金融犯罪助理
Financial Crimes Associate
关于 Figure Technology Solutions, Inc. (Nasdaq: FIGR;OPEN:FGRS) 是创建，资金，销售和交易代币化资产的首屈一指的区块链本土资本市场。超过480个合作伙伴使用其贷款源头系统和资本市场。集体上，Figure 及其合作伙伴迄今为止已经获得了30亿美元以上的贷款，包括其他产品。增长最快的组件是 Figure Connect,其信用市场以及民主化的 Prime,Figures 在连锁借贷市场。图生态系统还包括 DART （数字资产登记技术）为资产保管和押权完善，以及$YLDS,这是美国证券交易委员会1933年"证券法"下注册的收益稳定币。图是现实世界资产代码化市场领导者。该公司已获得 S&P 和 Moody's 在多项贷款证券化方面三级 A 评分，这是区块链金融领域首个类型。我们很自豪被认为是福布斯50强度金融科技公司之一和 CNBC 全球顶尖金融科技公司。关于角色 我们正在寻找一个不断增长的金融犯罪合作伙伴加入我们的金融犯罪团队。在这个角色中，你将专注于实时管理警报和潜在可疑事件升级来打击欺诈和解决潜在洗钱问题。与调查人员密切合作，你将审查其他业务领域的升级并确定是否可能发生欺诈。你将审查客户申请登录以及我们传统和加密货币交易监控系统生成的警报，重点是检测欺诈，减轻和预防贷款和银行产品中的损失。申请人还可以接受培训，以评估与反洗钱要求有关的潜在可疑活动的交易监控警报。理想的候选人将寻求客户体验和欺诈防范之间的最佳平衡，并随着业务的发展和欺诈趋势而保持这种平衡。你将应用分析和解决问题的技能来识别欺诈趋向，近乎实时评估事件，并可能提出高效性和管理方案。·协助管理银行保密法和欺诈计划，主要强调交易监测，欺诈事件以及支持 Figure 根据联邦法律和法规的义务
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About Figure
Figure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is the leading blockchain-native capital marketplace for the origination, funding, sale and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $30 billion of loans to date, among other products. The fastest growing components are Figure Connect, its credit marketplace, and Democratized Prime, Figure’s on-chain lend-borrow marketplace. Figure’s ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, a yield-bearing stablecoin registered with the SEC as a security under the Securities Act of 1933.
Figure is the market leader in real-world asset (RWA) tokenization. The company has received triple-A ratings from S&P and Moody’s on multiple loan securitizations, the first of its kind for blockchain finance.
We’re proud to be recognized as one of Forbes’ Top 50 Fintech Companies and CNBC’s World’s Top Fintech Companies.
About the Role
We’re looking for a Financial Crimes Associate to join our growing Financial Crimes team. In this role, you will focus on real-time management of alerts and escalations of potential suspicious incidents to combat fraud and resolve potential money laundering issues. Working closely with investigators, you will review escalations from other business lines and determine whether fraud may be occurring. You will review customer applications for onboarding and alerts generated from our transaction monitoring systems for both traditional and crypto products, with a focus on fraud detection, mitigation, and loss prevention across lending and banking products.
Candidates may also be trained in assessing transaction monitoring alerts for potential suspicious activity as it relates to anti-money laundering requirements.
The ideal candidate will seek the optimal balance between customer experience and fraud prevention, and maintain that balance as the business grows and fraud trends evolve. You will apply analytical and problem-solving skills to identify fraud trends, assess incidents in near real-time, and potentially propose efficiencies and solutions to management.
What You’ll Do
- Assist in the administration of the Bank Secrecy Act and Fraud Program, with primary emphasis on transaction monitoring, fraud incidents, and supporting Figure’s obligations under federal law and regulations governing the reporting of suspicious or criminal activity, including money laundering, potential terrorist financing, fraudulently obtained loans, and other activity related to banking and lending.
- Monitor assigned operational tasks and identify fraud; minimize loss by taking action and escalating incidents to management as appropriate. Deploy mitigation strategies, as directed, that balance customer satisfaction with fraud prevention.
- Maintain a thorough understanding of state and federal laws and regulations related to bank secrecy and anti-money laundering appropriate to the position.
- Evaluate customer transactions and applications using manual and automated processes for evidence of fraud and BSA-targeted acts.
- Escalate incidents and cases to ensure SARs and Elder/Financial Abuse reports are filed within federal timeframes. Maintain compliance with Customer Identification Program (CIP), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Office of Foreign Assets Control (OFAC), and Elder/Dependent Abuse requirements.
- Assist in transaction monitoring and in the administration and mitigation of alerts.
- Adhere to all company security policies and data handling procedures, and complete mandatory security awareness training within required timeframes.
- Promptly report any suspected security incidents or suspicious activity to the Security team.
What We Look For
- 1+ years of experience related to anti-money laundering, fraud, or compliance in a financial institution, or relevant law enforcement experience.
- Comfort making impactful decisions in a fast-paced environment.
- Strong problem-solving and analysis skills, combined with effective judgment and excellent oral and written communication skills.
- General knowledge of fraud and/or AML operations, policies, and procedures.
- Enthusiasm and interest in fraud and BSA/AML compliance and related services.
- Ability and willingness to communicate effectively in providing fraud and BSA/AML guidance and expertise to other staff, and to prepare clear and concise written documents.
- Strong organizational and time management skills.
- CAMS, CFE, or other compliance certifications favorably considered.
- Note: This role may require work on weekends or unusual hours that could extend into late evenings or early mornings, depending on business need.
- Adhere to all company security policies and data handling procedures.
- Complete mandatory security awareness training within required timeframes.
- Promptly report any suspected security incidents or suspicious activity to the Security team.
The schedule for this role is Saturday to Wednesday.
Salary
- Base Compensation Range: $28.46 - $42.69/hour
- 25% annual bonus target, paid quarterly
- Company equity in the form of RSUs
This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate’s experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.
Benefits
- Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
- Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
- Employer-paid life and disability insurance
- 11 observed holidays and PTO plan
- Up to 12 weeks of paid family leave
- Continuing education reimbursement
Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice.
Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.
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