高级经理，反洗钱金融情报单元 - 数字资产
Senior Manager, AML Financial Intelligence Unit - Digital Assets
[**员工申请者隐私通知**](https://www.sofi.com/sofi-employee-applicant-privacy-notice/)
**我们是谁：**
与我们一同塑造更光明的财务未来。
与我们的会员一起，我们正在改变人们思考和与个人财务互动的方式。
我们是一家新一代金融服务公司和国家银行，利用创新的、以移动设备为主的科技，帮助数百万会员实现他们的目标。行业正在经历前所未有的变革，而我们正处于最前沿。我们自豪地每天来到工作岗位，因为我们知道我们的工作对人们的生活有直接的影响，我们的核心价值观始终指引着我们每一步。**加入我们，投资你自己、你的职业生涯以及金融世界。**
**职位描述：**
向AML调查主管汇报，高级经理将协助设计和执行涉及法币、加密货币和稳定币的SoFi交易监控和钱包筛查计划。职责包括建立流程、培训材料，并根据需要推进与数字资产相关的战略举措。监督与风险相关的客户终止决策。
此外，该领导者将负责一个由FIU调查员组成的团队，进行独立的可疑活动调查，并准备与法币和数字货币相关的可疑活动报告。这要求高级经理定期进行一对一沟通，提供指导，并对调查工作成果进行全面质量审查，以确保严谨的分析和彻底的处理（质量控制）。
**你将负责：**
- 管理由FIU调查员组成的团队，负责评估涉及加密货币、稳定币和其他数字资产的反洗钱和欺诈警报及案件，确定相关活动是否构成金融犯罪风险，并判断是否需要升级或提交可疑交易报告。
- 为复杂的数字资产调查提供监督和专业支持，包括链上交易流程、钱包活动、自托管钱包、交易所、跨链桥、去中心化交易所（DEX）、借贷协议以及其他DeFi活动。
- 进行并监督不受支持代币的审查。
- 指导和培养FIU调查员，以提高调查质量、一致性和生产力，同时识别培训需求、绩效差距和流程改进机会。
- 协助设计和持续改进SoFi的数字资产交易监控
查看英文原文
[**Employee Applicant Privacy Notice**](https://www.sofi.com/sofi-employee-applicant-privacy-notice/)
**Who we are:**
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. **Join us to invest in yourself, your career, and the financial world.**
**The role:**
Reporting to the Head of AML Investigations, the Senior Manager will assist with the design and execution of SoFi’s transaction monitoring and wallet screening programs involving fiat currency, cryptocurrency and stablecoins. Responsibilities include establishing procedures, training materials, and furthering strategic initiatives related to digital assets as needed. Overseeing risk-related decisions to terminate customers.
Additionally, this leader will oversee a team of FIU Investigators conducting independent suspicious activity investigations and preparing Suspicious Activity Reports related to both fiat and digital currencies. This requires that the Senior Manager conduct regular one-on-ones, deliver coaching, and perform holistic quality reviews of investigative work products to ensure rigorous analysis and thorough dispositions (quality control).
**What you’ll do:**
- Manage a team of FIU Investigators responsible for evaluating AML and Fraud alerts and cases involving cryptocurrency, stablecoins, and other digital assets, determining whether activity presents financial-crime risk and whether escalation or SAR filing is warranted.
- Provide oversight and subject-matter expertise for complex digital-asset investigations, including on-chain transaction flows, wallet activity, self-hosted wallets, exchanges, bridges, DEXs, lending protocols, and other DeFi activity.
- Conduct and oversee unsupported token reviews.
- Coach and develop FIU Investigators to drive investigative quality, consistency, and productivity, while identifying training needs, performance gaps, and process-improvement opportunities.
- Assist with the design and ongoing enhancement of SoFi’s digital-asset transaction monitoring, blockchain analytics, and wallet-screening programs, including development of investigative procedures and training.
- Maintain deep knowledge of emerging AML and Fraud typologies across retail banking, brokerage, and digital assets, including scams, stolen funds, ransomware, mixers, sanctions exposure, cross-chain activity, and DeFi-related risks.
- Identify emerging digital-asset risks and investigative trends and translate findings into enhancements to monitoring, controls, procedures, and investigator training.
- Partner with AML, Sanctions, Fraud, Compliance, Legal, Product, and Engineering on complex investigations, emerging risks, new digital-asset capabilities, and enhancements to the financial-crimes control environment.
- Provide recommendations to Senior Management and lead strategic initiatives to strengthen SoFi’s AML investigative capabilities across cryptocurrency, stablecoins, DeFi, and other emerging digital-asset products and services.
**What you’ll need:**
- Bachelor’s Degree from a four-year college or university.
- 6+ years of experience in AML and Fraud Compliance Investigations, with a minimum of 2 years of direct management experience.
- Minimum of 3 years in cryptocurrency-related AML transaction monitoring.
- Demonstrated ability to communicate effectively with all levels of the organization and across different business lines.
- Ability to successfully lead and manage a team of AML investigators, including providing training/oversight, quality control and mentoring
- Demonstrate strong leadership and management skills that build solid working relationships within the organization.
- Excellent working knowledge of BSA/AML laws and regulations relative to money laundering and terrorist financing, especially with regard to virtual assets, and the ability to apply this knowledge in assessing transactional activity.
- Strong attention to detail and analytical skills, with a focus on quality reviews.
- Excellent organizational, verbal, written, and interpersonal skills.
- Ability to multitask, adapt well to changing priorities, and effectively prioritize responsibilities to meet critical deadlines.
- Ability to work in a fast-paced, demanding, and changing environment; must work well under pressure.
- Ability to work collaboratively and independently while managing projects and assignments.
**Specific Skills in:**
- AML transaction monitoring, specifically with regard to cryptocurrency typologies (e.g., mixers, P2P exchanges, decentralized exchanges, Fraud using Cryptoasset ATMs) and transaction tracing
- Conducting transaction monitoring investigations using blockchain analytics tools
- OFAC/sanctions monitoring, reporting & blocking
**Nice to have:**
- Experience leading an AML investigations team at a crypto-native firm.
- CAMS or similar certification preferred (or willingness to become certified within one year of start date).
**Compensation and Benefits**
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our **[Benefits at SoFi](https://sofietyinfo.sofi.com/sofi-benefits)** page!
##### SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
##### The Company hires the best qualified candidate for the job, without regard to protected characteristics.
##### Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
##### [New York applicants: Notice of Employee Rights](https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf)
##### SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [accommodations@sofi.com.](mailto:accommodations@sofi.com)
##### We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time.
**Internal Employees**
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.