信用报告专员
Credit Reporting Specialist
我们正在寻找一位注重细节的信用报告专员加入我们的服务团队。在此职位中，您将确保借款人信用信息准确、一致地报告，并符合行业和监管标准。您将处理信用局报告、争议调查和数据对账，这些工作直接影响客户信用健康和公司风险管理。此职位适合具备强大分析能力、信用或贷款服务经验，并热衷于精确性和流程改进的人——无需大学学历。
主要职责
- 准备、审核并提交月度信用报告数据至所有主要信用局（Experian、Equifax、TransUnion、Innovis）。
- 对账并验证贷款服务数据，以确保报告准确性。
- 按照FCRA和Metro 2指南调查并解决信用报告争议。
- 监控信用数据中的错误、逾期或不一致之处，并协调及时更正。
- 完善记录报告流程和系统更新。
- 与IT、风险和合规团队合作，改进报告流程和数据质量。
- 提供内部报告和关于服务及信用表现的见解。
- 根据需要支持审计、系统测试和监管审查。
技能、知识和专长
- 2年以上信用报告、贷款服务或相关金融运营岗位经验。
- 熟悉Metro 2格式和信用局数据提交。
- 了解FCRA和消费者信用报告法规。
- 优秀的细节关注能力和组织能力。
- 精通Excel和数据对账。
- 强大的问题解决和沟通能力。
优先考虑：
- 具有贷款服务系统经验（如MSP、FIS、LoanServ或类似系统）。
- 熟悉信用争议管理和审计流程。
- 具有消费者贷款、抵押贷款或汽车服务背景。
福利
- 薪资高于市场水平
- 雇主提供HMO，入职当天即可享受，涵盖本人及两名家属
- 政府规定的福利
- 绩效激励
- 每季度公司活动
- 1,000 PHP的最低限度福利
- 提供设备和软件
最初发布于喜马拉雅山
查看英文原文
We’re seeking a detail-oriented Credit Reporting specialist to join our Servicing Team.In this role, you’ll ensure that borrower credit information is reported accurately, consistently, and in compliance with industry and regulatory standards. You’ll handle bureau reporting, dispute investigations, and data reconciliations that directly impact customer credit health and company risk management.This position is ideal for someone with strong analytical skills, experience in credit or loan servicing, and a passion for accuracy and process improvement — no college degree required.
Key Responsibilities
- Prepare, review, and submit monthly credit reporting data to all major credit bureaus (Experian, Equifax, TransUnion, Innovis).
- Reconcile and verify loan servicing data to ensure reporting accuracy.
- Investigate and resolve credit reporting disputes in compliance with FCRA and Metro 2 guidelines.
- Monitor credit data for errors, delinquencies, or inconsistencies and coordinate corrections promptly.
- Maintain thorough documentation of reporting processes and system updates.
- Collaborate with IT, Risk, and Compliance teams to improve reporting workflows and data quality.
- Provide internal reports and insights on servicing and credit performance.
- Support audits, system testing, and regulatory reviews as needed.
Skills, Knowledge and Expertise
- 2+ years of experience in credit reporting, loan servicing, or a related financial operations role.
- Strong understanding of Metro 2 format and credit bureau data submission.
- Knowledge of FCRA and consumer credit reporting regulations.
- Excellent attention to detail and organizational skills.
- Proficiency in Excel and data reconciliation.
- Strong problem-solving and communication skills.
Preferred:
- Experience with loan servicing systems (e.g., MSP, FIS, LoanServ, or similar).
- Familiarity with credit dispute management and audit processes.
- Background in consumer lending, mortgage, or auto servicing.
Benefits
- Above market salary
- HMO on Day 1 for principal and two dependents
- Government-mandated benefits
- Performance-based Incentives
- Quarterly Company Events
- 1,000 PHP De Minimis
- Equipment and software provided
Originally posted on Himalayas