Global Legal Associate: Fintech and Compliance
雷莫第一正在改变企业聘请和管理全球团队的方式。我们的使命是通过提供一个简单的全方位全球人力资源平台来实现工作自由，这使得招聘，合规，薪水和福利管理变得更加简单。我们与一些世界上最具创新性的公司合作，包括财富500强大企业和领先初创公司。我们是一个由200多名 （而且不断增长）人组成的小但强大的团队，专注于为行业领导的伙伴关系提供世界级平台和无与伦比的服务。作为全球法律协会员，金融技术和合规，你将成为我们产品，工程和金融团队在所有资金流动方面的法律合作伙伴：你将早期参与，将监管转化为明确的产品要求并帮助我们快速推出，而不会产生监管风险。你还将有助于运行金融科技合规计划，使这些产品一旦活跃起来就能保持声音。你将做什么产品：· 从发现到发售的产品和工程工作到付款，工资表和支付功能。·评估货币流应该如何结构化，例如是否引发许可要求 （货币传输，电子货币或支付服务）以及如何满足或设计它们。·将监管要求转化为明确的，实用产品要求。· 制定和维护产品条款，付费条件，披露以及产品内法律文本。· 与合作银行，支付提供商和外汇伙伴达成协议的草案，审查并协助谈判。· 对新市场推出和新的支付功能进行法律审查。·帮助实现平衡风险调控和提出符合方案，而不是简单地阻止工作。金融技术合规：·支持我们支付活动的合规框架的开发和日常运行，包括 AML/CTF,KYC/KYB 和制裁查。·帮助评估各市场的许可和注册需求以及我们根据合作伙伴银行和金融机构安排所承担的义务。·协助制定和维护政策，控制，交易监控和监管报告。·支持与监管机构，审计员，金融机构和银行合规团队的参与。·跟踪有关支付，数据保护和人工智能方面的监管变化，并评估对我们的产品的影响。·培训内部团队遵守义务，建立风险文化。
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RemoFirst is transforming the way businesses hire and manage global teams. Our mission is to enable Freedom of Work by providing an all-in-one global HR platform that simplifies hiring, compliance, payroll, and benefits management. We partner with some of the world’s most innovative companies, including Fortune 500 businesses and leading startups.
We are a small but strong team of 200+ people (and growing) hyper-focused on delivering a world-class platform and unparalleled service with our industry-leading partnerships.
As Global Legal Associate, Fintech & Compliance, you'll be the legal partner to our Product, Engineering and Finance teams on everything that moves money: payroll funding, contractor payouts, cross-border payments, deposits and FX. You'll get involved early, turn regulation into clear product requirements and help us launch quickly without creating regulatory risk. You'll also help run the fintech compliance programme that keeps those products sound once they're live.
What you'll do
Product:
- Work with Product and Engineering from discovery through launch on payments, payroll and payout features.
- Assess how money flows should be structured, for example whether a flow triggers licensing requirements (money transmission, e-money or payment services) and how to meet or design around them.
- Turn regulatory requirements into clear, practical product requirements.
- Draft and maintain product terms, payment terms, disclosures and in-product legal text.
- Draft, review and help negotiate agreements with partner banks, payment providers and FX partners.
- Carry out legal reviews for launches in new markets and for new payment features.
- Help make balanced risk calls and propose compliant alternatives rather than simply blocking work.
Fintech compliance:
- Support the development and day-to-day running of the compliance framework for our payment activities, including AML/CTF, KYC/KYB and sanctions screening.
- Help assess licensing and registration needs across markets and our obligations under partner bank and financial institutions arrangements.
- Help draft and maintain policies, controls, transaction monitoring and regulatory reporting.
- Support engagement with regulators, auditors, financial institutions and banks' compliance teams.
- Keep track of regulatory change in payments, data protection and AI, and assess the impact on our products.
- Train internal teams on compliance obligations and build a culture where risk is raised early.
Requirements
- A law degree and qualification to practise in at least one jurisdiction.
- 3-5 years of legal experience in payments or fintech, either in-house or at a law firm with a strong payments practice.
- Hands-on experience advising product teams, including at least one product or market launch you supported from design to go-live.
- Solid knowledge of payments regulation (e.g. PSD2/EMD in the EU and UK, US money transmission rules) and AML/CTF requirements.
- Experience working with banks or payment providers and negotiating the related agreements.
- The ability to explain complex rules in plain language and give clear, practical advice.
- Good judgement on risk, and comfort making decisions with incomplete information in a fast-moving environment.
- Fluent English, written and spoken.
Nice to have
- Experience in payroll, EOR, HR tech or global workforce platforms.
- Experience with license applications or regulator engagement.
- Knowledge of data protection (GDPR) and AI regulation as they apply to financial and HR products.
- Experience building a compliance function from an early stage.
Benefits
- Startup environment: RemoFirst is an early-stage startup. You have a voice that can influence, and grow rapidly. An opportunity to build a tech unicorn.
- Growth opportunity: This is a chance to join an AI-forward company driving innovation through artificial intelligence.
- Direct impact: Your work will be at the center of how we grow revenue, support customers, and differentiate in the market.
- Autonomy and Accountability: We value autonomy and accountability — there’s no bureaucracy or lengthy approval process. We prioritize speed and results to keep moving forward effectively.
- Work for a Market Leader: Scale a project that counts market-leading companies like Microsoft, Mastercard, and more as happy customers.
- Leadership visibility: Reporting into the Senior Global Product Operations Manager which means your projects will be strategic and business-critical.
- Compensation and perks are great: Competitive compensation. 100% remote work.
- Culture: You will get to work with some of the best colleagues coming from top tech companies. We lead with respect, kindness, and the right to fail. We value hard yet smart work. Diversity and inclusion are part of our DNA. As we grow and evolve, we welcome your input to help us define our culture further.
Originally posted on Himalayas