高级软件工程师，后端
Senior Software Engineer, Backend
## **大卫对巨人。我们是大卫。**
大卫是一款金融应用，致力于打造能够平衡金融公平性的产品。通过利用技术为数百万美国人提供负担得起、透明且以用户为中心的流动性访问，重新定义金融格局。作为美国金融服务领域的领先创新者，大卫的数字金融平台提供旨在满足传统金融机构未能覆盖人群的信用需求的产品。大卫的产品包括其旗舰产品ExtraCash，为会员提供最高500美元的快速借款。公司计划在2026年推出多项新产品，包括一种“先买后付”（BNPL）选项。
大卫专注于服务经济脆弱或靠工资生活的美国人。大卫正在引领一个新时代的信用产品，这些产品优先考虑速度、可负担性和可及性，使其成为最需要帮助的人的首选金融合作伙伴。
**团队简介**
大卫正在寻找一位有才华的工程师，参与构建帮助数百万人改善与金钱关系的产品。我们正在寻找一位对后端开发充满热情的软件工程师。如果你渴望加入一个紧密协作、有使命感的团队，我们期待你的加入。
风险是大卫平台核心团队的重要组成部分，提供实时分析以评估用户的风险和行为。风险团队还负责验证用户身份和行为的合法性。该团队构建并运营事件驱动、异步决策系统，这些系统需要在大规模下保持快速、可靠和可审计。
**你将负责：**
- 我们正在寻找有才华的工程师，参与构建帮助数百万人的产品
- 使用TypeScript设计和构建用于实时和异步风险决策的后端服务
- 使用队列、发布/订阅和云任务基础设施构建和维护事件驱动的工作流程
- 设计和实现状态机来建模多步骤决策和验证流程
- 与产品、运营和基础设施团队密切合作，构建和扩展后端服务
- 定期参与代码审查和其他团队活动
- 负责从小到中型项目的端到端交付，从设计到生产
- 提供技术领导力，帮助指导团队的整体发展方向
查看英文原文
## **Dave vs. Goliath. We’re Dave.**
Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.
Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.
**Team Overview**
Dave is looking for a talented engineer to play an instrumental role in building products that help millions of people improve their relationship with money. We're looking for a passionate software engineer interested in backend development. If you're excited to join a tight-knit, collaborative team with a mission to help others, we'd love to hear from you.
Risk is a critical part of Dave's platform-centric teams, providing real-time analytics to assess users' risk and behavior. Risk is also responsible for validating the legitimacy of our users' identities and actions. The team builds and operates event-driven, asynchronous decisioning systems that need to be fast, resilient, and auditable at scale.
**What You'll Do:**
- We're looking for talented engineers to play an instrumental role in building products that help millions of people
- Design and build backend services in TypeScript for real-time and asynchronous risk decisioning
- Build and maintain event-driven workflows using queues, pub/sub, and cloud task infrastructure
- Design and implement state machines to model multi-step decisioning and verification flows
- Work closely with product, operations, and infrastructure to build and scale backend services
- Regularly participate in code reviews and other team functions
- Own end-to-end delivery of small to medium-sized projects from design through production
- Provide technical leadership and help guide the team's overall technical direction
- Offer mentorship and pair with other engineers regularly
**What You'll Need:**
- Bachelor's degree in Computer Science, a related field, or equivalent practical experience
- 5+ years of experience in software development
- Hands-on experience with event-driven architecture (message queues, pub/sub, or similar)
- Experience with cloud task/job scheduling systems (e.g., Cloud Tasks, SQS, Celery, or equivalent)
- Experience designing or implementing state machines for multi-step workflows
- Strong CS fundamentals and problem-solving skills
- Proven ability to work as part of a team
- Experience programming in TypeScript/JavaScript ( [Node.js](http://node.js)) or similar experience in Java, Python, C/C++, or Go
- Experience with MySQL, and Google Cloud Platform
- Effective communication skills, a positive attitude, and ability to give and receive constructive feedback
- The ability to discuss and explain system architecture and design
- Comfortable using AI tools as part of your engineering workflow, with sound judgment about when to rely on them and when not to
_Don’t let imposter syndrome get in the way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles._
**Why you’ll love working here:**
At Dave, our people are just as important as our product. Our culture reflects the values that guide who we are, how we work, and what we aspire to be. Daves are member-centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual-first company, team members can live and work anywhere in the United States, except Hawaii.
**A few of our benefits & perks**:
💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals
💻 Flexible hours and virtual-first work culture with a home office stipend
🏥 Premium Medical, Dental, and Vision Insurance plans
👶 Generous paid parental and caregiver leave
💰 401(k) savings plan with matching contributions
📈 Financial advisor and financial wellness support
🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break
🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team
Dave Operating LLC is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.
#LI-REMOTE