损失缓解承保人，II
Loss Mitigation Underwriter, II
加入我们出色的团队，远程在家工作！
损失缓解承销员II将负责根据财政部、公司和投资者的指南承销损失缓解申请，在一般监督下遵循公司的政策和程序。做出合理的承销决策，并确保所有决策符合法律和政策要求。按照公司的政策和程序、公司在运营的所有美国州和联邦法律和法规执行所有职责。损失缓解承销员II是该职位系列中的中级职位，通常处理中等复杂程度的承销文件，同时在更复杂的文件上获得更多的知识和经验。此职位的薪资范围为每小时26.00至31.00美元。
你将负责：
- 进行全面分析，确保每笔贷款的质量，并确定是否符合财政部、公司和投资者的指南。
- 进行收入验证（VOI）。
- 计算客户的前段和后段债务收入比率。
- 验证居住情况、困难情况和收入。
- 应用付款瀑布流程来确定重组资格（回购计划、暂停付款、修改或清算选项）。
- 如果适用，确定借款人持有的现金资产类型和金额。
- 确定并传达所需的条件以正确记录文件（违约原因信、更新的工资单、破产文件等）。
- 按照要求完成系统任务，以保持符合财政部、公司和投资者的指南。
- 记录最终决定并更新记录系统。
- 执行其他指派的任务。
你需要具备：
- 需要高中文凭或同等学历。
- 2至3年的承销/损失缓解经验。
我们的公司：
Carrington Mortgage Services 是 Carrington Companies 的一部分，该公司为借款人和投资者提供集成的、全生命周期的抵押贷款服务支持，提供卓越的客户服务和帮助借款人及其购房体验的项目。我们希望您能考虑加入我们不断壮大的由独特才华的专业人士组成的团队，共同推动住宅房地产的变革。欲了解更多信息，请访问：。
我们提供的福利：
- 为本人及家人提供的全面医疗保障计划。此外，还有50%的401(k)匹配，即对前4%的薪酬贡献进行匹配。
- 可以使用多种健身、餐饮、零售等福利。
查看英文原文
Come join our amazing team and work remote from home!
The Loss Mitigation Underwriter II will be responsible for underwriting loss mitigation applications in accordance with Treasury, Company and Investor guidelines while following company’s policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter II level is the Intermediate level role in the job family and generally handles the moderately complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $26.00-$31.00 per hour.
.
What you'll do:
- Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines.
- Conduct Verification of Income (VOI).
- Calculate customer’s front and back-end debt to income ratio.
- Verify occupancy, hardship and income.
- Apply payment waterfall to determine workout eligibility (repurchase plans, forbearances, modifications or liquidation options).
- If applicable, identify the type(s) and amounts of liquid assets the borrower holds.
- Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.).
- Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines.
- Document final decision and update system of record.
- Perform other duties as assigned.
What you'll need:
- High school diploma or equivalent required.
- Two (2) to three (3) years of underwriting/loss mitigation experience
Our Company:
Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you’ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: .
What We Offer:
- Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
- Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
- Customized training programs to help you advance your career.
- Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow.
- Educational Reimbursement.
- Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
#Carrington
Originally posted on Himalayas