资深软件工程师，金融平台
Staff Software Engineer, Financial Platform
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**关于Gusto**
在Gusto，我们致力于推动小型经济的发展。我们处理复杂的事务——薪资、健康保险、401(k)计划和人力资源——让企业主能够专注于他们的技艺和客户。我们的团队分布在丹佛、旧金山和纽约，我们为全国超过50万个小企业提供支持，并正在打造一个反映我们服务人群的职场环境。
所有全职员工都将获得具有竞争力的薪资、福利和股权（限制性股票单位）——因为每一位帮助构建Gusto的人都应分享其成功。薪资数额根据职位、级别和地点确定。了解更多关于我们的[全面薪酬理念](https://gusto.com/about/careers/total-rewards)。
人工智能是Gusto工作中不可或缺的一部分。我们期望所有团队成员积极参与与其职位相关的AI工具，并随着技术的发展不断提升自己的熟练度。AI经验要求因职位而异，并将在面试过程中进行评估。
**职位简介：**
你将是一名关键工程师，专注于构建和负责Gusto退休业务中资金和资产流动的系统。这是一个非常实际的职位：从端到端负责后端服务和API，发布生产代码，并处理真实的财务边缘情况。你将与产品、合规和运营团队紧密合作，将复杂的财务需求转化为可靠的软件。如果你喜欢核心系统的开发，注重正确性并享受交付成果，那么你将是一个很好的人选。
**团队简介：**
金融基础设施团队负责Gusto退休业务的核心资金和资产流动系统。我们是一个资深团队，负责支付、结算、税务和合规集成等任务。这项工作复杂且经常跨职能，因此我们保持专注、密切协作，并对所构建的内容保持高度所有权。我们与产品和合作伙伴团队紧密合作，但我们对执行和可靠性负有全部责任。
**你每天的工作内容包括：**
- 设计、构建和发布用于资金流动和财务集成的服务和API
- 处理涉及真实客户资金的支付、结算、对账和更正
- 构建和维护关键流程，如薪资集成、KYB/KYC、401k贷款、计费和发票以及IRA
- 与产品、合规和运营团队合作，明确工作范围并交付生产就绪的解决方案
- 调试生产问题并提升可靠性和可观测性，以及
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**About Gusto**
At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff — payroll, health insurance, 401(k)s, and HR — so owners can focus on their craft and their customers. With teams in Denver, San Francisco, and New York, we support more than 500,000 small businesses nationwide and are building a workplace that reflects the people we serve.
All full-time employees receive competitive base pay, benefits, and equity (RSUs) — because everyone who helps build Gusto should share in its success. Offer amounts are determined by role, level, and location. Learn more about our [Total Rewards philosophy](https://gusto.com/about/careers/total-rewards).
AI is a fundamental part of how work gets done at Gusto. We expect all team members to actively engage with AI tools relevant to their role and grow their fluency as the technology evolves. AI experience requirements vary by role and will be assessed during the interview process.
**About the Role:**
You’ll be a key engineer focused on building and owning the systems that move money and assets through Gusto Retirement. This is a very hands-on role: owning backend services and APIs end-to-end, shipping production code, and working through real financial edge cases. You’ll partner closely with product, compliance, and operations to turn complex financial requirements into reliable software. If you like working on core systems where correctness matters and enjoy getting things shipped, you’ll be a great fit.
**About the Team:**
The Financial Infrastructure team owns the core money and asset flow systems for Gusto Retirement. We’re a senior team that works on payments, settlements, tax and compliance integrations, and much more. The work is complex and often cross-functional, so we stay focused, collaborate closely, and keep tight ownership of what we build. We work closely with product and partner teams, but we’re responsible for execution and reliability end-to-end.
**Here’s what you’ll do day-to-day:**
- Design, build, and ship services and APIs for money movement and financial integrations
- Work on payments, settlements, reconciliation, and corrections involving real customer funds
- Build and support critical workflows like payroll integration, KYB/KYC, 401k loans, billing and invoicing, and IRA
- Partner with product, compliance, and operations to scope work and deliver production-ready solutions
- Debug production issues and improve reliability, observability, and operational tooling
- Collaborate with other engineering teams to integrate with shared systems and platforms
- Mentor other engineers to help solve some of the hardest technical problems out there in very complex domains and at a large scale
- Write clear, reliable, well-tested code that ships quickly and scales well
- Build a product that our **customers genuinely love**
**Here’s what we're looking for:**
- 8+ years of software engineering experience building and shipping production products or platforms
- Strong experience with services, APIs, and data-heavy workflows.
- Experience working on financial systems, payments, or other high-correctness domains (or the ability to ramp quickly).
- Comfortable owning systems end-to-end, including production support and operational work.
- Experience working closely with PMs and cross-functional partners to deliver scoped work.
- Pragmatic, execution-focused approach to engineering.
- Clear communicator and collaborative teammate.
- Ability to mentor engineers to maximize their performance and impact
- Experience with Ruby on Rails (or a comparable backend framework).
**Bonus Points:**
- Experience leveraging AI tools or systems to accelerate development, improve testing, and deliver new product capabilities.
- Curiosity and experimentation with emerging AI frameworks, applying and sharing best practices to evaluate and scale AI use safely across teams.
**Please note that travel to Gusto's office for onboarding is required for this position.** If you have any questions regarding this requirement, please share with your recruiter.
Our cash compensation amount for this role is targeted at $163,000–$204,000 in Denver & most remote locations, and $197,000–$247,000 for San Francisco, Seattle & New York. Stock equity is additional. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above.
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Gusto has physical office spaces in Denver, San Francisco, and New York City. Employees who are based in those locations will be expected to work from the office on designated days approximately **2-3 days** per week (or more depending on role). The same office expectations apply to all Symmetry roles, Gusto's subsidiary, whose physical office is in Scottsdale.
Note: The San Francisco office expectations encompass both the San Francisco and San Jose metro areas.
When approved to work from a location other than a Gusto office, a secure, reliable, and consistent internet connection is required. This includes non-office days for hybrid employees.
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Our customers come from all walks of life and so do we. We hire great people from a wide variety of backgrounds, not just because it's the right thing to do, but because it makes our company stronger. If you share our values and our enthusiasm for small businesses, you will find a home at Gusto.
Gusto is proud to be an equal opportunity employer. We do not discriminate in hiring or any employment decision based on race, color, religion, national origin, age, sex (including pregnancy, childbirth, or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other applicable legally protected characteristic. Gusto considers qualified applicants with criminal histories, consistent with applicable federal, state and local law. Gusto is also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. We want to see our candidates perform to the best of their ability. If you require a medical or religious accommodation at any time throughout your candidate journey, please fill out [this form](https://docs.google.com/forms/d/e/1FAIpQLSdEfl7Bp-Twz7LLlhGlha46CrxZ9Kacgakmarf3K2TbnaEgKQ/viewform) and a member of our team will get in touch with you.
Gusto takes security and protection of your personal information very seriously. Please review our [Fraudulent Activity Disclaimer](https://gusto.com/about/careers/fraudulent-activity-disclaimer).
Personal information collected and processed as part of your Gusto application will be subject to [Gusto's Applicant Privacy Notice](https://gusto.com/about/careers/applicant-privacy-notice).