Credit Analyst
申请只有你在澳大利亚有经验 （不美国，不印度，不英国）抵押贷款金融（不会计或其他领域）仲介商（不是银行）经验。关于我们专家借贷途径是一个快速增长的外包公司，遍布印度和澳大利亚，服务于房地产融资行业。关于这个角色你是一个经验丰富的信用分析师准备好迈出下一步职业生涯吗？加入 ELP 作为抵押贷款经纪信用分析师，并在帮助我们的客户实现房屋所有权梦想方面发挥关键作用。这是一个独特的机会，将与我们合作团队结合起来，你的专业知识将通过进行深入的信贷评估和提供对抵押贷例的专家见解来直接支持我们的经纪人。主要责任 · 对抵押贷项目的全面的信贷和风险评估，确保遵守内部政策和行业法规 · 与经纪人和客户以及借贷方联系以收集所需文件和澄清申请细节 ·分析客户财务数据以根据贷款人的指导方针计算借贷能力 ·准备详细的信用提交和贷款批准建议 ·确保符合所有相关银行，金融立法和监管框架 ·保持与抵押贷款政策和行业法规变化的最新信息 ·为经纪人提供关于复杂或自雇申请的专家指导 ·确定增强和简化信贷分析流程的机会 ·在快速发展环境中管理截止日期并优先任务 要求我们正在寻找什么 - 在澳大利亚抵押贷项领域至少2年以上作为信贷分析师的工作经验（我们不会考虑不符合这些标准的申请）- 强有力的信用评估方法，信贷报告和抵押贷款政策理解 - 证明了解释财务报表和自雇借款人情况的能力 - 有熟练的信用和抵押债务评估工具/软件 - 精良的分析和解决问题技能，专注于细节 - 强大的口头和书面沟通技巧，对利益相关者进行信心 - 自动激励主动独立工作并提出知情建议 · 我们提供的优势 ·竞争性薪酬包 ·灵活的工作安排 · 获得行业领先技术和工具 ·持续发展
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This is a remote position.
Apply only if you have prior experience inAustralian(not US, not India, not UK)mortgage finance(not accounting or any other field)broker(not banks)experience.
About Us
Expert Lending Pathways is a rapidly growing outsourcing company with a strong presence across India and Australia serving the Mortgage Finance industry.
About the roleAre you an experienced Credit Analyst ready to take the next step in your career? Join ELP as a Mortgage Broking Credit Analyst and play a key role in helping our clients achieve their home ownership dreams.This is a unique opportunity to join a dynamic team where your expertise will directly support our brokers by conducting in-depth credit assessments and providing expert insights into mortgage applications.
Key Responsibilities
· Conduct thorough credit and risk assessments on mortgage applications, ensuring compliance with internal policies and industry regulations
- Liaise with brokers, clients, and lenders to gather required documentation and clarify application details
- Analyze client financial data to calculate borrowing capacity in line with lender guidelines
- Prepare detailed credit submissions and recommendations for loan approvals
- Ensure compliance with all relevant banking, finance legislation, and regulatory frameworks
- Stay current with changes in mortgage lending policies and industry regulations
- Provide expert guidance to brokers on complex or self-employed applications
- Identify opportunities to enhance and streamline credit analysis processes
- Manage deadlines and prioritize tasks in a fast-paced environment
Requirements
What We’re Looking For - Minimum 2+ years of experience as a Credit Analyst in theAustralianmortgage sector(we will not consider applications that don't match this criteria)
- Strong understanding of credit assessment methodologies, credit reports, and mortgage lending policies
- Proven ability to interpret financial statements and assess self-employed borrower scenarios
- Proficient with credit and mortgage assessment tools/software
- Excellent analytical and problem-solving skills with a keen eye for detail
- Strong verbal and written communication skills, with confidence in presenting to stakeholders
- Self-motivated with the initiative to work independently and make informed recommendations
Benefits
What We Offer
· Competitive salary package
- Flexible working arrangements
- Access to industry-leading technology and tools
- Ongoing training, learning, and professional development opportunities
- Supportive team environment with a strong focus on work-life balance
- Be part of a fast-growing company making a real impact in the mortgage space
Originally posted on Himalayas