高级运营风险经理
Senior Operational Risk Manager
星正在通过构建完整，用户友好的银行*堆来彻底改变创业公司的金融。我们优先创造一个安全和无的经验，同时维护最高标准的合规性和安全性。在这个角色中，你将拥有水星运营风险计划的日常运行。你将报告给首席风险官下的运营风險组织负责人，并与一线风险团队，合规性，第三方风险，信息安全和内部审计密切合作。你将运行集中化问题和事件计划，与第一线团队协调风险和控制评估，并推动报告，以使领导层和董事会对运营风险有清晰的见解。这是一个建设者角色。目前正在建立大部分项目，并且随着水星准备作为银行运作时，你将拥有自主权来塑造其运作的方式。*水星是一个金融科技公司，而不是 FDIC 保险银行。通过选择财务集团和 N.A.列 N.A.,FDIC 成员提供银行服务。作为旅程的一部分，我们希望你：·与商业单位进行联合风险和管理评估，评估固有的风险和管制设计。· 提供新产品和重大变化的第二线审查，包括固有的风险评级，控制框架评估和发射后评估。· 完善企业 KRI 和与风险欲望相关的门值，并将第一线指标转换为管理和董事会报告。·监督运营事件和问题计划。挑战一线根本原因，评级和补救以及整个企业中的趋势事件和问题。· 与1LOD 团队，InfoSec,合规和模型风险所有者合作，收集报告输入，挑战评估并确保早期提高风险。· 提供第二线审查和一致性对高风险新活动。· 编写和维护第一线团队执行的 ORM 标准，程序和模板。·支持监管审查，审计和准备性评估。在这样一个角色中，有很多途径可以让你成功；我们认为最强大的候选人将拥有一些经验：· 8年以上在银行或与银行合作的金融科技机构运营风险，合规或内部审计的经验·实践经验运行风险和控制评估，新产品或变化风险评价或运营事件计划，以及舒适的经验
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Mercury is revolutionizing finance for startups by building a complete, user-friendly banking* stack. We prioritize creating a secure and seamless experience for entrepreneurs while upholding the highest standards of compliance and safety.
In this role, you will own the day-to-day operation of Mercury's Operational Risk program. You will report to the Head of Operational Risk, within the Risk organization under the Chief Risk Officer, and partner closely with first-line risk teams, Compliance, Third-Party Risk, Information Security, and Internal Audit.
You will run the centralized issues and events program, coordinate risk and control assessments with first line teams, and drive reporting that give leadership and the Board a clear view of operational risk. This is a builder role. Much of the program is being stood up now, and you will have the autonomy to shape how it operates as Mercury prepares to operate as a bank.
*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.
As part of the journey, we would expect you to:
- Run joint risk and control assessments with business units, assessing inherent risk and control design.
- Provide second-line review of new products and material changes, including inherent risk rating, control framework review, and post-launch assessment.
- Refine enterprise KRIs and thresholds tied to risk appetite, and turn first-line metrics into management and Board reporting.
- Oversee the operational event and issues programs. Challenge first-line root cause, ratings and remediation, and trend events and issues across the enterprise.
- Partner with 1LOD teams, InfoSec, Compliance and model risk owners to collect reporting inputs, challenge assessments and make sure risks are raised early.
- Provide second-line review and concurrence on high-risk new activities.
- Write and maintain the ORM standards, procedures and templates that first-line teams execute against.
- Support regulatory examinations, audits, and charter readiness reviews
There are lots of paths that could lead you to be successful in a role like this; we think the strongest candidates will have some of this experience:
- 8+ years in operational risk, compliance, or internal audit at a bank or a fintech partnered with a bank
- Hands-on experience running risk and control assessments, new product or change risk reviews, or operational event programs, and comfortable moving across all three.
- Experience administering a GRC platform (LogicGate, Archer, or similar), including workflow configuration and reporting
- Strong data skills: you turn raw issue and event data into trends leadership can act on
- Familiarity with interagency and OCC expectations for operational risk management
- You challenge constructively, with evidence, and keep strong relationships with the teams you oversee
- You find, prioritize, and execute key projects independently, balancing program build with daily operation
Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.
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Total Rewards
The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits.
Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.
Our target new hire base salary ranges for this role are the following:
US employees in New York City, Los Angeles, Seattle, or the San Francisco Bay Area:
$199,900—$249,900 USD
US employees outside of New York City, Los Angeles, Seattle, or the San Francisco Bay Area:
$179,900—$224,900 USD
Canadian employees (any location):
$189,000—$236,200 CAD