洪水理赔员
Flood Adjuster
概述
我们正在寻找有经验的独立洪水定损员，代表我们的客户调查和评估洪水索赔。此职位需要在独立处理大量索赔的同时，提供及时、准确、公平和专业的服务。承包商需保持最高标准的服务和专业性，以诚信代表客户和公司。
主要职责
- 在最少监督的情况下，及时有效地处理所有分配的索赔。
- 根据公司和承保人的政策，在授权范围内做出索赔决定。
- 准确理解保险条款并应用适当的索赔实践。
- 按照承保人的期望建立和沟通准备金。
- 保持对保险条款、指南和行业实践的最新了解。
- 理解当地的建筑方法、价格和维修标准。
- 按需提交补充报告（例如，严重事件报告、 ITV 报告）。
- 为所有被保险人、客户和相关方提供卓越的客户服务。
- 在所有任务中保持高标准的职业道德。
- 完成其他指派的责任。
资格要求
- 至少2年处理财产索赔的经验
- 有效期内的FCN卡（适用于当年）
- 至少2年使用Xactimate和Symbility估价软件的经验
- 对保险条款、实务和流程有深入了解
- 具备一般建筑知识者优先
重要提示：这是一个1099独立承包商机会
该职位根据美国国税局（IRS）和适用州法律（包括纽约州）被归类为独立承包商角色。申请即表示您确认并同意以下内容：
- 您不会被认定为Ryze Claim Solutions的员工，不存在雇佣关系。
- 您需自行负责税务、保险和业务费用。
- 您可自主控制工作方式、时间和方法，符合客户期望。
- 您可在适用的保密或竞业限制条款下，为其他客户或实体提供服务。
要符合ABC测试下的1099承包商资格：
- （A）您在工作方式上不受公司控制和指导。
- （B）工作应是在我们业务常规范围之外进行的。
- （C）您应通常从事独立设立的业务。
查看英文原文
Overview
We are seeking experienced Independent Flood Adjusters to investigate and evaluate flood claims on behalf of our clients. This role involves delivering timely, accurate, fair, and professional service while managing a high volume of claims independently. Contractors are expected to uphold the highest standards of service and professionalism, representing both the client and company with integrity.
Essential Responsibilities
- Promptly and effectively manage all assigned claims with minimal oversight.
- Make claim decisions within delegated authority per company and carrier policies.
- Accurately interpret policy coverages and apply appropriate claims practices.
- Establish and communicate reserves in alignment with carrier expectations.
- Maintain up-to-date knowledge of insurance policies, guidelines, and industry practices.
- Understand local construction methods, pricing, and repair standards.
- Submit supplemental reports as needed (e.g., severe incident reports, ITV reports).
- Provide exceptional customer service to all insureds, clients, and stakeholders.
- Maintain high standards of professional conduct throughout all assignments.
- Perform additional responsibilities as assigned.
Qualifications
- Minimum 2 years of experience handling property claims
- Active FCN Card for applicable year
- Minimum 2 years of experience using Xactimate and Symbility estimating software
- Strong understanding of insurance policies, practices, and procedures
- General construction knowledge strongly preferred
Important: This is a 1099 Independent Contractor Opportunity
This opportunity is classified as an independent contractor role under the IRS and applicable state laws, including New York. By applying, you acknowledge and agree to the following:
- You will not be classified as an employee of Ryze Claim Solutions, and no employer-employee relationship exists.
- You are responsible for your own taxes, insurance, and business expenses.
- You control the manner, timing, and method of completing your work, consistent with client expectations.
- You may provide services to other clients or entities, subject to applicable confidentiality or non-compete terms.
To qualify as a 1099 contractor under the ABC test:
- (A) You must be free from company control and direction in how work is performed.
- (B) The work must be performed outside the usual course of our business.
- (C) You must be customarily engaged in an independently established trade or business.
If you do not meet all three criteria, you may not be eligible for this engagement
Salary: Per File Commissions - 1099 ContractOriginally posted on Himalayas