资深产品经理，信用与定价
Staff Product Manager, Credit and Pricing
在Affirm，我们为那些重要的时刻而存在——让人们以清晰、可预测的方式分期付款，没有隐藏费用、没有意外，也不会在最重要的事情上做出妥协。
关于产品团队
产品团队倾听客户的需求，并将这些洞察转化为明确的产品愿景。该团队与设计、工程和分析团队紧密合作，打造可扩展的金融产品，帮助人们有信心地管理自己的资金。我们依靠同理心、好奇心和商业意识来优先处理功能并改善体验。我们的职责是通过清晰的思路引领方向，支持跨职能执行，并在每个决策中倡导用户利益。
作为Affirm信用与定价团队的高级产品经理，你将塑造消费者发现、理解和使用可用信用的方式。你将负责涵盖购物、还款和营销的信用体验策略，将复杂的信用功能转化为直观的产品，建立信任并推动激活、转化和重复参与。
你将负责的工作
- 设定产品方向。为消费者信用体验制定连贯的愿景，识别最有价值的问题并解决，将你的策略转化为多个团队的优先事项。
- 构建易于理解的信用体验。帮助消费者在结账前探索潜在的融资选项，发现他们拥有购买力的地方，并了解还款后信用何时再次可用。
- 创建更相关的消费者旅程。为新老用户提供个性化体验，通过研究和实验确定最能满足其需求的信息、指导和下一步行动。
- 将平台能力与消费者结果连接起来。负责商户预审和购买力体验，与核心购买力和信用决策团队合作，将底层能力转化为清晰一致的体验。
- 领导有影响力的的产品决策。召集工程、设计、分析、信用、市场、商业和法务合作伙伴，解决消费者需求、增长、风险和合作伙伴承诺之间的权衡。通过清晰的建议和良好的判断影响高级管理层。
- 承担可衡量的结果。定义成功标准，领导探索和实验，并利用漏斗分析和消费者反馈来提升激活率、购买转化率、重复参与度和理解度，同时支持责任落实。
查看英文原文
At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
##### **About the Product Team**
The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision.
As a Staff Product Manager on Affirm’s Credit & Pricing team, you’ll shape how consumers discover, understand, and use available credit. You’ll own the strategy for credit experiences spanning shopping, repayment, and marketing, turning complex credit capabilities into intuitive products that build trust and drive activation, conversion, and repeat engagement.
**What You'll Do**
- **Set the product direction.** Define a cohesive vision for consumer credit experiences, identify the most valuable problems to solve, and translate your strategy into priorities across multiple teams.
- **Build experiences that make credit understandable.** Help consumers explore potential financing options before checkout, discover where they have purchasing power, and understand when credit becomes available again after repayment.
- **Create more relevant consumer journeys.** Develop personalized experiences for new and returning consumers, using research and experimentation to determine what information, guidance, and next steps best meet their needs.
- **Connect platform capabilities to consumer outcomes.** Own merchant prequalification and purchasing power experiences, partnering with core purchasing power and credit decisioning teams to translate underlying capabilities into clear, consistent experiences.
- **Lead consequential product decisions.** Bring Engineering, Design, Analytics, Credit, Marketing, Commercial, and Legal partners together to resolve tradeoffs across consumer needs, growth, risk, and partner commitments. Influence senior leaders through clear recommendations and sound judgment.
- **Own measurable results.** Define success, lead discovery and experimentation, and use funnel analysis and consumer feedback to improve activation, purchase conversion, repeat engagement, and comprehension while supporting responsible access to credit.
**What We Look For**
- **A record of building impactful consumer products.** 7+ years of product management experience, with demonstrated success taking products from discovery through launch and scaling adoption in fintech, e-commerce, marketplaces, or similarly complex environments.
- **Leadership across teams.** Experience independently setting direction for a substantial product area, influencing senior stakeholders, and aligning multiple teams around priorities and measurable outcomes.
- **Strong consumer product judgment.** An ability to translate complex systems into intuitive experiences, with a high bar for interaction design, clear communication, and consumer trust.
- **Strategic and technical depth.** You connect long-term opportunities to practical product and platform decisions, and work effectively with engineers on capabilities that serve multiple experiences.
- **Analytical and experimental rigor.** You combine customer research, behavioral data, and well-designed experiments to prioritize opportunities, evaluate tradeoffs, and decide what to scale, change, or stop.
- **Ownership in ambiguity.** You bring structure to open-ended problems, make sound decisions with incomplete information, and communicate the rationale, risks, and support needed to move forward.
- **Relevant domain curiosity.** Experience with credit, lending, personalization, or AI-powered consumer experiences is a plus. You can learn complex domains quickly and distinguish useful innovation from technology without a clear customer need.
Pay Grade - PEquity Grade - 7
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
CAN base pay range per year: $181,000 - $241,000
This posting is for an existing vacancy.
**Location - Remote Canada** This remote role is open only to candidates residing in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, or Saskatchewan.
**#LI-Remote**
**Remote-first with flexibility built in** Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.
**Benefits designed for you** Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
- Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
- Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
- Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
- Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.
We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.
For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
By clicking "Submit Application," you acknowledge that you have read Affirm's [Global Candidate Privacy Notice](https://www.affirm.com/global-candidate-privacy-notice) and consent to the use of your personal information as described.