CAM 时间线控制专员 III
CAM Timeline Control Specialist III
概述：
该职位负责监控和监督分配给团队成员的贷款的破产流程，确保破产流程按照投资者指南进行。该职位还为团队提供专业知识，处理升级的问题，并负责管理涉及复杂诉讼的贷款组合，保护M&T在抵押财产中的利益。此外，该职位执行与破产流程相关的最高风险行政职能。
主要职责：
- 通过队列和报告监控破产进度，确保团队有效处理其贷款组合，并遵守州/联邦和投资者指南。与破产律师、外部律师和/或内部律师合作，解决银行或其投资者有利益关系的财产相关争议。
- 作为团队成员、律师和其他部门的首要升级联系人。
- 与破产团队合作，确保贷款被转交破产后，满足FHA第一法律截止日期，包括提交和跟踪任何必要的延期请求。
- 研究、验证并更新出现在各种破产例外报告中的贷款，包括但不限于无双轨制、清理和投资者时间表报告。
- 批准超出团队成员审批限额的额外律师费用。在破产行动之外的诉讼文件中维护法律费用的跟踪和报告。
- 对投资者竞标指令进行质量检查和批准，确保符合投资者/MI指南。
- 定期与团队进行“对比分析”，讨论贷款层面的问题和程序。至少每30天对所有分配的贷款进行审查，包括更新文件和后续跟进。
- 确保符合联邦、州、监管和投资者关于破产的指南。
- 与管理层合作修订、更新和实施流程变更，以及制定新流程。收集部门信息并整理用于定期投资者、监管和内部会议的演示文稿。
- 遵守公司或监管标准和政策规定的适用合规/操作风险控制。
- 维护M&T内部控制标准，包括及时实施内部和外部审计要点以及任何问题。
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Overview:
This position is responsible for monitoring and overseeing the foreclosure process for loans assigned to team members to ensure foreclosures remain on track with investor guidelines. This position also provides subject matter expertise to the team and handles escalated issues, as well as being responsible for managing a portfolio of loans involved in complex litigation and protecting M&T’s interest in the subject mortgaged property. In addition, this position performs the highest risk administrative functions related to the foreclosure process.
Primary Responsibilities:
- Monitor progress of foreclosures through queues and reporting, ensuring team is effectively working their portfolios and compliance with state/federal and investor guidelines. Work with foreclosure attorney, outside counsel and/or in house counsel to resolve disputes involving property in which the bank or its investors have an interest.
- Serve as primary escalation contact for both associates on the team, attorneys and other departments.
- Work with Foreclosure team to ensure FHA 1st legal deadlines are met once the loan is referred to foreclosure, including filing and tracking of any necessary extension requests.
- Research, validate and update loans appearing on various foreclosure exception reports, including but not limited to No Dual Track, clean up and investor timeline reports.
- Provide approval of additional attorney fees beyond associate level approval limit. Maintain tracking and reporting of legal expense on litigation files outside of the foreclosure action.
- Perform QC review and approval of investor bidding instructions, ensuring adherence to investor/MI guidelines.
- Conduct regular ‘side by sides’ with team to discuss loan level issues and procedures. Conduct a review of all assigned loans at a minimum of every 30 days, including the updating of documentation and follow up.
- Ensure compliance with federal, state, regulatory and investor guidelines regarding foreclosure.
- Work with management to revise, update and implement procedure changes as well as create new procedures. Gather departmental information and assemble presentations for regular investor, regulatory and internal meetings.
- Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Complete other related duties as assigned.
Scope of Responsibilities:
This position interacts with CAM management and external third-party foreclosure attorneys to ensure successful and timely completion of foreclosure, consistent with investor guidelines and regulatory requirements.
Education and Experience Required:
A combined 4 years’ higher education and/or work experience, including a minimum of 2 years’ Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation).
Working knowledge of word processing and spreadsheet software.
Strong written and verbal communication skills.
Detail oriented.
Strong analytical and problem solving skills.
Ability to work effectively in a team environment.
Education Experience Preferred:
3 years’ Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation).
Proven leadership ability.
Knowledge of bank and departmental systems.
Understanding of mortgage product including home equity loans and lines of credit, general operation and systemic functions including payment allocation and escrow.
Experience training new staff and implementing procedures and process changes.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.Location
Clanton, Alabama, United States of AmericaOriginally posted on Himalayas