州管理经理 - 人身与财产保险
Manager, State Management - P&C Insurance
Are You Driven?® 我们是。
我们是一群有动力、热情且坚定的人。我们庆祝成就和成功。我们鼓励创新、决心和认可。因此，我们的员工会因每天的贡献而感到被认可和奖励。在 GAINSCO，正是我们的员工让我们与众不同。
如果你正在寻找一个可以产生影响的地方，了解你的工作如何影响公司，并因你的努力和激情得到认可，那么 GAINSCO 就是适合你的公司。
为什么加入 GAINSCO？
GAINSCO 的工作环境奖励那些积极投入、渴望贡献和成功的个人。这是因为我们的文化鼓励个人在建立职业生涯的同时提升技能。加入我们，成为 GAINSCO 的冠军。
我们正在寻找一位经验丰富且充满活力的经理，负责州产品管理，与现场运营团队合作，建立、监控并影响所辖各州的所有盈利和增长方面。该职位涉及通过与产品设计、定价、承保、代理管理、分销、理赔及其他流程相关的分析、研究和战略建议来管理和优化现有产品。
什么是“州产品管理经理”？
- 负责 4–9 个州的损益表现，直接管理 2–3 个州，并通过直属下属监督其他州。
- 根据精算指示、竞争分析和监管要求制定定价策略。
- 执行费率变更并确保及时提交文件，协调销售、精算、市场、IT 和测试团队。
- 识别不盈利领域的行动方案，并利用承保和代理策略。
- 向高层领导汇报州表现和策略，并跟踪关键财务指标。
- 实现所辖州的保费和保单数量目标。
- 与销售团队合作，识别增长机会并优化产品定位。
- 进行竞争分析并研究市场趋势，以指导产品改进和新州的推出。
- 提交并获得监管变更的批准；及时回应异议。
- 与各州保险部门建立关系，并保持对监管变化的了解。
- 培训、指导和辅导产品分析师和经理。
- 培养注重责任和创新的协作型高绩效文化。
- 管理人员需求、招聘和绩效
查看英文原文
Are You Driven?® We Are.
We are a company of driven, enthusiastic, and determined people. We celebrate achievement and success. We foster innovation, determination, and recognition. Because of that, our employees feel recognized and rewarded for the contributions they make daily. At GAINSCO, it is our people that set us apart.
If you are looking for a place where you can make a difference, understand how your work impacts the company, and be recognized for your efforts and passion, then GAINSCO is the company for you.
Why Join GAINSCO?
GAINSCO’s work environment rewards engaged individuals who have a desire to contribute and succeed. That’s because our culture encourages individuals to grow their skills as they build their careers. Come join us and become a Champion with GAINSCO.
We are seeking an experienced and dynamic Manager, State Product Management to partner with the Field Operations Team to establish, monitor, and influence all aspects of profitability and growth for assigned states. This role involves managing and enhancing existing products through analysis, research, and strategic recommendations related to product design, pricing, underwriting, agency management, distribution, claims, and other processes.
What does a MANAGER, STATE PRODUCT MANAGEMENT do?
- Own P&L performance for 4–9 states, directly managing 2–3 states and overseeing additional states through direct reports.
- Develop pricing strategies based on actuarial indications, competitive analysis, and regulatory requirements.
- Execute rate changes and ensure timely filings, coordinating with Sales, Actuarial, Marketing, IT, and Testing teams.
- Identify actions for unprofitable segments and leverage underwriting and agency strategies.
- Present state performance and strategies to senior leadership and track key financial metrics.
- Achieve premium and policy count targets for assigned states.
- Partner with Sales to identify growth opportunities and optimize product positioning.
- Conduct competitive analysis and research market trends to inform product enhancements and new state launches.
- File and gain approval for regulatory changes; respond promptly to objections.
- Build relationships with state Departments of Insurance and maintain awareness of regulatory changes.
- Onboard, coach, and mentor Product Analysts and Managers.
- Foster a collaborative, high-performance culture focused on accountability and innovation.
- Manage staffing needs, recruitment, and performance evaluations.
- Drive process improvements and automation to enhance efficiency.
What is required?
Education:
· Bachelor's degree, preferably in Economics, Actuarial, Math, Statistics, Insurance, or a similar field required.
Experience:
- Minimum of 7 years of experience in Product or Actuarial in the Property and Casualty insurance industry.
- Minimum of 4 years of state management experience within Property and Casualty; state management for personal auto insurance preferred.
- Minimum of 2 years of experience managing direct reports.
- Experience initiating, developing, and executing complex pricing and product changes, including submitting filings and responding to DOI objections.
- In-depth knowledge of insurance and actuarial concepts, business processes, pricing plans, underwriting rules, and key financial metrics
- Proficiency with SQL, SAS, or Python required.
- Experience with PowerBI and/or Tableau is a plus
- Power BI skills a plus (ability to build reports and analyze data).
- Proficient in MS Office, with advanced Excel skills (pivot tables, data analysis).
Other skills and abilities:
- Deadline-driven with a proven ability to balance competing priorities.
- Strong analytical abilities, including gathering, restructuring, and gaining critical insights from large datasets.
- Fact-based and data-driven decision making, with the ability to present data in a cohesive, simple fashion.
- Able to lead complex projects and mentor junior team members in a fast-paced environment.
- Strong communication skills and emotional intelligence.
- Experience presenting to Senior Leadership and influencing leaders across the organization.
- Ability to balance multiple tasks and occasional travel (5%).
What else do you need to know?
- Remote
- Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance.
- Parental Leave Policy
- 401K + Company Match
- PTO Plan + Paid Company determined Holidays.
**Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g. H-1B visa) for this opportunity**
All offers are contingent upon a successful background investigation (including employment, education, criminal and DMV verification- when applicable) and a pre-employment drug test with results satisfactory to GAINSCO.
GAINSCO is an Equal Employment Opportunity Employer
Originally posted on Himalayas