高级软件工程师（RCL）
Senior Software Engineer (RCL)
FairMoney 是一家开创性的移动银行机构，专注于向新兴市场提供信贷服务。公司成立于 2017 年，目前主要在尼日利亚运营，并从包括 Tiger Global、DST 和 Flourish Ventures 在内的知名全球投资者那里获得了近 5000 万欧元的融资。
作为其愿景的一部分，FairMoney 正在构建面向新兴市场的最先进移动银行平台和点对点（POS）解决方案。旅程始于一款仅可在 Android 和 iOS 设备上使用的数字微贷应用。如今，FairMoney 已大幅扩展其服务范围，涵盖一系列全面的金融产品，如活期账户、储蓄账户、借记卡以及先进的 POS 解决方案，以满足商户和代理的需求。
FairMoney 依靠其多元化的员工队伍，汇聚了来自 27 个不同国家的人才。这个多元文化团队推动着公司重塑未被服务社区的金融服务的使命。要深入了解 FairMoney 在重塑非洲金融格局中的关键作用，请观看我们提供的信息视频。
职位简介
我们正在寻找一名高级软件工程师加入我们的工程团队，构建支持我们贷款和信用产品的可靠、可扩展系统。你将参与后端服务、分布式系统和数据密集型应用程序的开发，重点关注性能、可靠性和可扩展性。
此职位适合拥有强大后端经验的工程师，能够理解如何设计在规模上可靠运行的系统，尤其是在贷款、信用、金融科技或其他高流量金融环境中。
要求
职责内容
- 设计、构建和维护可扩展的后端服务和分布式系统。
- 开发支持贷款和信用相关产品的可靠 API 和服务。
- 设计、优化和维护关系型数据库和数据模型。
- 识别并解决性能、可扩展性和可靠性瓶颈。
- 参与架构决策和技术设计讨论。
- 构建系统时充分考虑可用性、容错性、安全性和数据一致性。
- 与产品、数据、风险和其他工程团队紧密合作，交付有影响力的解决方案。
- 审查代码，提供技术指导，并为工程标准做出贡献。
查看英文原文
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.
FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
About the Role
We are looking for a Senior Software Engineer to join our engineering team and build reliable, scalable systems that power our lending and credit products. You’ll work on backend services, distributed systems, and data-intensive applications, with a strong focus on performance, reliability, and scalability.
This role is ideal for an engineer who has strong backend experience and understands how to design systems that operate reliably at scale, particularly within lending, credit, fintech, or other high-volume financial environments.
Requirements
What You’ll Do
- Design, build, and maintain scalable backend services and distributed systems.
- Develop reliable APIs and services that support lending and credit-related products.
- Design, optimise, and maintain relational databases and data models.
- Identify and resolve performance, scalability, and reliability bottlenecks.
- Contribute to architectural decisions and technical design discussions.
- Build systems with strong consideration for availability, fault tolerance, security, and data consistency.
- Work closely with Product, Data, Risk, and other Engineering teams to deliver impactful solutions.
- Review code, provide technical guidance, and contribute to engineering best practices.
- Investigate and resolve complex production issues.
- Improve system observability, monitoring, and overall operational reliability.
- Mentor other engineers and contribute to a strong engineering culture.
What We’re Looking For
- 5+ years of professional software engineering experience, with strong backend development experience.
- Strong experience designing and building distributed systems and scalable backend applications.
- Experience working within lending, credit, fintech, payments, or a closely related financial domain.
- Strong understanding of relational database design, indexing, query optimisation, and performance tuning.
- Experience designing and consuming RESTful APIs and working with service-oriented or microservices architectures.
- Strong understanding of software engineering principles, system design, and data structures.
- Experience working with cloud infrastructure and modern development/deployment practices.
- Strong problem-solving and debugging skills.
- Experience with automated testing, CI/CD, and production software development.
- Ability to work effectively in a collaborative, fast-paced engineering environment.
Nice to Have
- Experience building or scaling credit decisioning, loan management, repayment, or risk-related systems.
- Experience with event-driven architectures, messaging systems, and asynchronous processing.
- Experience working with high-volume transactional systems.
- Experience with observability and performance monitoring tools.
- Experience mentoring engineers or providing technical leadership.
Benefits
- Private Health Insurance
- Pension Plan
- Training & Development
- Remote work
- Paid Time Off
Recruitment Process
- HR Screening: 30 minutes
- Hiring Manager Interview: 30 minutes
- Technical interview with the Engineering team: 60 minutes.
Originally posted on Himalayas