出海雷达

高级承保人 — 战略增长与风险

Senior Underwriter — Strategic Growth & Risk

市场运营限定地区(需当地身份)
公司South Shore Insurance Underwriters
薪资未公开
工作地点United States
地域资格限定地区(需当地身份)
时区要求日间重叠约 9 小时,基本正常作息
用工类型Full Time
发布时间18 天前
数据来源Himalayas
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注意地域限制:该职位明确限定在 United States 招聘。如果你是位于中国大陆的求职者,通常需要当地工作身份才能投递,或需与雇主确认是否接受独立合同(Contractor)形式合作。

所需经验

  • 具备5年以上财产与意外险承保经验——住宅、财产、个人业务、商业财产或专业/特殊/再保险业务
  • 有评估新业务、续保、附加条款和保单变更的经验
  • 有直接与独立保险代理机构合作的经验
  • 有在既定授权范围内做出承保决策的经验

***这不是一个入门级的承保职位。我们寻找的是能够独立评估风险、建立代理关系并为盈利性组合增长做出贡献的资深承保人。***

机会介绍
大多数承保职位要求你管理一个保单组合。而这个职位要求你塑造一个保单组合。在South Shore Insurance Underwriters,你不仅会评估个别风险——你将帮助定义一个健康、增长的组合应该是什么样子,影响推动它的关系,并为维持它的战略做出贡献。

我们寻找的是能看到单个承保决策与一个地区长期发展轨迹之间联系的人。一个对复杂风险充满求知欲的人,能与代理机构建立真正的信任,并不满足于仅仅处理队列中的任务——他们想理解为什么会有这样的队列,并如何让它变得更好。

你将负责

  • 将风险分析转化为组合层面的决策——评估新业务、续保、附加条款和复杂申请,关注长期盈利能力,而不仅仅是单个业务的可接受性。
  • 成为你所在地区的战略承保声音——作为代理机构的可信顾问,而不仅仅是一个决策者。提供保障指导、创新解决方案和市场洞察,让代理机构愿意把最好的业务带来给你。
  • 将市场情报转化为承保策略——监控趋势、竞争对手活动和新兴风险,然后将这些信号与你对保单的处理方式联系起来。
  • 发现他人忽略的增长机会——识别来自申请、代理关系和组合数据中的模式,这些模式指向可能实现盈利扩张的地方。
  • 推动持续改进——与领导层合作,优化承保流程,发现流程中的低效环节,并提出使整个运营更智能的建议。
  • 对复杂和非标准风险做出自信的判断——知道何时要找到创新的解决路径,何时要坚持原则。
查看英文原文

Required Experience

  • Must have 5+ years of Property & Casualty underwriting experience — homeowners, dwelling property, personal lines, commercial property, or specialty/E&S lines.
  • Experience evaluating new business, renewals, endorsements, and policy changes
  • Experience working directly with independent insurance agents
  • Experience making underwriting decisions within established authority limits

***This is not an entry-level underwriting role. We are seeking an experienced underwriter who can independently evaluate risk, build agency relationships, and contribute to profitable portfolio growth.***
The Opportunity
Most underwriting roles ask you to manage a book. This one asks you to shape one. At South Shore Insurance Underwriters, you won't just evaluate individual risks — you'll help define what a healthy, growing portfolio looks like, influence the relationships that drive it, and contribute to the strategy that sustains it.
We're looking for someone who sees the connection between a single underwriting decision and the long-term trajectory of a territory. Someone who brings intellectual curiosity to complex risks, builds genuine trust with agency partners, and isn't satisfied with just clearing the queue — they want to understand why the queue exists and how to make it better.
What You'll Own

  • Translate risk analysis into portfolio-level decisions — evaluating new business, renewals, endorsements, and complex submissions with an eye toward long-term profitability, not just individual acceptability.
  • Be the strategic underwriting voice for your territory — acting as a trusted advisor to agency partners, not just a decision-maker. Provide coverage guidance, creative solutions, and market insights that make agents want to bring you their best business.
  • Turn market intelligence into underwriting strategy — monitoring trends, competitor activity, and emerging risks, then connecting those signals to how you approach your book.
  • Identify growth opportunities others miss — recognizing patterns across submissions, agency relationships, and portfolio data that point to where profitable expansion is possible.
  • Drive continuous improvement — collaborating with leadership to sharpen underwriting processes, surface workflow inefficiencies, and contribute ideas that make the entire operation smarter.
  • Exercise confident judgment on complex and non-standard risks — knowing when to find a creative path forward and when to hold the line.

How You Think
This role is built for a specific kind of thinker. You might be the right fit if:

  • You zoom out before you zoom in — you can assess a single risk while keeping the portfolio implications in view.
  • You connect dots across information — an unusual submission, a shift in agent behavior, a regional weather pattern — and you know what those signals mean together.
  • You're energized by complexity, not slowed by it. Ambiguous risks are interesting puzzles, not obstacles.
  • You build real relationships, not transactional ones. Agents trust you because you bring them value, not just decisions.
  • You have a bias toward improvement — you naturally ask "why does this work this way?" and "what would make this better?"
  • You balance conviction with humility — you're decisive, but you know what you don't know.

What You Bring

  • A track record of building strong agency relationships and delivering decisions agents rely on.
  • Sharp analytical instincts paired with clear, confident communication — written and verbal.
  • Comfort working independently in a remote environment, with the discipline to manage competing priorities without losing quality.
  • CPCU, CIC, AINS, CRM, or other insurance designations are a plus — but intellectual curiosity matters more than credentials.
  • Excess & Surplus Lines experience is valued but not required.
  • Bachelor's degree in Business, Risk Management, or a related field preferred.

Why South Shore
We believe our success starts with our people. We are committed to creating an environment where coworkers feel valued, supported, and empowered to make a meaningful impact. In return for your hard work, dedication, and commitment to excellence, we provide opportunities to grow professionally, contribute innovative ideas, and build a rewarding career in a collaborative and supportive environment. Our coworkers enjoy competitive compensation, comprehensive benefits, generous paid time off, wellness and mental health resources, paid parental leave, and a 401(k) with company matching contributions. We recognize that work is only one part of a fulfilling life and strive to support the well-being of our coworkers both inside and outside the workplace. Our culture is built on trust, transparency, teamwork, and continuous improvement. We encourage coworkers to act with integrity, embrace challenges and innovation, and work together by supporting one another and sharing success. At South Shore Insurance, you are more than an employee—you are a valued member of a team that invests in your growth, celebrates your contributions, and empowers you to help shape the future of our organization.
If you're looking for a role where your thinking shapes outcomes beyond the next submission — we'd love to talk.

SSIU is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status.
Originally posted on Himalayas

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