and commitment to team success
- Excellent written and verbal communication skills
- Completion of all required training within designated timelines
- High School Diploma or GED required
- Internal Applicants: Must meet minimum qualifications and have no recent disciplinary actions.
What We Prefer to Find:
- Someone with experience with Non-QM Loans
- Someone with experience with underwriting DSCR loans
- Someone with an Associate and/or bachelor's degree in business or a related industry area major
- Someone with experience with Calyx Point and SalesForce
Originally posted on Himalayas